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Overview / Commentary
201 Pennsylvania Avenue
Charleston, WV 25362

First Bank of Charleston is headquartered in Charleston and is the 29th largest bank in the state of West Virginia. It is also the 3,070th largest bank in the nation. It was established in 2003 and as of June of 2017, it had grown to 26 employees at 1 location. First Bank of Charleston has a B+ health rating.


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Health Grade Components

FDIC Certificate #57514
Year Established2003
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD7.18%
Annual Interest Income$3.9MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$190.4MM$200.1MM
LoansQ2 2017vs Q2 2016$138.8MM$146.4MM
DepositsQ2 2017vs Q2 2016$151.7MM$155.0MM
Equity CapitalQ2 2017vs Q2 2016$22.5MM$21.8MM
Loan Loss AllowanceQ2 2017vs Q2 2016$1.6MM$1.5MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$1.3MM$3.2MM
Real Estate OwnedQ2 2017vs Q2 2016$55.00K$516.00K

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First Bank of Charleston Locations
First Bank Of Charleston, Inc.201 Pennsylvania AvenueCharleston, WV 25362