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Overview / Commentary
201 Pennsylvania Avenue
Charleston, WV 25362

First Bank of Charleston is headquartered in Charleston and is the 28th largest bank in the state of West Virginia. It is also the 3,046th largest bank in the nation. It was established in 2003 and as of September of 2017, it had grown to 27 employees at 1 location. First Bank of Charleston has a B health rating.


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Health Grade Components

FDIC Certificate #57514
Year Established2003
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD5.68%
Annual Interest Income$5.8MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$192.2MM$195.7MM
LoansQ3 2017vs Q3 2016$137.4MM$142.6MM
DepositsQ3 2017vs Q3 2016$148.5MM$147.2MM
Equity CapitalQ3 2017vs Q3 2016$22.5MM$22.0MM
Loan Loss AllowanceQ3 2017vs Q3 2016$2.0MM$1.5MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$3.7MM$2.9MM
Real Estate OwnedQ3 2017vs Q3 2016$131.00K$317.00K

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First Bank of Charleston Locations
First Bank Of Charleston, Inc.201 Pennsylvania AvenueCharleston, WV 25362