Featured Savings Rates
Featured Accounts

Encompass Niagara Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.50%5-year CD5 Year CD
0.60%1-year CD1 Year CD
0.15%SavingsShares

Overview / Commentary
716-236-7678
2525 Military Rd
Niagara Falls, NY 14304

Encompass Niagara Credit Union is headquartered in Niagara Falls and is the 195th largest credit union in the state of New York. It is also the 3,665th largest credit union in the nation. It was established in 1934 and as of June of 2016, it had grown to 6 employees and 1,672 members at 2 locations. Encompass Niagara Credit Union has a C+ health rating.

Field of Membership Restrictions

Encompass Niagra Credit Union of New York is open to the residents, church members, community volunteers, registered students and the people maintaining employment within Niagra County.
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Encompass Niagara Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #63759
Year Chartered1934
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD0.13%
Return on Equity - YTD1.18%
Annual Interest Income$358.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$16.8MM$17.4MM
LoansQ2 2016vs Q2 2015$11.7MM$12.5MM
DepositsQ2 2016vs Q2 2015$14.9MM$15.5MM
Equity CapitalQ2 2016vs Q2 2015$1.9MM$1.9MM
Loan Loss AllowanceQ2 2016vs Q2 2015$151.00K$163.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$285.00K$336.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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Encompass Niagara Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Shares
0.10%--Christmas Club

Encompass Niagara Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Checking

Encompass Niagara Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$25k-5 Year CD
1.25%$25k-4 Year CD
1.00%--18 Month CD Special
1.00%$25k-3 Year CD
0.70%$500$50k2 Year CD
0.60%$500$50k1 Year CD
0.50%$500-6 Month CD
Locations


Encompass Niagara Credit Union Locations
Branch Office110 John Muir DrAmherst, NY 14228-1148
Corporate Office2525 Military RdNiagara Falls, NY 14304