First City Credit Union

Overview / Commentary

www.firstcitycu.org

213-482-3477

717 W Temple St
Los Angeles, CA 90012

First City Credit Union is headquartered in Los Angeles and is the 69^th largest credit union in the state of California. It is also the 445^th largest credit union in the nation. It was established in 1937 and as of September of 2019, it had grown to 114 employees and 62,955 members at 8 locations. First City Credit Union's CD rates are 50% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in First City Credit Union is open to those who live, work, attend school or worship in Los Angeles County and in select parts of San Bernardino County. Membership is also open to employees or retirees of Los Angeles County and other Select Employer Groups.
See current membership details

Reviews (1)

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In Person Banking/Online Banking

Posted by: lakeishasavage | Aug 6, 2017

My experience with this institution at the Claremont branch has been great. Every time I go conduct my business with them in person, they provide me with a great experience. They know me by name, and they're always ready to help me out. The only thing that gives me trouble is the online banking. It's always asking me to get a verification code before I can get into my account. For security reasons, I can understand why it's a good thing. Other than that, this institution is great.

Comment

Health

A+

Data as of Q3 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68503
Year Chartered	1937
Employees	114
Primary Regulator

Profit Margin
Return on Assets - YTD	0.96%
Return on Equity - YTD	8.01%
Annual Interest Income	$17.2MM

Assets and Liabilities
Assets	Q3 2019vs Q3 2018	$701.5MM$672.6MM
Loans	Q3 2019vs Q3 2018	$308.3MM$318.1MM
Deposits	Q3 2019vs Q3 2018	$613.6MM$594.2MM
Equity Capital	Q3 2019vs Q3 2018	$84.0MM$71.1MM
Loan Loss Allowance	Q3 2019vs Q3 2018	$2.5MM$2.8MM
Unbacked Noncurrent Loans	Q3 2019vs Q3 2018	$784.00K$719.00K
Real Estate Owned	Q3 2019vs Q3 2018	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First City Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$100	-	Regular Share Savings
0.10%	$100	-	Holiday Saver Club
0.10%	-	-	FirstStart Savings
0.10%	$100	-	Vacation Club

First City Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%^*	$25k^*	-	Money Market
OTHER TIERS: 0.20% → $1k - $10k \| 0.25% → $10k - $25k
0.30%^*	$25k^*	-	Money Market IRA
OTHER TIERS: 0.20% → $100 - $10k \| 0.25% → $10k - $25k

First City Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$1k	-	Interest Checking

First City Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.30%^*	$50k^*	-	5 Year Term Certificate
OTHER TIERS: 1.90% → $1k - $10k \| 2.10% → $10k - $50k
2.10%^*	$50k^*	-	4 Year Term Certificate
OTHER TIERS: 1.70% → $1k - $10k \| 1.90% → $10k - $50k
1.95%^*	$50k^*	-	3 Year Term Certificate
OTHER TIERS: 1.55% → $1k - $10k \| 1.75% → $10k - $50k
1.65%^*	$50k^*	-	2 Year Term Certificate
OTHER TIERS: 1.25% → $1k - $10k \| 1.45% → $10k - $50k
1.40%^*	$50k^*	-	18 Month Term Certificate
OTHER TIERS: 1.00% → $1k - $10k \| 1.20% → $10k - $50k
1.35%^*	$50k^*	-	1 Year Term Certificate
OTHER TIERS: 0.95% → $1k - $10k \| 1.15% → $10k - $50k
1.15%^*	$50k^*	-	6 Month Term Certificate
OTHER TIERS: 0.75% → $1k - $10k \| 0.95% → $10k - $50k
0.95%^*	$50k^*	-	3 Month Term Certificate
OTHER TIERS: 0.55% → $1k - $10k \| 0.75% → $10k - $50k
0.70%	$500	-	9 Month Regular Wealth Builder Certificate Special
0.65%	$50	-	9 Month Wealth Builder Certificate Special

First City Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.30%^*	$50k^*	-	5 Year IRA Certificate
OTHER TIERS: 1.90% → $1k - $10k \| 2.10% → $10k - $50k
2.10%^*	$50k^*	-	4 Year IRA Certificate
OTHER TIERS: 1.70% → $1k - $10k \| 1.90% → $10k - $50k
1.95%^*	$50k^*	-	3 Year IRA Certificate
OTHER TIERS: 1.55% → $1k - $10k \| 1.75% → $10k - $50k
1.65%^*	$50k^*	-	2 Year IRA Certificate
OTHER TIERS: 1.25% → $1k - $10k \| 1.45% → $10k - $50k
1.40%^*	$50k^*	-	18 Month IRA Certificate
OTHER TIERS: 1.00% → $1k - $10k \| 1.20% → $10k - $50k
1.35%^*	$50k^*	-	1 Year IRA Certificate
OTHER TIERS: 0.95% → $1k - $10k \| 1.15% → $10k - $50k
1.15%^*	$50k^*	-	6 Month IRA Certificate
OTHER TIERS: 0.75% → $1k - $10k \| 0.95% → $10k - $50k
0.95%^*	$50k^*	-	3 Month IRA Certificate
OTHER TIERS: 0.55% → $1k - $10k \| 0.75% → $10k - $50k

Locations

First City Credit Union Locations
Branch Office	1200 N State St Rm 1649	Los Angeles, CA 90033-1029
Branch Office	40162 10th St W Ste A2	Palmdale, CA 93551-3041
Branch Office	250 W 1st St Ste 150	Claremont, CA 91711-4770
Branch Office	717 W Temple St	Los Angeles, CA 90012
Branch Office	404 E Huntington Dr	Monrovia, CA 91016-3633
Branch Office	1 W California Blvd	Pasadena, CA 91105-3029
Branch Office	471 N Azusa Ave	West Covina, CA 91791
Branch Office	4107 Candlewood St	Lakewood, CA 90712-1621

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