ECCU

Overview / Commentary

www.eccu.org

714-671-5700

955 West Imperial Hwy, Suite 100
Brea, CA 92821-3815

ECCU is headquartered in Brea and is the 75^th largest credit union in the state of California. It is also the 534^th largest credit union in the nation. It was established in 1964 and as of December of 2020, it had grown to 101 employees and 13,335 members at 1 location. ECCU has a B+ health rating.

Field of Membership Restrictions

Membership in ECCU is open to individuals or missionaries who agree with the credit union's statement of faith or are members in an affiliated Christian organization (denomination, ministry, church, or school).
See current membership details

Reward Checking Balance Cap Reduction - ECCU Is Latest Example - 8/7/2020

ECCU recently announced an unfortunate change to its Kasasa Cash Checking account that will be effective in September. The balance cap is falling from $35k to $10k.

View all posts from:

2020
2011

8/7 - Reward Checking Balance Cap Reduction - ECCU Is Latest Example
4/6 - ECCU Adds Kasasa Brand To Its Product Line

3/30 - Does Anyone Here Have An Account With This Institution?

Reviews

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Health

B+

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #	63837
Year Chartered	1964
Employees	101
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.4%
Return on Equity - YTD	-4.72%
Annual Interest Income	$19.5MM

Assets and Liabilities
Assets	Q4 2020vs Q4 2019	$662.4MM$715.9MM
Loans	Q4 2020vs Q4 2019	$380.9MM$390.5MM
Deposits	Q4 2020vs Q4 2019	$602.9MM$620.2MM
Equity Capital	Q4 2020vs Q4 2019	$56.2MM$57.7MM
Loan Loss Allowance	Q4 2020vs Q4 2019	$10.4MM$10.9MM
Unbacked Noncurrent Loans	Q4 2020vs Q4 2019	$2.6MM$2.1MM
Real Estate Owned	Q4 2020vs Q4 2019	$0$0

Rates

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Savings
Money Market
Checking
CD

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Always verify rates and promotions with the bank or credit union. We are not ECCU; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ECCU Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	-	$100k	Free Kasasa Saver
0.10%	-	-	Savings Account
0.10%	-	-	Start Young Savings

ECCU Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$50k^*	-	Money Market Savings
OTHER TIERS: 0.10% → Up to $25k \| 0.15% → $25k - $50k

ECCU Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%^*	-	$10k	Free Kasasa Cash Checking
OTHER TIERS: 0.25% → $10k+
0.05%	-	-	Interest Checking

ECCU CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.80%^*	$50k^*	-	5 Year Certificate
OTHER TIERS: 0.75% → $1k - $50k
0.65%^*	$50k^*	-	48 Month Rate Bump Certificate
OTHER TIERS: 0.60% → $1k - $50k
0.55%^*	$50k^*	-	2 Year Certificate
OTHER TIERS: 0.50% → $1k - $50k
0.45%^*	$50k^*	-	24 Month Rate Bump Certificate
OTHER TIERS: 0.40% → $1k - $50k
0.40%^*	$50k^*	-	1 Year Certificate
OTHER TIERS: 0.35% → $1k - $50k
0.30%^*	$100k^*	-	6 Month Certificate
OTHER TIERS: 0.25% → $1k - $100k

Locations

ECCU Locations
Branch Office	955 W Imperial Hwy	Brea, CA 92821-3812

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