First City Credit Union

Overview / Commentary

www.firstcitycu.org

213-482-3477

500 W Woodbury Rd
Altadena, CA 91001

First City Credit Union is headquartered in Altadena and is the 65^th largest credit union in the state of California. It is also the 466^th largest credit union in the nation. It was established in 1937 and as of September of 2022, it had grown to 100 employees and 57,608 members at 8 locations. First City Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in First City Credit Union is open to those who live, work, worship, or attend school in 72 Los Angeles County communities, nine San Bernardino County communities, three Kern County communities, or one Ventura County community. (A list of the eligible communities appears on the first page of First City Credit Union's online membership application.) Membership is also open to employees or retirees of Los Angeles County and other Select Employer Groups.
See current membership details

Reviews (1)

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In Person Banking/Online Banking

Posted by: lakeishasavage | Aug 6, 2017

My experience with this institution at the Claremont branch has been great. Every time I go conduct my business with them in person, they provide me with a great experience. They know me by name, and they're always ready to help me out. The only thing that gives me trouble is the online banking. It's always asking me to get a verification code before I can get into my account. For security reasons, I can understand why it's a good thing. Other than that, this institution is great.

Comment

Health

B+

Data as of Q3 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68503
Year Chartered	1937
Employees	100
Primary Regulator

Profit Margin
Return on Assets - YTD	0.62%
Return on Equity - YTD	10.91%
Annual Interest Income	$15.8MM

Assets and Liabilities
Assets	Q3 2022vs Q3 2021	$897.6MM$927.0MM
Loans	Q3 2022vs Q3 2021	$332.3MM$287.2MM
Deposits	Q3 2022vs Q3 2021	$835.5MM$813.8MM
Equity Capital	Q3 2022vs Q3 2021	$51.6MM$108.7MM
Loan Loss Allowance	Q3 2022vs Q3 2021	$626.00K$307.00K
Unbacked Noncurrent Loans	Q3 2022vs Q3 2021	$838.00K$398.00K
Real Estate Owned	Q3 2022vs Q3 2021	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not First City Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

First City Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%^†	$100	-	Regular Share Savings
0.05%^†	$100	-	Holiday Saver Club
0.05%^†	$5	-	FirstStart Savings
0.05%^†	$100	-	Vacation Club

First City Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%^*^†	$50k^*	-	Money Market
OTHER TIERS: 0.20% → $1k - $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $50k
0.35%^*^†	$50k^*	-	Money Market IRA
OTHER TIERS: 0.20% → $100 - $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $50k

First City Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.03%^†	$1k	-	Interest Checking

First City Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%^*^†	$50k^*	-	5 Year Term Certificate
OTHER TIERS: 2.80% → $1k - $10k \| 2.90% → $10k - $50k
2.90%^*^†	$50k^*	-	4 Year Term Certificate
OTHER TIERS: 2.70% → $1k - $10k \| 2.80% → $10k - $50k
2.80%^*^†	$50k^*	-	3 Year Term Certificate
OTHER TIERS: 2.60% → $1k - $10k \| 2.70% → $10k - $50k
2.50%^*^†	$50k^*	-	2 Year Term Certificate
OTHER TIERS: 2.30% → $1k - $10k \| 2.40% → $10k - $50k
2.30%^*^†	$50k^*	-	18 Month Term Certificate
OTHER TIERS: 2.10% → $1k - $10k \| 2.20% → $10k - $50k
2.20%^*^†	$50k^*	-	1 Year Term Certificate
OTHER TIERS: 2.00% → $1k - $10k \| 2.10% → $10k - $50k
1.30%^*^†	$50k^*	-	6 Month Term Certificate
OTHER TIERS: 1.10% → $1k - $10k \| 1.20% → $10k - $50k
1.10%^†	$500	-	9 Month Wealth Builder Certificate Special w/ Payroll Deduction
1.05%^*^†	$50k^*	-	3 Month Term Certificate
OTHER TIERS: 0.85% → $1k - $10k \| 0.95% → $10k - $50k
1.00%^†	$50	-	9 Month Wealth Builder Certificate Special

First City Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%^*^†	$50k^*	-	5 Year IRA Certificate
OTHER TIERS: 2.80% → $1k - $10k \| 2.90% → $10k - $50k
2.90%^*^†	$50k^*	-	4 Year IRA Certificate
OTHER TIERS: 2.70% → $1k - $10k \| 2.80% → $10k - $50k
2.80%^*^†	$50k^*	-	3 Year IRA Certificate
OTHER TIERS: 2.60% → $1k - $10k \| 2.70% → $10k - $50k
2.50%^*^†	$50k^*	-	2 Year IRA Certificate
OTHER TIERS: 2.30% → $1k - $10k \| 2.40% → $10k - $50k
2.30%^*^†	$50k^*	-	18 Month IRA Certificate
OTHER TIERS: 2.10% → $1k - $10k \| 2.20% → $10k - $50k
2.20%^*^†	$50k^*	-	1 Year IRA Certificate
OTHER TIERS: 2.00% → $1k - $10k \| 2.10% → $10k - $50k
1.30%^*^†	$50k^*	-	6 Month IRA Certificate
OTHER TIERS: 1.10% → $1k - $10k \| 1.20% → $10k - $50k
1.05%^*^†	$50k^*	-	3 Month IRA Certificate
OTHER TIERS: 0.85% → $1k - $10k \| 0.95% → $10k - $50k

Locations

First City Credit Union Locations
Branch Office	1200 N State St Rm 1649	Los Angeles, CA 90089-1001
Branch Office	40162 10th St W Ste A2	Palmdale, CA 93551-3041
Branch Office	250 W 1st St Ste 150	Claremont, CA 91711-4770
Branch Office	500 W Woodbury Rd	Altadena, CA 91001-5410
Branch Office	1 W California Blvd	Pasadena, CA 91105-3029
Branch Office	471 N Azusa Ave	West Covina, CA 91791
Branch Office	4107 Candlewood St	Lakewood, CA 90712-1621
Branch Office	555 N Spring St Ste 130	Los Angeles, CA 90012-4671

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