Fairport Savings Bank

Overview / Commentary
45 South Main St
Fairport, NY 14450

Fairport Savings Bank is headquartered in Fairport and is the 100th largest bank in the state of New York. It is also the 2,078th largest bank in the nation. It was established in 1888 and as of December of 2019, it had grown to 70 employees at 5 locations. Fairport Savings Bank's money market rates are 2X the national average, and it has an A health rating.

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Reviews (2)

25 Years And Still Banking There

I have been with Fairport Savings Bank my whole life. While I maintain accounts at multiple banks, Fairport is my go-to place for professional, competitive, and secure banking. Every other bank and credit union I have experienced has been problematic or clueless and has led me to question if they even know what they are doing. Fairport staff are always knowledgeable, friendly, and provide sound financial advice.

Avoid At All Costs

Posted by: |

They are just as bad as the big banks with their fees. Be sure to check your account frequently before the fees start piling up. Or better yet switch to a credit union.


Health Grade Components

FDIC Certificate #30056
Year Established1888
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.03%
Return on Equity - YTD-0.35%
Annual Interest Income$13.3MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$321.7MM$326.6MM
LoansQ4 2019vs Q4 2018$276.7MM$283.9MM
DepositsQ4 2019vs Q4 2018$235.6MM$222.6MM
Equity CapitalQ4 2019vs Q4 2018$29.8MM$29.7MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.6MM$1.6MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$1.1MM$100.00K
Real Estate OwnedQ4 2019vs Q4 2018$730.00K$0
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Always verify rates and promotions with the bank or credit union. We are not Fairport Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Fairport Savings Bank Savings Account Rates

0.05%--Kids Superstar Savings
0.05%$5-Holiday Club Account
0.05%$50-FSB Savings

Fairport Savings Bank Money Market Rates

1.25%*$200k*-Money Market Platinum
OTHER TIERS: 0.25% Up to $100k | 1.00% $100k - $200k
1.25%*$200k*-Business Money Market
OTHER TIERS: 0.25% Up to $50k | 1.00% $50k - $200k
1.00%*$200k*-Money Market Account
OTHER TIERS: 0.05% Up to $25k | 0.15% $25k - $50k | 0.50% $50k - $100k | 0.75% $100k - $200k

Fairport Savings Bank Checking Account Rates

OTHER TIERS: 0.10% $10k+
0.20%*$2.5k*-Platinum Checking
OTHER TIERS: 0.05% Up to $2.5k
0.05%--FSB Checking

Fairport Savings Bank CD Rates

1.00%$500-6 Month CD
0.60%$500-48 Month CD
0.60%$500-60 Month CD
0.50%$500-11 Month CD w/ Checking Special
0.50%$500-12 Month CD
0.50%$500-15 Month CD w/ Checking Special
0.50%$500-7 Month CD w/ Checking Special
0.35%$500-36 Month CD
0.20%$500-18 Month CD
0.20%$500-24 Month CD

Fairport Savings Bank IRA Rates

1.00%$500-24 Month IRA w/ Checking Special
0.60%$500-60 Month IRA
0.50%$500-12 Month IRA
0.50%$50-18 Month Easy Saver Variable Rate IRA
0.35%$500-36 Month IRA
0.20%$500-24 Month IRA

Fairport Savings Bank Locations
Webster Branch1075 Ridge Road , East Suite 100Webster, NY 14580
Irondequoit Branch2118 Hudson AvenueRochester, NY 14617
Nine Mile Point Road Branch2163 Nine Mile Point RoadFairport, NY 14450
Fairport Savings Bank45 South Main StFairport, NY 14450
Perinton Branch6797 Pittsford Palmyra RoadFairport, NY 14450

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