First City Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.firstcitycu.org

213-482-3477

500 W Woodbury Rd
Altadena, CA 91001-5410

First City Credit Union is headquartered in Altadena and is the 68^th largest credit union in the state of California. It is also the 482^nd largest credit union in the nation. It was established in 1937 and as of March of 2025, it had grown to 118 employees and 56,196 members at 8 locations. First City Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in First City Credit Union is open to those who live, work, worship, or attend school in 72 Los Angeles County communities, nine San Bernardino County communities, three Kern County communities, or one Ventura County community. (A list of the eligible communities appears on the first page of First City Credit Union's online membership application.) Membership is also open to employees or retirees of Los Angeles County and other Select Employer Groups.
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68503
Year Chartered	1937
Employees	118
Primary Regulator

Profit Margin
Return on Assets - YTD	0.28%
Return on Equity - YTD	3.65%
Annual Interest Income	$8.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$927.2MM$912.2MM
Loans	Q1 2025vs Q1 2024	$413.1MM$387MM
Deposits	Q1 2025vs Q1 2024	$807.3MM$774.5MM
Equity Capital	Q1 2025vs Q1 2024	$70.6MM$54.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$4.2MM$2.4MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2MM$1.6MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First City Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$100	-	Regular Share Savings
0.05%	$100	-	Holiday Saver Club
0.05%	$5	-	FirstStart Savings
0.05%	$100	-	Vacation Club

First City Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.05%^*	$50k^*	-	Money Market
OTHER TIERS: 0.90% → $1k - $10k \| 0.95% → $10k - $25k \| 1.00% → $25k - $50k
1.05%^*	$50k^*	-	Money Market IRA
OTHER TIERS: 0.90% → $100 - $10k \| 0.95% → $10k - $25k \| 1.00% → $25k - $50k

First City Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.03%	$1k	-	Interest Checking

First City Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.40%^*	$50k^*	-	5 Year Term Certificate
OTHER TIERS: 3.20% → $1k - $10k \| 3.30% → $10k - $50k
3.30%^*	$50k^*	-	2 Year Term Certificate
OTHER TIERS: 3.10% → $1k - $10k \| 3.20% → $10k - $50k
3.30%^*	$50k^*	-	4 Year Term Certificate
OTHER TIERS: 3.10% → $1k - $10k \| 3.20% → $10k - $50k
3.25%^*	$50k^*	-	18 Month Term Certificate
OTHER TIERS: 3.05% → $1k - $10k \| 3.15% → $10k - $50k
3.20%^*	$50k^*	-	1 Year Term Certificate
OTHER TIERS: 3.00% → $1k - $10k \| 3.10% → $10k - $50k
3.20%^*	$50k^*	-	3 Year Term Certificate
OTHER TIERS: 3.00% → $1k - $10k \| 3.10% → $10k - $50k
2.18%^*	$50k^*	-	6 Month Term Certificate
OTHER TIERS: 1.98% → $1k - $10k \| 2.08% → $10k - $50k
1.85%^*	$50k^*	-	3 Month Term Certificate
OTHER TIERS: 1.65% → $1k - $10k \| 1.75% → $10k - $50k
1.40%	$500	-	9 Month Wealth Builder Certificate Special w/ Payroll Deduction
1.30%	$50	-	9 Month Wealth Builder Certificate Special

First City Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.40%^*	$50k^*	-	5 Year IRA Certificate
OTHER TIERS: 3.20% → $1k - $10k \| 3.30% → $10k - $50k
3.30%^*	$50k^*	-	2 Year IRA Certificate
OTHER TIERS: 3.10% → $1k - $10k \| 3.20% → $10k - $50k
3.30%^*	$50k^*	-	4 Year IRA Certificate
OTHER TIERS: 3.10% → $1k - $10k \| 3.20% → $10k - $50k
3.25%^*	$50k^*	-	18 Month IRA Certificate
OTHER TIERS: 3.05% → $1k - $10k \| 3.15% → $10k - $50k
3.20%^*	$50k^*	-	1 Year IRA Certificate
OTHER TIERS: 3.00% → $1k - $10k \| 3.10% → $10k - $50k
3.20%^*	$50k^*	-	3 Year IRA Certificate
OTHER TIERS: 3.00% → $1k - $10k \| 3.10% → $10k - $50k
2.18%^*	$50k^*	-	6 Month IRA Certificate
OTHER TIERS: 1.98% → $1k - $10k \| 2.08% → $10k - $50k
1.85%^*	$50k^*	-	3 Month IRA Certificate
OTHER TIERS: 1.65% → $1k - $10k \| 1.75% → $10k - $50k

Locations

First City Credit Union Locations
Branch Office	1200 N State St Rm 1649	Los Angeles, CA 90089-1001
Branch Office	40162 10th St W Ste A2	Palmdale, CA 93551-3041
Branch Office	250 W 1st St Ste 150	Claremont, CA 91711-4770
Branch Office	500 W Woodbury Rd	Altadena, CA 91001-5410
Branch Office	1 W California Blvd	Pasadena, CA 91105-3029
Branch Office	471 N Azusa Ave	West Covina, CA 91791
Branch Office	4107 Candlewood St	Lakewood, CA 90712-1621
Branch Office	555 N Spring St Ste 130	Los Angeles, CA 90012-4671

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