Overview / Commentary
369 Front Street
Spring City, TN 37381

First Bank of Tennessee is headquartered in Spring City and is the 56th largest bank in the state of Tennessee. It is also the 2,026th largest bank in the nation. It was established in 1890 and as of June of 2018, it had grown to 82 employees at 6 locations. First Bank of Tennessee's money market rates are 70% higher than the national average, and it has an A health rating.

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21-Month Quarterly CD, 3.13% APY - 10/7/2018

New 21-month Quarterly CD with a 3.13% APY. $500 minimum deposit. Branches in Polk, Rhea, and Roane Counties.

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Health Grade Components

FDIC Certificate #10693
Year Established1890
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.55%
Return on Equity - YTD15.64%
Annual Interest Income$8.0MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$329.5MM$299.0MM
LoansQ2 2018vs Q2 2017$261.7MM$241.3MM
DepositsQ2 2018vs Q2 2017$278.0MM$246.8MM
Equity CapitalQ2 2018vs Q2 2017$32.6MM$31.7MM
Loan Loss AllowanceQ2 2018vs Q2 2017$2.9MM$2.9MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$2.2MM$8.7MM
Real Estate OwnedQ2 2018vs Q2 2017$2.5MM$997.00K
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

21-Month Quarterly CD, 3.13% APY

Carpline   |  
New 21-month Quarterly CD with a 3.13% APY. $500 minimum deposit.
Branches in Polk, Rhea, and Roane Counties.

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Always verify rates and promotions with the bank or credit union. We are not First Bank of Tennessee; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Bank of Tennessee Savings Account Rates

2.00%--Christmas Club Savings Account
2.00%--Vacation Club Savings
0.20%--Regular Statement Savings Account

First Bank of Tennessee Money Market Rates

0.75%*$1m*-Tiered Reg D Checking
OTHER TIERS: 0.20% $2.5k - $100k | 0.30% $100k - $250k | 0.50% $250k - $1m

First Bank of Tennessee Checking Account Rates

0.10%--NOW Checking Account

First Bank of Tennessee CD Rates

3.13%$500-21 Month Quarterly COD
2.83%$500-16 Month Quarterly COD
2.32%$500-9 Month Quarterly COD
2.01%$500-60 Month Quarterly COD
1.71%$500-48 Month Quarterly COD
1.51%$500-36 Month Quarterly COD
1.36%$500-30 Month Quarterly COD
1.26%$500-24 Month Quarterly COD
1.10%$500-18 Month Quarterly COD
0.75%$500-12 Month Quarterly COD
0.50%$500-182 Day COD
0.25%$500-91 Day COD

First Bank of Tennessee IRA Rates

2.01%$10-60 Month Fixed Rate IRA
1.71%$10-48 Month Fixed Rate IRA
1.51%$10-36 Month Fixed Rate IRA
1.36%$10-30 Month Fixed Rate IRA
1.26%$10-24 Month Fixed Rate IRA
1.11%$10-18 Month Fixed Rate IRA
0.75%$10-12 Month Fixed Rate IRA

First Bank of Tennessee Locations
Harriman Branch1031 South Roane StreetHarriman, TN 37748
South Dayton Branch3001 Rhea County HwyDayton, TN 37321
First Bank Of Tennessee369 Front StreetSpring City, TN 37381
Dayton Branch420 3rd AveDayton, TN 37321
Benton Branch6195 U.S. Highway 411Benton, TN 37307
Rockwood Branch996 North Gateway AvenueRockwood, TN 37854

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