First Columbia Bank & Trust Co.
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.60% | 5-year CD | |
| 0.45% | 1-year CD | |
| 2.50% | 2-year CD | 1.67% - National Average |
First Columbia Bank & Trust Co. is headquartered in Bloomsburg and is the 56th largest bank in the state of Pennsylvania. It is also the 1,052nd largest bank in the nation. It was established in 1926 and as of December of 2018, it had grown to 171 employees at 14 locations. First Columbia Bank & Trust Co. has an A health rating.
Experiences with First Columbia
I have used this bank for about 12 years. I have had mostly great experiences. I online bank, and when I have forgotten my password, customer support is quick to help me change it. I have had a problem with linking apps through online banking however, as this bank does not allow any linkages to an account by account holders. Physically visiting the bank is great, and most tellers are friendly. They do not have a credit card as far as I know, nor anything like an IRA. I have had a CD with them in the past, and it worked well. However, their interest rates, like most banks lately, have dropped substantially. I only have a checking account with them, as the savings rate is too low for me to justify putting money into.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 686 |
| Year Established | 1926 |
| Employees | 171 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.13% |
| Return on Equity - YTD | 9.48% |
| Annual Interest Income | $24.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $722.1MM$708.3MM |
| Loans | Q4 2018vs Q4 2017 | $479.6MM$452.9MM |
| Deposits | Q4 2018vs Q4 2017 | $517.0MM$521.0MM |
| Equity Capital | Q4 2018vs Q4 2017 | $88.6MM$84.4MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $7.3MM$6.9MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $3.7MM$2.2MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $145.00K$79.00K |
Always verify rates and promotions with the bank or credit union. We are not First Columbia Bank & Trust Co.; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First Columbia Bank & Trust Co. Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.07%* | $10k* | - | Money Market Account | ||
| OTHER TIERS: 0.03% → Up to $10k | |||||
First Columbia Bank & Trust Co. Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35%* | $250k* | - | High Yield Account | ||
| OTHER TIERS: 0.20% → $25k - $100k | 0.25% → $100k - $250k | |||||
First Columbia Bank & Trust Co. CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.60% | $500 | - | 60 Month CD | ||
| 2.50% | $500 | - | 24 Month CD | ||
| 1.70%* | $10k* | - | 48 Month CD | ||
| OTHER TIERS: 1.60% → $500 - $10k | |||||
| 1.50%* | $10k* | - | 36 Month CD | ||
| OTHER TIERS: 1.45% → $500 - $10k | |||||
| 1.25%* | $250k* | - | 36 Month Flex CD | ||
| OTHER TIERS: 0.03% → Up to $10k | 0.60% → $10k - $15k | 0.70% → $15k - $20k | 0.80% → $20k - $25k | 0.90% → $25k - $100k | 1.15% → $100k - $250k | |||||
| 0.85%* | $10k* | - | 30 Month CD | ||
| OTHER TIERS: 0.80% → $500 - $10k | |||||
| 0.70%* | $10k* | - | 18 Month CD | ||
| OTHER TIERS: 0.65% → $500 - $10k | |||||
| 0.65%* | $10k* | - | 15 Month CD | ||
| OTHER TIERS: 0.60% → $500 - $10k | |||||
| 0.60%* | $10k* | - | 12 Month CD | ||
| OTHER TIERS: 0.55% → $500 - $10k | |||||
| 0.45% | $5k | - | 12 Month No Penalty CD | ||
| 0.20%* | $10k* | - | 182 Day CD | ||
| OTHER TIERS: 0.15% → $500 - $10k | |||||
| 0.15% | $500 | - | 90 Day CD | ||
First Columbia Bank & Trust Co. IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.60% | $100 | - | 60 Month Fixed IRA | |
| 1.50% | $100 | - | 36 Month Fixed IRA | |
| 0.70% | $100 | - | 18 Month Fixed IRA | |
| 0.15% | $100 | - | 18 Month Floating IRA |
