First City Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.30% | 5-year CD | |
| 1.35% | 1-year CD | |
| 0.10% | Savings | 2.20% - Barclays Online Savings Account |
First City Credit Union is headquartered in Los Angeles and is the 68th largest credit union in the state of California. It is also the 435th largest credit union in the nation. It was established in 1937 and as of December of 2018, it had grown to 109 employees and 62,489 members at 8 locations. First City Credit Union's CD rates are 50% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership in First City Credit Union is open to those who live, work, attend school or worship in Los Angeles County and in select parts of San Bernardino County. Membership is also open to employees or retirees of Los Angeles County and other Select Employer Groups.
See current membership details
In Person Banking/Online Banking
My experience with this institution at the Claremont branch has been great. Every time I go conduct my business with them in person, they provide me with a great experience. They know me by name, and they're always ready to help me out. The only thing that gives me trouble is the online banking. It's always asking me to get a verification code before I can get into my account. For security reasons, I can understand why it's a good thing. Other than that, this institution is great.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68503 |
| Year Chartered | 1937 |
| Employees | 109 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.7% |
| Return on Equity - YTD | 6.44% |
| Annual Interest Income | $21.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $674.7MM$649.6MM |
| Loans | Q4 2018vs Q4 2017 | $318.3MM$320.5MM |
| Deposits | Q4 2018vs Q4 2017 | $597.4MM$569.4MM |
| Equity Capital | Q4 2018vs Q4 2017 | $73.3MM$70.2MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $2.8MM$2.7MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $890.00K$1.2MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not First City Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First City Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $100 | - | Regular Share Savings | |
| 0.10% | $100 | - | Holiday Saver Club | |
| 0.10% | - | - | FirstStart Savings | |
| 0.10% | $100 | - | Vacation Club |
First City Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $25k* | - | Money Market | ||
| OTHER TIERS: 0.20% → $1k - $10k | 0.25% → $10k - $25k | |||||
| 0.30%* | $25k* | - | Money Market IRA | ||
| OTHER TIERS: 0.20% → $100 - $10k | 0.25% → $10k - $25k | |||||
First City Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $1k | - | Interest Checking |
First City Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.30%* | $50k* | - | 5 Year Term Certificate | ||
| OTHER TIERS: 1.90% → $1k - $10k | 2.10% → $10k - $50k | |||||
| 2.10%* | $50k* | - | 4 Year Term Certificate | ||
| OTHER TIERS: 1.70% → $1k - $10k | 1.90% → $10k - $50k | |||||
| 1.95%* | $50k* | - | 3 Year Term Certificate | ||
| OTHER TIERS: 1.55% → $1k - $10k | 1.75% → $10k - $50k | |||||
| 1.65%* | $50k* | - | 2 Year Term Certificate | ||
| OTHER TIERS: 1.25% → $1k - $10k | 1.45% → $10k - $50k | |||||
| 1.40%* | $50k* | - | 18 Month Term Certificate | ||
| OTHER TIERS: 1.00% → $1k - $10k | 1.20% → $10k - $50k | |||||
| 1.35%* | $50k* | - | 1 Year Term Certificate | ||
| OTHER TIERS: 0.95% → $1k - $10k | 1.15% → $10k - $50k | |||||
| 1.15%* | $50k* | - | 6 Month Term Certificate | ||
| OTHER TIERS: 0.75% → $1k - $10k | 0.95% → $10k - $50k | |||||
| 0.95%* | $50k* | - | 3 Month Term Certificate | ||
| OTHER TIERS: 0.55% → $1k - $10k | 0.75% → $10k - $50k | |||||
| 0.70% | $500 | - | 9 Month Regular Wealth Builder Certificate Special | ||
| 0.65% | $50 | - | 9 Month Wealth Builder Certificate Special | ||
First City Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.30%* | $50k* | - | 5 Year IRA Certificate | ||
| OTHER TIERS: 1.90% → $1k - $10k | 2.10% → $10k - $50k | |||||
| 2.10%* | $50k* | - | 4 Year IRA Certificate | ||
| OTHER TIERS: 1.70% → $1k - $10k | 1.90% → $10k - $50k | |||||
| 1.95%* | $50k* | - | 3 Year IRA Certificate | ||
| OTHER TIERS: 1.55% → $1k - $10k | 1.75% → $10k - $50k | |||||
| 1.65%* | $50k* | - | 2 Year IRA Certificate | ||
| OTHER TIERS: 1.25% → $1k - $10k | 1.45% → $10k - $50k | |||||
| 1.40%* | $50k* | - | 18 Month IRA Certificate | ||
| OTHER TIERS: 1.00% → $1k - $10k | 1.20% → $10k - $50k | |||||
| 1.35%* | $50k* | - | 1 Year IRA Certificate | ||
| OTHER TIERS: 0.95% → $1k - $10k | 1.15% → $10k - $50k | |||||
| 1.15%* | $50k* | - | 6 Month IRA Certificate | ||
| OTHER TIERS: 0.75% → $1k - $10k | 0.95% → $10k - $50k | |||||
| 0.95%* | $50k* | - | 3 Month IRA Certificate | ||
| OTHER TIERS: 0.55% → $1k - $10k | 0.75% → $10k - $50k | |||||
| First City Credit Union Locations | ||
|---|---|---|
| Branch Office | 1200 N State St Rm 1649 | Los Angeles, CA 90033-1029 |
| Branch Office | 40162 10th St W Ste A2 | Palmdale, CA 93551-3041 |
| Branch Office | 250 W 1st St Ste 150 | Claremont, CA 91711-4770 |
| Branch Office | 717 W Temple St | Los Angeles, CA 90012 |
| Branch Office | 404 E Huntington Dr | Monrovia, CA 91016-3633 |
| Branch Office | 1 W California Blvd | Pasadena, CA 91105-3029 |
| Branch Office | 471 N Azusa Ave | West Covina, CA 91791 |
| Branch Office | 4107 Candlewood St | Lakewood, CA 90712-1621 |