ESSA Bank & Trust


Overview / Commentary
570-421-0531
200 Palmer Street
Stroudsburg, PA 18360-0160

ESSA Bank & Trust is headquartered in Stroudsburg and is the 28th largest bank in the state of Pennsylvania. It is also the 590th largest bank in the nation. It was established in 1916 and as of December of 2021, it had grown to 234 employees at 22 locations. ESSA Bank & Trust has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #28262
Year Established1916
Employees234
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD8.82%
Annual Interest Income$58.4MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$1.87B$1.86B
LoansQ4 2021vs Q4 2020$1.34B$1.38B
DepositsQ4 2021vs Q4 2020$1.64B$1.64B
Equity CapitalQ4 2021vs Q4 2020$203.7MM$186.6MM
Loan Loss AllowanceQ4 2021vs Q4 2020$18.2MM$16.1MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$18.9MM$20.6MM
Real Estate OwnedQ4 2021vs Q4 2020$193.00K$365.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not ESSA Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ESSA Bank & Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$10k*-Premium Savings Account - New Money (Online Only)
OTHER TIERS: 0.05% $100 - $10k
0.05%$100-Statement Savings
0.05%$100-Business Statement Savings

ESSA Bank & Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$250k*-ESSA Money Market
OTHER TIERS: 0.05% $2.5k - $50k | 0.10% $50k - $250k
0.15%*$100k*-Business Money Market
OTHER TIERS: 0.05% $10k - $100k

ESSA Bank & Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$100k*-Relationship Checking
OTHER TIERS: 0.05% $10k - $100k
0.05%$1k-Business Plus Checking

ESSA Bank & Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$1k-48 Month CD
0.25%$1k-60 Month CD
0.20%$1k-30 Month CD
0.20%$1k-36 Month CD
0.15%$1k-24 Month CD
0.15%$1k-36 Month Step-Up CD
0.10%$1k-18 Month CD
0.10%$1k-24 Month Step-Up CD
0.05%$1k-91 Day CD
0.05%$1k-182 Day CD
0.05%$1k-12 Month CD
0.05%$1k-12 Month Step-Up CD
0.05%$10k-30 Day CD
0.05%$1k-9 Month CD

ESSA Bank & Trust IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$250-48 Month IRA
0.25%$250-60 Month IRA
0.20%$250-30 Month IRA
0.20%$250-36 Month IRA
0.15%$250-24 Month IRA
0.10%$250-18 Month IRA
0.05%$250-12 Month IRA
Locations

Availability



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