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First City Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.firstcitycu.org
213-482-3477
500 W Woodbury Rd
Altadena, CA 91001-5410

First City Credit Union is headquartered in Altadena and is the 68th largest credit union in the state of California. It is also the 490th largest credit union in the nation. It was established in 1937 and as of December of 2024, it had grown to 114 employees and 55,967 members at 8 locations. First City Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in First City Credit Union is open to those who live, work, worship, or attend school in 72 Los Angeles County communities, nine San Bernardino County communities, three Kern County communities, or one Ventura County community. (A list of the eligible communities appears on the first page of First City Credit Union's online membership application.) Membership is also open to employees or retirees of Los Angeles County and other Select Employer Groups.
See current membership details

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Health
B+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #68503
Year Chartered1937
Employees114
Primary Regulator
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD6.33%
Annual Interest Income$34.5MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$888.4MM$906.6MM
LoansQ4 2024vs Q4 2023$414.7MM$390.8MM
DepositsQ4 2024vs Q4 2023$773.4MM$769.2MM
Equity CapitalQ4 2024vs Q4 2023$66.2MM$55MM
Loan Loss AllowanceQ4 2024vs Q4 2023$4MM$2.2MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$2.4MM$1.5MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not First City Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First City Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Regular Share Savings
0.05%$100-Holiday Saver Club
0.05%$5-FirstStart Savings
0.05%$100-Vacation Club

First City Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%*$50k*-Money Market
OTHER TIERS: 0.90% → $1k - $10k | 0.95% → $10k - $25k | 1.00% → $25k - $50k
1.05%*$50k*-Money Market IRA
OTHER TIERS: 0.90% → $100 - $10k | 0.95% → $10k - $25k | 1.00% → $25k - $50k

First City Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$1k-Interest Checking

First City Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.40%*$50k*-5 Year Term Certificate
OTHER TIERS: 3.20% → $1k - $10k | 3.30% → $10k - $50k
3.30%*$50k*-2 Year Term Certificate
OTHER TIERS: 3.10% → $1k - $10k | 3.20% → $10k - $50k
3.30%*$50k*-4 Year Term Certificate
OTHER TIERS: 3.10% → $1k - $10k | 3.20% → $10k - $50k
3.25%*$50k*-18 Month Term Certificate
OTHER TIERS: 3.05% → $1k - $10k | 3.15% → $10k - $50k
3.20%*$50k*-1 Year Term Certificate
OTHER TIERS: 3.00% → $1k - $10k | 3.10% → $10k - $50k
3.20%*$50k*-3 Year Term Certificate
OTHER TIERS: 3.00% → $1k - $10k | 3.10% → $10k - $50k
2.18%*$50k*-6 Month Term Certificate
OTHER TIERS: 1.98% → $1k - $10k | 2.08% → $10k - $50k
1.85%*$50k*-3 Month Term Certificate
OTHER TIERS: 1.65% → $1k - $10k | 1.75% → $10k - $50k
1.40%$500-9 Month Wealth Builder Certificate Special w/ Payroll Deduction
1.30%$50-9 Month Wealth Builder Certificate Special

First City Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.40%*$50k*-5 Year IRA Certificate
OTHER TIERS: 3.20% → $1k - $10k | 3.30% → $10k - $50k
3.30%*$50k*-2 Year IRA Certificate
OTHER TIERS: 3.10% → $1k - $10k | 3.20% → $10k - $50k
3.30%*$50k*-4 Year IRA Certificate
OTHER TIERS: 3.10% → $1k - $10k | 3.20% → $10k - $50k
3.25%*$50k*-18 Month IRA Certificate
OTHER TIERS: 3.05% → $1k - $10k | 3.15% → $10k - $50k
3.20%*$50k*-1 Year IRA Certificate
OTHER TIERS: 3.00% → $1k - $10k | 3.10% → $10k - $50k
3.20%*$50k*-3 Year IRA Certificate
OTHER TIERS: 3.00% → $1k - $10k | 3.10% → $10k - $50k
2.18%*$50k*-6 Month IRA Certificate
OTHER TIERS: 1.98% → $1k - $10k | 2.08% → $10k - $50k
1.85%*$50k*-3 Month IRA Certificate
OTHER TIERS: 1.65% → $1k - $10k | 1.75% → $10k - $50k
Locations


First City Credit Union Locations
Branch Office1200 N State St Rm 1649Los Angeles, CA 90089-1001
Branch Office40162 10th St W Ste A2Palmdale, CA 93551-3041
Branch Office250 W 1st St Ste 150Claremont, CA 91711-4770
Branch Office500 W Woodbury RdAltadena, CA 91001-5410
Branch Office1 W California BlvdPasadena, CA 91105-3029
Branch Office471 N Azusa AveWest Covina, CA 91791
Branch Office4107 Candlewood StLakewood, CA 90712-1621
Branch Office555 N Spring St Ste 130Los Angeles, CA 90012-4671

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