Featured Savings Rates
Featured Accounts

Erie Metro Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.60%1-year CD12 Month Share Certificate
0.06%SavingsRegular Savings Account
0.80%2-year CD24 Month Share Certificate

Overview / Commentary
716-826-1976
3291 Lake Shore Rd
Blasdell, NY 14219-1419

Erie Metro Federal Credit Union is headquartered in Blasdell and is the 135th largest credit union in the state of New York. It is also the 2,651st largest credit union in the nation. It was established in 1976 and as of December of 2017, it had grown to 11 employees and 6,692 members at 2 locations. Erie Metro Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Buffalo, Blasdell, Lackawanna or Hamburg, New York.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Erie Metro Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #22440
Year Chartered1976
Employees11
Primary Regulator
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD3.85%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$36.5MM$36.1MM
LoansQ4 2017vs Q4 2016$17.5MM$15.4MM
DepositsQ4 2017vs Q4 2016$32.4MM$32.2MM
Equity CapitalQ4 2017vs Q4 2016$4.1MM$3.9MM
Loan Loss AllowanceQ4 2017vs Q4 2016$119.00K$107.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$138.00K$108.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Erie Metro Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.06%*$250*-Regular Savings Account
OTHER TIERS: 0.03% $100 - $250
0.06%*$250*-Holiday Club Account
OTHER TIERS: 0.03% $100 - $250
0.06%*$250*-Youth Savings Account
OTHER TIERS: 0.03% Up to $250

Erie Metro Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$25k*-Money Market Account
OTHER TIERS: 0.15% $2,500 - $10k | 0.20% $10k - $25k

Erie Metro Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$500-24 Month Share Certificate
0.60%$500-12 Month Share Certificate
0.40%$500-6 Month Share Certificate
Locations


Erie Metro Federal Credit Union Locations
Branch Office3291 Lake Shore RdBlasdell, NY 14219-1419
Branch Office462 Grider StBuffalo, NY 14215

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