5.36% 7-Month CD at a Tennessee Bank


First Citizens National Bank is offering a 5.36% APY 7-month CD. The minimum deposit requirement is $2.5K. To get 5.36% also requires a checking account with direct deposit and with free online Banking and Bill Pay. If the CD is opened without the checking and these extra features, the APY is 5.05%. If you don't want all three features, you can still earn 0.10% more on the CD for each one of the extra features. This certificate of deposit special is not listed at the bank's website. It was advertised in this Memphis Newspaper's online ad.

The checking account must be either a Wall Street or First Rate checking account. The Wall Street Checking has an initial deposit requirement of $5K and a minimum balance requirement of $1K to avoid a $7 monthly fee.

First Citizens National Bank has several branches all along the west side of Tennessee.


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