Overview / Commentary
20 South Main Street
Chambersburg, PA 17201

Farmers and Merchants Trust Company of Chambersburg is headquartered in Chambersburg and is the 33rd largest bank in the state of Pennsylvania. It is also the 651st largest bank in the nation. It was established in 1906 and as of September of 2018, it had grown to 263 employees at 25 locations. Farmers and Merchants Trust Company of Chambersburg has an A health rating.


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Health Grade Components

FDIC Certificate #8405
Year Established1906
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD3.6%
Annual Interest Income$34.1MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$1.20B$1.17B
LoansQ3 2018vs Q3 2017$959.5MM$900.4MM
DepositsQ3 2018vs Q3 2017$1.07B$1.03B
Equity CapitalQ3 2018vs Q3 2017$113.5MM$124.2MM
Loan Loss AllowanceQ3 2018vs Q3 2017$12.5MM$11.5MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$5.7MM$3.1MM
Real Estate OwnedQ3 2018vs Q3 2017$2.7MM$2.6MM

Rates for Farmers and Merchants Trust Company of Chambersburg are currently being reviewed.



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