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Overview / Commentary
215 West Fourth Avenue
Milbank, SD 57252

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Health Grade Components

FDIC Certificate #3973
Year Established1925
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.13%
Return on Equity - YTD10.13%
Annual Interest Income$25.6MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$1.34B$979.4MM
LoansQ2 2016vs Q2 2015$992.9MM$720.3MM
DepositsQ2 2016vs Q2 2015$1.13B$837.7MM
Equity CapitalQ2 2016vs Q2 2015$151.1MM$113.4MM
Loan Loss AllowanceQ2 2016vs Q2 2015$12.3MM$9.7MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$7.1MM$10.3MM
Real Estate OwnedQ2 2016vs Q2 2015$1.5MM$3.3MM
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First Bank & Trust of Milbank Checking Account Rates

1.01%*$100*$25keasyGROW Checking
OTHER TIERS: 0.25% $25k+

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