Featured Savings Rates
Featured Accounts

Financialedge Community Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.00%Reward CheckingMy Life Earns Interest Checking
1.00%Reward SavingsMyLife Savings
1.50%5-year CD60 Month CD

Overview / Commentary
800-610-2764
1199 S Euclid Ave
Bay City, MI 48706

Financialedge Community Credit Union is headquartered in Bay City and is the 110th largest credit union in the state of Michigan. It is also the 1,667th largest credit union in the nation. It was established in 1950 and as of June of 2017, it had grown to 32 employees and 8,959 members at 3 locations. Financialedge Community Credit Union has an A health rating.

Field of Membership Restrictions

Financial Edge Community Credit Union of Michigan is open to the residents, church members, and people that maintain employment within these eligible locations: Arenac, Midland, and Saginaw, retirees that are 55+ drawing an income compensation from any source and are committed to a retirement organization within the county of the credit union main office, credit union employees, member affiliated organizations, the family members of the mentioned people, and the widows/widowers of deceased members.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Financialedge Community Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #61619
Year Chartered1950
Employees32
Primary Regulator
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD5.77%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$93.6MM$88.7MM
LoansQ2 2017vs Q2 2016$59.7MM$55.8MM
DepositsQ2 2017vs Q2 2016$83.2MM$78.9MM
Equity CapitalQ2 2017vs Q2 2016$9.2MM$8.8MM
Loan Loss AllowanceQ2 2017vs Q2 2016$263.00K$295.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$482.00K$487.00K
Real Estate OwnedQ2 2017vs Q2 2016$21.00K$169.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Financialedge Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Financialedge Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%$25-Kirby Kids Club Account
1.05%$25-Elements Teen Club Account
1.00%*-$10kMyLife Savings
OTHER TIERS: 0.05% $10k+
0.40%*$250k*-Business High Yield Savings
OTHER TIERS: 0.20% $5k - $25k | 0.30% $25k - $50k | 0.35% $50k - $250k
0.35%*$100k*-IRA Savings Account
OTHER TIERS: 0.20% $100 - $10k | 0.25% $10k - $50k | 0.30% $50k - $100k
0.35%*$75k*-High Yield 25 Savings
OTHER TIERS: 0.30% $25k - $50k | 0.33% $50k - $75k
0.25%*$25k*-High Yield 2.5 Savings
OTHER TIERS: 0.20% $2,500 - $10k | 0.23% $10k - $25k
0.05%$25-Member Savings Account
0.05%$25-Christmas Club Account
0.05%$25-Secondary Savings Account
0.05%$25-Member Business Savings

Financialedge Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$10kMy Life Earns Interest Checking
OTHER TIERS: 0.05% $10k+
0.30%*$250k*-Business Premium 500 Checking
OTHER TIERS: 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k | 0.25% $100k - $250k

Financialedge Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$1k-54 Month CD Special
1.75%$100-54 Month Youth CD Special
1.50%$1k-60 Month CD
1.50%$100-60 Month Youth CD
1.25%$1k-48 Month CD
1.25%$100-48 Month Youth CD
1.00%$1k-36 Month CD
1.00%$100-36 Month Youth CD
0.75%$1k-24 Month CD
0.75%$100-24 Month Youth CD
0.65%$1k-18 Month CD
0.65%$100-18 Month Youth CD
0.50%$1k-12 Month CD
0.50%$100-12 Month Youth CD
0.50%$25-12 Month Save To Win CD
0.35%$1k-6 Month CD
0.35%$100-6 Month Youth CD

Financialedge Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$1k-54 Month IRA Special
1.50%$1k-60 Month IRA
1.25%$1k-48 Month IRA
1.00%$1k-36 Month IRA
0.75%$1k-24 Month IRA
0.65%$1k-18 Month IRA
0.50%$1k-12 Month IRA
0.35%$1k-6 Month IRA
Locations


Financialedge Community Credit Union Locations
Branch Office1199 S Euclid AveBay City, MI 48706
Branch Office1465 W Center RdEssexville, MI 48732
Branch Office1304 N Sherman StBay City, MI 48708