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Overview / Commentary
201 Pennsylvania Avenue
Charleston, WV 25362

First Bank of Charleston, Inc. is headquartered in Charleston and is the 29th largest bank in the state of West Virginia. It is also the 3,006th largest bank in the nation. It was established in 2003 and as of March of 2016, it had grown to 27 employees at 1 location. First Bank of Charleston, Inc. has a B+ health rating.


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Health Grade Components

FDIC Certificate #57514
Year Established2003
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD5.42%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$198.4MM$212.6MM
LoansQ1 2016vs Q1 2015$148.0MM$150.9MM
DepositsQ1 2016vs Q1 2015$150.1MM$144.7MM
Equity CapitalQ1 2016vs Q1 2015$21.4MM$25.4MM
Loan Loss AllowanceQ1 2016vs Q1 2015$1.9MM$1.9MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$3.6MM$9.0MM
Real Estate OwnedQ1 2016vs Q1 2015$410.00K$5.00K

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First Bank of Charleston, Inc. Locations
First Bank Of Charleston, Inc.201 Pennsylvania AvenueCharleston, WV 25362