Featured Savings Rates
Featured Accounts

Encompass Niagara Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.41%5-year CD5 Year Jumbo CD
0.50%1-year CD1 Year CD
0.10%SavingsShares

Overview / Commentary
716-236-7678
2525 Military Rd
Niagara Falls, NY 14304

Encompass Niagara Credit Union is headquartered in Niagara Falls and is the 197th largest credit union in the state of New York. It is also the 3,678th largest credit union in the nation. It was established in 1934 and as of December of 2016, it had grown to 6 employees and 1,703 members at 2 locations. Encompass Niagara Credit Union has a B health rating.

Field of Membership Restrictions

Encompass Niagra Credit Union of New York is open to the residents, church members, community volunteers, registered students and the people maintaining employment within Niagra County.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Encompass Niagara Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #24873
Year Chartered1934
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD0.25%
Return on Equity - YTD2.16%
Annual Interest Income$723.00K
Assets and Liabilities
AssetsQ4 2016$16.4MM
LoansQ4 2016$11.4MM
DepositsQ4 2016$14.5MM
Equity CapitalQ4 2016$1.9MM
Loan Loss AllowanceQ4 2016$160.00K
Unbacked Noncurrent LoansQ4 2016$329.00K
Real Estate OwnedQ4 2016$0
Rates
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Encompass Niagara Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Shares
0.05%--Christmas Club

Encompass Niagara Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Checking

Encompass Niagara Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.41%$25k-5 Year Jumbo CD
1.16%$25k-4 Year Jumbo CD
0.90%$1k-18 Month CD Special
0.90%$25k-3 Year Jumbo CD
0.60%$1k$50k2 Year CD
0.50%$1k$50k1 Year CD
0.40%$1k-6 Month CD
Locations


Encompass Niagara Credit Union Locations
Branch Office110 John Muir DrAmherst, NY 14228-1148
Corporate Office2525 Military RdNiagara Falls, NY 14304