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First Columbia Bank & Trust Co.


Overview / Commentary
www.firstcolumbiabank.com
570-784-4400
232 East Street
Bloomsburg, PA 17815

First Columbia Bank & Trust Co. is headquartered in Bloomsburg and is the 54th largest bank in the state of Pennsylvania. It is also the 1,061st largest bank in the nation. It was established in 1926 and as of December of 2020, it had grown to 171 employees at 13 locations. First Columbia Bank & Trust Co. has an A+ health rating.

Reviews (1)

Experiences with First Columbia

Posted by: |

I have used this bank for about 12 years. I have had mostly great experiences. I online bank, and when I have forgotten my password, customer support is quick to help me change it. I have had a problem with linking apps through online banking however, as this bank does not allow any linkages to an account by account holders. Physically visiting the bank is great, and most tellers are friendly. They do not have a credit card as far as I know, nor anything like an IRA. I have had a CD with them in the past, and it worked well. However, their interest rates, like most banks lately, have dropped substantially. I only have a checking account with them, as the savings rate is too low for me to justify putting money into.

1


Health
A+

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #686
Year Established1926
Employees171
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD9.8%
Annual Interest Income$24.9MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$851.2MM$738.4MM
LoansQ4 2020vs Q4 2019$480.8MM$466.7MM
DepositsQ4 2020vs Q4 2019$634.3MM$530.6MM
Equity CapitalQ4 2020vs Q4 2019$100.6MM$95.4MM
Loan Loss AllowanceQ4 2020vs Q4 2019$9.1MM$8.1MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$2.9MM$3.6MM
Real Estate OwnedQ4 2020vs Q4 2019$0$141.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Columbia Bank & Trust Co.; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Columbia Bank & Trust Co. Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.07%*$10k*-Money Market Account
OTHER TIERS: 0.03% → Up to $10k

First Columbia Bank & Trust Co. Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$250k*-High Yield Account
OTHER TIERS: 0.10% → $25k - $100k | 0.15% → $100k - $250k

First Columbia Bank & Trust Co. CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$10k*-60 Month CD
OTHER TIERS: 0.35% → $500 - $2k | 0.45% → $2k - $10k
0.55%*$250k*-36 Month Flex CD
OTHER TIERS: 0.03% → Up to $10k | 0.05% → $10k - $15k | 0.15% → $15k - $20k | 0.25% → $20k - $25k | 0.35% → $25k - $100k | 0.45% → $100k - $250k
0.55%*$250k*-Business 36 Month Flex CD
OTHER TIERS: 0.03% → Up to $10k | 0.05% → $10k - $15k | 0.15% → $15k - $20k | 0.25% → $20k - $25k | 0.35% → $25k - $100k | 0.45% → $100k - $250k
0.55%*$10k*-Business 60 Month CD
OTHER TIERS: 0.35% → $500 - $2k | 0.45% → $2k - $10k
0.50%*$10k*-48 Month CD
OTHER TIERS: 0.30% → $500 - $2k | 0.40% → $2k - $10k
0.50%*$10k*-Business 48 Month CD
OTHER TIERS: 0.30% → $500 - $2k | 0.40% → $2k - $10k
0.45%*$10k*-36 Month CD
OTHER TIERS: 0.25% → $500 - $2k | 0.35% → $2k - $10k
0.45%*$10k*-Business 36 Month CD
OTHER TIERS: 0.25% → $500 - $2k | 0.35% → $2k - $10k
0.40%*$10k*-30 Month CD
OTHER TIERS: 0.20% → $500 - $2k | 0.30% → $2k - $10k
0.40%*$10k*-Business 30 Month CD
OTHER TIERS: 0.20% → $500 - $2k | 0.30% → $2k - $10k
0.35%*$10k*-24 Month CD
OTHER TIERS: 0.15% → $500 - $2k | 0.25% → $2k - $10k
0.35%*$10k*-Business 24 Month CD
OTHER TIERS: 0.15% → $500 - $2k | 0.25% → $2k - $10k
0.25%*$10k*-18 Month CD
OTHER TIERS: 0.10% → $500 - $2k | 0.15% → $2k - $10k
0.25%*$10k*-Business 18 Month CD
OTHER TIERS: 0.10% → $500 - $2k | 0.15% → $2k - $10k
0.20%*$10k*-12 Month CD
OTHER TIERS: 0.10% → $500 - $2k | 0.15% → $2k - $10k
0.20%*$10k*-15 Month CD
OTHER TIERS: 0.10% → $500 - $2k | 0.15% → $2k - $10k
0.20%*$10k*-Business 12 Month CD
OTHER TIERS: 0.10% → $500 - $2k | 0.15% → $2k - $10k
0.20%*$10k*-Business 15 Month CD
OTHER TIERS: 0.10% → $500 - $2k | 0.15% → $2k - $10k
0.15%$5k-12 Month No Penalty CD
0.15%$5k-Business 12 Month No Penalty CD
0.10%$500-182 Day CD
0.10%$500-Business 182 Day CD
0.05%$500-90 Day CD
0.05%$500-Business 90 Day CD

First Columbia Bank & Trust Co. IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%$100-60 Month Fixed IRA
0.55%$100-Business 60 Month Fixed IRA
0.45%$100-36 Month Fixed IRA
0.45%$100-Business 36 Month Fixed IRA
0.25%$100-18 Month Fixed IRA
0.25%$100-Business 18 Month Fixed IRA
0.05%$100-18 Month Floating IRA
0.05%$100-Business 18 Month Floating IRA
Locations

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