Featured Savings Rates
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Erie Metro Federal Credit Union

Popular Accounts at this Credit Union

0.60%1-year CD12 Month Share Certificate
0.06%SavingsRegular Savings Account
0.80%2-year CD24 Month Share Certificate

Overview / Commentary
3291 Lake Shore Rd
Blasdell, NY 14219-1419

Erie Metro Federal Credit Union is headquartered in Blasdell and is the 136th largest credit union in the state of New York. It is also the 2,658th largest credit union in the nation. It was established in 1976 and as of September of 2017, it had grown to 11 employees and 6,785 members at 2 locations. Erie Metro Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Buffalo, Blasdell, Lackawanna or Hamburg, New York.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Erie Metro Federal Credit Union has a low asset base.

Health Grade Components

NCUA #22440
Year Chartered1976
Primary Regulator
Profit Margin
Return on Assets - YTD0.29%
Return on Equity - YTD2.68%
Annual Interest Income$815.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$37.0MM$32.9MM
LoansQ3 2017vs Q3 2016$16.9MM$14.8MM
DepositsQ3 2017vs Q3 2016$33.0MM$29.6MM
Equity CapitalQ3 2017vs Q3 2016$4.0MM$3.3MM
Loan Loss AllowanceQ3 2017vs Q3 2016$114.00K$95.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$150.00K$54.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Erie Metro Federal Credit Union Savings Account Rates

0.06%*$250*-Regular Savings Account
OTHER TIERS: 0.03% $100 - $250
0.06%*$250*-Holiday Club Account
OTHER TIERS: 0.03% $100 - $250
0.06%*$250*-Youth Savings Account
OTHER TIERS: 0.03% Up to $250

Erie Metro Federal Credit Union Money Market Rates

0.25%*$25k*-Money Market Account
OTHER TIERS: 0.15% $2,500 - $10k | 0.20% $10k - $25k

Erie Metro Federal Credit Union CD Rates

0.80%$500-24 Month Share Certificate
0.60%$500-12 Month Share Certificate
0.40%$500-6 Month Share Certificate

Erie Metro Federal Credit Union Locations
Branch Office3291 Lake Shore RdBlasdell, NY 14219-1419
Branch Office462 Grider StBuffalo, NY 14215