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Overview / Commentary
215 West Fourth Avenue
Milbank, SD 57252

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Health Grade Components

FDIC Certificate #3973
Year Established1925
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.18%
Return on Equity - YTD10.45%
Annual Interest Income$38.7MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$1.34B$1.32B
LoansQ3 2016vs Q3 2015$992.9MM$967.2MM
DepositsQ3 2016vs Q3 2015$1.14B$1.08B
Equity CapitalQ3 2016vs Q3 2015$152.8MM$146.0MM
Loan Loss AllowanceQ3 2016vs Q3 2015$12.7MM$12.7MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$7.2MM$12.9MM
Real Estate OwnedQ3 2016vs Q3 2015$809.00K$2.4MM
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First Bank & Trust of Milbank Checking Account Rates

1.01%*$100*$25keasyGROW Checking
OTHER TIERS: 0.25% $25k+

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