Featured Savings Rates
Featured Accounts

First and Citizens Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.05%5-year CD60 Month CD
0.35%1-year CD12 Month CD
0.15%SavingsPassbook Savings Account

Overview / Commentary
540-468-2430
195 West Main Strret
Monterey, VA 24465
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Health
B+

Health Grade Components

Overall
FDIC Certificate #34102
Year Established1995
Employees204
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.13%
Return on Equity - YTD10.74%
Annual Interest Income$46.3MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$1.65B$1.46B
LoansQ3 2016vs Q3 2015$1.23B$1.06B
DepositsQ3 2016vs Q3 2015$1.16B$1.07B
Equity CapitalQ3 2016vs Q3 2015$168.3MM$156.6MM
Loan Loss AllowanceQ3 2016vs Q3 2015$11.6MM$11.2MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$14.4MM$15.4MM
Real Estate OwnedQ3 2016vs Q3 2015$24.8MM$29.7MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First and Citizens Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Passbook Savings Account
0.15%--Christmas Club Savings Account

First and Citizens Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$50k*-Money Market Account
OTHER TIERS: 0.20% $500 - $10k | 0.25% $10k - $50k

First and Citizens Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.12%*$50k*-Now Checking Account
OTHER TIERS: 0.05% $500 - $10k | 0.10% $10k - $50k

First and Citizens Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%$500-60 Month CD
0.85%$500-48 Month CD
0.75%$500-36 Month CD
0.60%$500-24 Month CD
0.35%$500-12 Month CD
0.25%$500-182 Day CD

First and Citizens Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$500-60 Month Fixed Rate IRA
1.00%--18 Month Variable Rate IRA
1.00%$500-24 Month Fixed Rate IRA
Locations


First and Citizens Bank Locations
First and Citizens Bank195 West Main StrretMonterey, VA 24465
Riverside Plaza Shopping Center Branch23 Scenic HighwayChurchville, VA 24421
Hot Springs Branch9406 Sam Snead HighwayHot Springs, VA 24445
Jubal Early Branch100 West Jubal Early DriveWinchester, VA 22601
Catoctin Circle Branch204 Catoctin Circle SeLeesburg, VA 20175
Neff Avenue Branch182 Neff AvenueHarrisonburg, VA 22801
Wal-Mart Superstore Branch2350 South Pleasant Valley RoadWinchester, VA 22601
Village Center Branch251 West Lee Highway, Suite 730Warrenton, VA 20186
South Main Street Branch224 South Main StreetHarrisonburg, VA 22801