Featured Savings Rates
Featured Accounts

Farmers and Merchants Savings Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
2.01%5-year CD60 Month CD
0.75%1-year CD12 Month CD
1.66%4-year CD48 Month CD

Overview / Commentary
563-568-3417
201 West Main Street
Waukon, IA 52172

Farmers and Merchants Savings Bank is headquartered in Waukon and is the 139th largest bank in the state of Iowa. It is also the 3,482nd largest bank in the nation. It was established in 1925 and as of December of 2016, it had grown to 27 employees at 2 locations. Farmers and Merchants Savings Bank's money market rates are 36% higher than the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #255
Year Established1925
Employees27
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.83%
Return on Equity - YTD14.9%
Annual Interest Income$6.1MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$156.0MM$147.1MM
LoansQ4 2016vs Q4 2015$101.7MM$95.7MM
DepositsQ4 2016vs Q4 2015$125.3MM$121.6MM
Equity CapitalQ4 2016vs Q4 2015$18.5MM$17.6MM
Loan Loss AllowanceQ4 2016vs Q4 2015$1.8MM$1.5MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$126.00K$4.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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Farmers and Merchants Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$50k*-FMSB Money Market
OTHER TIERS: 0.10% Up to $5k | 0.40% $5k - $25k | 0.50% $25k - $50k

Farmers and Merchants Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%$500-60 Month CD
1.66%$500-48 Month CD
1.61%$500-36 Month CD
1.25%$500-24 Month CD
1.00%$500-10 Month CD
0.75%$500-12 Month CD
0.50%$500-6 Month CD
0.30%$500-3 Month CD

Farmers and Merchants Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--12 Month Fixed Rate IRA
0.65%--12 Month Variable Rate IRA
Locations


Farmers and Merchants Savings Bank Locations
Wal-Mart Branch1798 Old Stage RoadDecorah, IA 52101
Farmers and Merchants Savings Bank201 West Main StreetWaukon, IA 52172