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Overview / Commentary
201 Pennsylvania Avenue
Charleston, WV 25362

First Bank of Charleston, Inc. is headquartered in Charleston and is the 29th largest bank in the state of West Virginia. It is also the 2,995th largest bank in the nation. It was established in 2003 and as of June of 2016, it had grown to 28 employees at 1 location. First Bank of Charleston, Inc. has a B+ health rating.


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Health Grade Components

FDIC Certificate #57514
Year Established2003
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD6.73%
Annual Interest Income$3.9MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$200.1MM$206.8MM
LoansQ2 2016vs Q2 2015$146.4MM$147.1MM
DepositsQ2 2016vs Q2 2015$155.0MM$136.9MM
Equity CapitalQ2 2016vs Q2 2015$21.8MM$25.5MM
Loan Loss AllowanceQ2 2016vs Q2 2015$1.5MM$1.6MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$3.2MM$6.5MM
Real Estate OwnedQ2 2016vs Q2 2015$516.00K$398.00K

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First Bank of Charleston, Inc. Locations
First Bank Of Charleston, Inc.201 Pennsylvania AvenueCharleston, WV 25362