First Central Credit Union has three term share certificate specials with very competitive rates. These include a 2.30% APY 49-month CD, a 2.00% APY 37-month CD and a 1.80% APY 25-month CD. There's also a 13-month CD special, but it's not quite as competitive. Its rate is 1.00% APY. These rates are listed in the credit union's rates sheet as of 3/13/2012.
Credit union membership is open to anyone who lives or works in McLennan, Hill, or Brown County, Texas. Please refer to the credit union's Who Can Join page for more details. A savings account with a minimum $5 balance is required for membership.
First Central Credit Union branches are located in Waco, Brownwood and Hillsboro.
The credit union has an overall health score at DepositAccounts.com of 4 stars (out of 5) with a Texas Ratio of 10.64% (above average) based on December 2011 data. Please refer to our financial overview of First Central Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 67644).
How These CD Rates Compare
For those in Texas looking for a good short-term CD deal, Libertad Bank is offering a 1.50% APY 15-month CD. An even better deal is available for those in the Dallas metro area. Texas Security Bank is offering a special 1.60% APY 16-month CD.
For 2-, 3- and 4-year CD rates that are nationally available, the best yields are 1.36%, 1.86% and 2.07% at Melrose Credit Union.
These rates are accurate as of 3/13/2012.
Searching for Top CD Rates
To search for nationwide CD rates and CD rates in your state, please refer to the best CD rates section of DepositAccounts.com.