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  2. First Capital Bank (SC)

First Capital Bank (SC)


Overview / Commentary
www.fcbcarolinas.com
843-990-7770
304 Meeting St
Charleston, SC 29401

First Capital Bank (SC) is headquartered in Charleston and is the 24th largest bank in the state of South Carolina. It is also the 1,862nd largest bank in the nation. It was established in 1999 and as of June of 2022, it had grown to 56 employees at 4 locations. First Capital Bank (SC) has an A+ health rating.

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Health
A+

Data as of Q2 2022

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Health Grade Components

Overall
FDIC Certificate #34966
Year Established1999
Employees56
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD6.3%
Annual Interest Income$7.3MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$456.1MM$331.6MM
LoansQ2 2022vs Q2 2021$333.4MM$220.7MM
DepositsQ2 2022vs Q2 2021$395.1MM$283.3MM
Equity CapitalQ2 2022vs Q2 2021$42.4MM$29.9MM
Loan Loss AllowanceQ2 2022vs Q2 2021$3.6MM$3.0MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$318.00K$569.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates
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First Capital Bank (SC) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$500$250k9 Month CD Special
Locations


First Capital Bank (SC) Locations
First Capital Bank304 Meeting StCharleston, SC 29401
Charleston Main909 S Main StLaurinburg, NC 28352
Downtown Summerville227 S. Cedar StreetSummerville, SC 29483
N. Hwy 17 Mt. Pleasant Branch2191 N. Highway 17Mount Pleasant, SC 29466

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