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Overview / Commentary
369 Front Street
Spring City, TN 37381

First Bank of Tennessee is headquartered in Spring City and is the 66th largest bank in the state of Tennessee. It is also the 2,257th largest bank in the nation. It was established in 1890 and as of December of 2016, it had grown to 84 employees at 6 locations. First Bank of Tennessee has a B health rating.


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Health Grade Components

FDIC Certificate #10693
Year Established1890
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.27%
Return on Equity - YTD12.16%
Annual Interest Income$14.0MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$289.9MM$287.2MM
LoansQ4 2016vs Q4 2015$241.1MM$236.4MM
DepositsQ4 2016vs Q4 2015$238.7MM$230.9MM
Equity CapitalQ4 2016vs Q4 2015$30.8MM$30.0MM
Loan Loss AllowanceQ4 2016vs Q4 2015$2.5MM$2.9MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$9.5MM$9.2MM
Real Estate OwnedQ4 2016vs Q4 2015$1.2MM$2.7MM

Rates for First Bank of Tennessee are currently being reviewed.


First Bank of Tennessee Locations
Harriman Branch1031 South Roane StreetHarriman, TN 37748
South Dayton Branch3001 Rhea County HwyDayton, TN 37321
First Bank Of Tennessee369 Front StreetSpring City, TN 37381
Dayton Branch420 3rd AveDayton, TN 37321
Benton Branch6195 U.S. Highway 411Benton, TN 37307
Rockwood Branch996 North Gateway AvenueRockwood, TN 37854