Fidelity Bank (KS) is headquartered in Wichita and is the 6th largest bank in the state of Kansas. It is also the 369th largest bank in the nation. It was established in 1956 and as of December of 2019, it had grown to 482 employees at 21 locations. Fidelity Bank (KS) has an A health rating.
Don't know what these other posters problems are but I've used Fidelity for over 20 years and never had any problems. Don't pay any fees ( are they complaining about overdrafts or late fees, seems to me that would be their fault ) , have always been professional in their manner and service, and offer competitive rates locally on CDs , HELOCs and MMAs. Maybe I"m just not picky enough? Other than scheduled maintenance I've never had any problems with their online site. Now this website sucks, trying to post this and it keeps telling me that the subject is too short.
When I opened my checking account, they failed to tell me there is a mandatory 7 day hold on all deposits for the first 30 days. WTH! I'm a small business and need my funds sooner than 7 days. How am I supposed to operate when I have to wait 7 days for funds to deposit? All other banks in the state of KS usually have a 2-5 day hold on deposited checks. Had they told me this when I signed up for the account, I would have banked elsewhere.
I have proof my mortgage payment was sent by my bank and proof of delivery from the USPS but Fidelity refuses to take responsibility and is threatening me with a negative credit report. They've also been very disrespectful thru both email and a couple of voicemails they've left. This is all on top of a previous time where they flat out refused to fax me information pertaining to my mortgage because it wasn't to my personal fax. Because we all have personal fax machines in our homes. They have been a royal pain to deal with from the beginning and I will never have anything to do with Fidelity again.
|FDIC Certificate #||30895|
|Return on Assets - YTD||0.75%|
|Return on Equity - YTD||7.62%|
|Annual Interest Income||$103.1MM|
|Assets and Liabilities|
|Assets||Q4 2019vs Q4 2018||$2.41B$2.27B|
|Loans||Q4 2019vs Q4 2018||$1.91B$1.76B|
|Deposits||Q4 2019vs Q4 2018||$2.10B$1.88B|
|Equity Capital||Q4 2019vs Q4 2018||$233.8MM$239.4MM|
|Loan Loss Allowance||Q4 2019vs Q4 2018||$19.2MM$17.5MM|
|Unbacked Noncurrent Loans||Q4 2019vs Q4 2018||$4.4MM$2.1MM|
|Real Estate Owned||Q4 2019vs Q4 2018||$1.2MM$1.7MM|
Rates for Fidelity Bank (KS) are currently being reviewed.