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Overview / Commentary
215 West Fourth Avenue
Milbank, SD 57252

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Health Grade Components

FDIC Certificate #3973
Year Established1925
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD10.64%
Annual Interest Income$51.9MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$1.36B$1.34B
LoansQ4 2016vs Q4 2015$1.01B$992.3MM
DepositsQ4 2016vs Q4 2015$1.15B$1.15B
Equity CapitalQ4 2016vs Q4 2015$152.5MM$146.8MM
Loan Loss AllowanceQ4 2016vs Q4 2015$12.2MM$12.0MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$5.7MM$4.4MM
Real Estate OwnedQ4 2016vs Q4 2015$957.00K$2.2MM
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First Bank & Trust of Milbank Checking Account Rates

1.01%*$100*$25keasyGROW Checking
OTHER TIERS: 0.25% $25k+

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