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Overview / Commentary
201 Pennsylvania Avenue
Charleston, WV 25362

First Bank of Charleston, Inc. is headquartered in Charleston and is the 29th largest bank in the state of West Virginia. It is also the 3,034th largest bank in the nation. It was established in 2003 and as of September of 2016, it had grown to 26 employees at 1 location. First Bank of Charleston, Inc. has a B+ health rating.


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Health Grade Components

FDIC Certificate #57514
Year Established2003
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.8%
Return on Equity - YTD7.04%
Annual Interest Income$5.9MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$195.7MM$203.2MM
LoansQ3 2016vs Q3 2015$142.6MM$146.6MM
DepositsQ3 2016vs Q3 2015$147.2MM$134.6MM
Equity CapitalQ3 2016vs Q3 2015$22.0MM$24.5MM
Loan Loss AllowanceQ3 2016vs Q3 2015$1.5MM$2.3MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$2.9MM$4.6MM
Real Estate OwnedQ3 2016vs Q3 2015$317.00K$426.00K

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First Bank of Charleston, Inc. Locations
First Bank Of Charleston, Inc.201 Pennsylvania AvenueCharleston, WV 25362