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Overview / Commentary
201 Pennsylvania Avenue
Charleston, WV 25362

First Bank of Charleston, Inc. is headquartered in Charleston and is the 29th largest bank in the state of West Virginia. It is also the 3,039th largest bank in the nation. It was established in 2003 and as of December of 2016, it had grown to 28 employees at 1 location. First Bank of Charleston, Inc. has a B+ health rating.


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Health Grade Components

FDIC Certificate #57514
Year Established2003
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD6.89%
Annual Interest Income$7.9MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$196.3MM$198.5MM
LoansQ4 2016vs Q4 2015$143.8MM$148.0MM
DepositsQ4 2016vs Q4 2015$149.9MM$137.9MM
Equity CapitalQ4 2016vs Q4 2015$21.7MM$24.5MM
Loan Loss AllowanceQ4 2016vs Q4 2015$1.8MM$2.5MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$2.2MM$3.7MM
Real Estate OwnedQ4 2016vs Q4 2015$97.00K$704.00K

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First Bank of Charleston, Inc. Locations
First Bank Of Charleston, Inc.201 Pennsylvania AvenueCharleston, WV 25362