Fidelity Bank has some competitive money market and CD rates. In Oklahoma, it was adverting 1.50% APY on its Money Market XTRA account. This requires a $50K deposit and a checking account. Without the checking account, the rate is 0.25% lower. The rate for balances of $10K to $50K is 1.25% APY and 0.75% for under $10K. This money market deal was advertised in the 8/8/2010 edition of the Oklahoman paper. The ad is available online here.
The bank also has some good deals on its CD specials. The best rates include a 2.01% APY 21-month CD, a 1.51% 11-month CD and a 1.31% APY 7-month CD. Minimum deposit is $500. These rates are listed in the bank's OK rates sheet as of 8/09/2010. The same CD specials are available in Kansas, but some of the rates are lower.
Branches are located in the Oklahoma cities of Edmond and Oklahoma City and in the Kansas cities of Wichita and Derby.
The bank's ratings for safety and soundness are fair: 3½ stars (good) at BauerFinancial, 3 stars (performing) at Bankrate.com and an overall health score of 3 out of 5 at DepositAccounts.com (see our financial overview of Fidelity Bank). These ratings are based on 3/31/10 financial data. The bank has been a FDIC member since 1957 (FDIC Certificate # 30895).