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Overview / Commentary
24000 Avila Rd # U120
Laguna Niguel, CA 92677-3401

FedONE Federal Credit Union is headquartered in Laguna Niguel and is the 256th largest credit union in the state of California. It is also the 3,441st largest credit union in the nation. It was established in 1961 and as of September of 2017, it had grown to 4 employees and 2,303 members at 2 locations. FedONE Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to federal employees or contractors working in California, Arizona, Nevada, Hawaii, Guam or Mariana Islands.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. FedONE Federal Credit Union has a low asset base.

Health Grade Components

NCUA #14631
Year Chartered1961
Primary Regulator
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD3.38%
Annual Interest Income$441.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$19.5MM$20.2MM
LoansQ3 2017vs Q3 2016$6.1MM$5.8MM
DepositsQ3 2017vs Q3 2016$17.0MM$17.9MM
Equity CapitalQ3 2017vs Q3 2016$2.4MM$2.3MM
Loan Loss AllowanceQ3 2017vs Q3 2016$25.00K$14.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$149.00K$94.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

FedONE Federal Credit Union Savings Account Rates

0.40%--Vacation Club Account
0.40%--Traditional IRA
0.25%*$10k*-Regular Share Savings Account
OTHER TIERS: 0.15% $25 - $10k
0.25%--Christmas Club Account
0.25%*$10k*-Sub-Savings Account
OTHER TIERS: 0.15% $25 - $10k

FedONE Federal Credit Union Locations
Branch Office300 N Los Angeles StLos Angeles, CA 90012
Branch Office24000 Avila Rd # U120Laguna Niguel, CA 92677-3401