Overview / Commentary
3291 Lake Shore Rd
Blasdell, NY 14219-1419

Erie Metro Federal Credit Union is headquartered in Blasdell and is the 135th largest credit union in the state of New York. It is also the 2,634th largest credit union in the nation. It was established in 1976 and as of September of 2018, it had grown to 11 employees and 6,507 members at 2 locations. Erie Metro Federal Credit Union's money market rates are 14% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Buffalo, Blasdell, Lackawanna or Hamburg, New York.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Erie Metro Federal Credit Union has a low asset base.

Health Grade Components

NCUA #22440
Year Chartered1976
Primary Regulator
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD6.62%
Annual Interest Income$904.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$37.4MM$37.0MM
LoansQ3 2018vs Q3 2017$18.8MM$16.9MM
DepositsQ3 2018vs Q3 2017$33.1MM$33.0MM
Equity CapitalQ3 2018vs Q3 2017$4.3MM$4.0MM
Loan Loss AllowanceQ3 2018vs Q3 2017$121.00K$114.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$94.00K$150.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Erie Metro Federal Credit Union Savings Account Rates

0.10%*$250*-Regular Savings
OTHER TIERS: 0.05% $100 - $250
0.10%*$250*-Club Accounts
OTHER TIERS: 0.05% $100 - $250
0.10%*$250*-Youth Savings Account
OTHER TIERS: 0.05% Up to $250

Erie Metro Federal Credit Union Money Market Rates

0.50%*$25k*-Money Market
OTHER TIERS: 0.30% $2.5k - $10k | 0.40% $10k - $25k

Erie Metro Federal Credit Union CD Rates

1.50%$500-24 Month Share Certificate
1.00%$500-12 Month Share Certificate
0.75%$500-6 Month Share Certificate

Erie Metro Federal Credit Union Locations
Branch Office3291 Lake Shore RdBlasdell, NY 14219-1419
Branch Office462 Grider StBuffalo, NY 14215

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