Featured Savings Rates
Featured Accounts

Financialedge Community Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.25%5-year CD60 Month CD
0.35%1-year CD12 Month CD
0.05%SavingsSecondary Savings Account

Overview / Commentary
800-610-2764
1199 S Euclid Ave
Bay City, MI 48706

Financialedge Community Credit Union is headquartered in Bay City and is the 111th largest credit union in the state of Michigan. It is also the 1,685th largest credit union in the nation. It was established in 1950 and as of June of 2016, it had grown to 35 employees and 9,023 members at 3 locations. Financialedge Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Financial Edge Community Credit Union of Michigan is open to the residents, church members, and people that maintain employment within these eligible locations: Arenac, Midland, and Saginaw, retirees that are 55+ drawing an income compensation from any source and are committed to a retirement organization within the county of the credit union main office, credit union employees, member affiliated organizations, the family members of the mentioned people, and the widows/widowers of deceased members.
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Financialedge Community Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #61619
Year Chartered1950
Employees35
Primary Regulator
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD5.01%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$88.7MM$85.4MM
LoansQ2 2016vs Q2 2015$55.8MM$54.2MM
DepositsQ2 2016vs Q2 2015$78.9MM$75.8MM
Equity CapitalQ2 2016vs Q2 2015$8.8MM$8.6MM
Loan Loss AllowanceQ2 2016vs Q2 2015$295.00K$331.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$487.00K$1.1MM
Real Estate OwnedQ2 2016vs Q2 2015$169.00K$209.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Financialedge Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%$25-Kirby Kids Club Account
1.05%$25-Elements Teen Club Account
0.35%*$75k*-Extreme High Yield Account
OTHER TIERS: 0.30% $25k - $50k | 0.33% $50k - $75k
0.35%*$100k*-IRA Savings Account
OTHER TIERS: 0.20% $100 - $10k | 0.25% $10k - $50k | 0.30% $50k - $100k
0.35%*$100k*-Roth IRA Savings Account
OTHER TIERS: 0.20% $100 - $10k | 0.25% $10k - $50k | 0.30% $50k - $100k
0.25%*$25k*-Advantage High Yield Account
OTHER TIERS: 0.20% $2,500 - $10k | 0.23% $10k - $25k
0.05%$25-Member Savings Account
0.05%$25-Christmas Club Account
0.05%$25-Secondary Savings Account

Financialedge Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$250-Plus Checking Account
0.05%$1,500-Premier Checking Account

Financialedge Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.45%$1k-54 Month CD Special
1.25%$1k-60 Month CD
1.10%$1k-48 Month CD
0.75%$1k-36 Month CD
0.50%$1k-24 Month CD
0.50%$1k-17 Month CD Special
0.40%$1k-18 Month CD
0.35%$1k-12 Month CD
0.20%$1k-6 Month CD

Financialedge Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.45%$1k-54 Month IRA Special
1.25%$1k-60 Month IRA
1.10%$1k-48 Month IRA
0.75%$1k-36 Month IRA
0.50%$1k-24 Month IRA
0.50%$1k-17 Month IRA Special
0.40%$1k-18 Month IRA
0.35%$1k-12 Month IRA
0.20%$1k-6 Month IRA
Locations


Financialedge Community Credit Union Locations
Branch Office1199 S Euclid AveBay City, MI 48706
Branch Office1465 W Center RdEssexville, MI 48732
Branch Office1304 N Sherman StBay City, MI 48708