Fayette Savings Bank is offering a 6.14% APY 48-month certificate of deposit. There's also a 6.14% APY 30-month IRA CD. The regular CD has a minimum of $2.5K. The IRA has a minimum of $500. These have a 6-month interest penalty for early withdrawals.
The bank requires a branch visit to open accounts. They do not open accounts by mail. Branches are located in the Texas cities of La Grange, Schulenburg, Flatonia and Columbus. These cities are situated between Austin, San Antonio and Houston.
The bank has been FDIC insured since 1978. It's rated 3 out of 5 stars at Bankrate.com (performing).
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