Competitive Savings Account for Large Balances at Fidelity Bank in GA & FL - Local Only


0.30*%$250k-Fidelity Bank (Atlanta, GA)Personal Savings
OTHER TIERS: 0.15% Up to $25k | 0.20% $25k - $50k | 0.25% $50k - $250k
0.30*%$250k-Fidelity Bank (Atlanta, GA)Business Savings
OTHER TIERS: 0.15% Up to $25k | 0.20% $25k - $50k | 0.25% $50k - $250k
Accounts mentioned in this post. Rates as of February 22, 2018.

Fidelity Bank is offering a savings account with a competitive rate for large balances. It's a tiered account that pays the top rate of 1.75% APY for a minimum balance of $100K. The rate drops to 1.25% APY for $50K to $100K and to 1.00% APY for lower balances. This is available for both personal and business accounts. The rates are listed at the bank's rates page as of 4/15/2010.

It appears that a branch visit is required to open an account. Branches are located throughout the Atlanta Metro area. Also, there's one branch in Jacksonville, Florida.

The bank's ratings for safety and soundness are a little weak: 3 stars (adequate) at BauerFinancial (based on 12/31/09 data) and 2 stars (below peer group) at (based on 9/30/09 data). The bank has been a FDIC member since 1974 (FDIC Certificate # 21440).

Thanks to the reader who emailed me news of this bank and savings account.

Best Savings Accounts in Atlanta

There continues to be a good money market account deal in Atlanta at Georgia Primary Bank which is offering a money market account with a top rate of 2.30% APY for a minimum balance of $100K as of 4/15/2010.

For other top savings account rates available in Georgia or nationwide, please refer to the Savings Accounts section of

Related Pages: money market accounts, savings account

5.55% 12-month CD at a Georgia Bank
Security Exchange Bank is offering a 5.55% APY 12-month CD. The minimum deposit is $500. The bank also has competitive rates on most of there certificate of deposit terms: Below is the full list of rates:

Term APY
3 month 4.25%
6 month 5.00%
1 year 5.55%
2 year 5.55%
3 year 5.70%
4 year...

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