Overview / Commentary
600 25Th Ave S Ste 101
Saint Cloud, MN 56301

Energy Services Federal Credit Union is headquartered in Saint Cloud and is the 83rd largest credit union in the state of Minnesota. It is also the 4,051st largest credit union in the nation. It was established in 1933 and as of December of 2018, it had grown to 4 employees and 1,397 members at 3 locations. Energy Services Federal Credit Union's CD rates are 11% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees, contractors and retirees of Xcel Energy.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Energy Services Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #24664
Year Chartered1933
Primary Regulator
Profit Margin
Return on Assets - YTD0.07%
Return on Equity - YTD0.42%
Annual Interest Income$348.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$10.0MM$10.3MM
LoansQ4 2018vs Q4 2017$5.7MM$5.1MM
DepositsQ4 2018vs Q4 2017$7.8MM$8.6MM
Equity CapitalQ4 2018vs Q4 2017$1.7MM$1.7MM
Loan Loss AllowanceQ4 2018vs Q4 2017$25.00K$17.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$56.00K$0
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Energy Services Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Energy Services Federal Credit Union Savings Account Rates

0.17%*$5k*-Share Savings Account
OTHER TIERS: 0.10% $25 - $5k

Energy Services Federal Credit Union CD Rates

1.41%$2.5k-24 Month CD
1.21%$2.5k-18 Month CD
1.10%$2.5k-15 Month CD
1.00%$2.5k-12 Month CD
0.70%$1k-6 Month CD
0.50%$500-3 Month CD

Energy Services Federal Credit Union Locations
Branch Office600 25th Ave S Ste 101Saint Cloud, MN 56301-4820
Branch Office2807 W County Road 75Monticello, MN 55362-9601
Branch Office13999 Industrial BlvdBecker, MN 55308-8800

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.