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Overview / Commentary
1400 Delta Avenue
Gladstone, MI 49837

First Bank, Upper Michigan is headquartered in Gladstone and is the 27th largest bank in the state of Michigan. It is also the 1,543rd largest bank in the nation. It was established in 1916 and as of March of 2018, it had grown to 112 employees at 10 locations. First Bank, Upper Michigan has an A health rating.


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Health Grade Components

FDIC Certificate #14276
Year Established1916
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.46%
Return on Equity - YTD11.94%
Annual Interest Income$4.9MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$458.1MM$195.8MM
LoansQ1 2018vs Q1 2017$330.2MM$148.4MM
DepositsQ1 2018vs Q1 2017$375.8MM$153.6MM
Equity CapitalQ1 2018vs Q1 2017$56.0MM$19.4MM
Loan Loss AllowanceQ1 2018vs Q1 2017$3.6MM$2.3MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$6.0MM$2.8MM
Real Estate OwnedQ1 2018vs Q1 2017$1.5MM$656.00K

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Cities: Bark River, Escanaba, Garden, Gladstone, Iron Mountain, Ishpeming, Kingsford, Marquette

Bark River Branches
Bark River Branch1269 Us 2 And 41Bark River, MI 49807

Escanaba Branches
Escanaba Branch2800 Ludington StEscanaba, MI 49829
Escanaba Branch1921 3rd Avenue NorthEscanaba, MI 49829

Garden Branches
Garden Branch6322 State StreetGarden, MI 49835

Gladstone Branches
First Bank, Upper Michigan1400 Delta AvenueGladstone, MI 49837
Gladstone Branch4 Tipperary RoadGladstone, MI 49837

Iron Mountain Branches
Iron Mountain Branch500 South Stephenson AvenueIron Mountain, MI 49801

Ishpeming Branches
Palms Avenue Branch743 Palms AvenueIshpeming, MI 49849

Kingsford Branches
600 S Carpenter Branch600 S CarpenterKingsford, MI 49801

Marquette Branches
1502 W Washington Branch1502 W WashingtonMarquette, MI 49855

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