First Columbia Bank & Trust Co.


Overview / Commentary
570-784-4400
232 East Street
Bloomsburg, PA 17815

First Columbia Bank & Trust Co. is headquartered in Bloomsburg and is the 55th largest bank in the state of Pennsylvania. It is also the 1,052nd largest bank in the nation. It was established in 1926 and as of June of 2019, it had grown to 172 employees at 14 locations. First Columbia Bank & Trust Co. has an A health rating.

Reviews (1)

Experiences with First Columbia

I have used this bank for about 12 years. I have had mostly great experiences. I online bank, and when I have forgotten my password, customer support is quick to help me change it. I have had a problem with linking apps through online banking however, as this bank does not allow any linkages to an account by account holders. Physically visiting the bank is great, and most tellers are friendly. They do not have a credit card as far as I know, nor anything like an IRA. I have had a CD with them in the past, and it worked well. However, their interest rates, like most banks lately, have dropped substantially. I only have a checking account with them, as the savings rate is too low for me to justify putting money into.



Health

Health Grade Components

Overall
FDIC Certificate #686
Year Established1926
Employees172
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.24%
Return on Equity - YTD9.92%
Annual Interest Income$13.0MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$726.3MM$721.3MM
LoansQ2 2019vs Q2 2018$476.0MM$471.9MM
DepositsQ2 2019vs Q2 2018$530.2MM$529.9MM
Equity CapitalQ2 2019vs Q2 2018$92.7MM$85.4MM
Loan Loss AllowanceQ2 2019vs Q2 2018$7.3MM$6.8MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$4.3MM$2.2MM
Real Estate OwnedQ2 2019vs Q2 2018$142.00K$303.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Columbia Bank & Trust Co. Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.07%*$10k*-Money Market Account
OTHER TIERS: 0.03% Up to $10k

First Columbia Bank & Trust Co. Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$250k*-High Yield Account
OTHER TIERS: 0.20% $25k - $100k | 0.25% $100k - $250k

First Columbia Bank & Trust Co. CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%$500-60 Month CD
1.85%$500-48 Month CD
1.75%$500-36 Month CD
1.70%$500-30 Month CD
1.65%$500-24 Month CD
1.25%*$250k*-36 Month Flex CD
OTHER TIERS: 0.03% Up to $10k | 0.60% $10k - $15k | 0.70% $15k - $20k | 0.80% $20k - $25k | 0.90% $25k - $100k | 1.15% $100k - $250k
0.65%$500-18 Month CD
0.60%$500-15 Month CD
0.55%$500-12 Month CD
0.45%$5k-12 Month No Penalty CD
0.15%$500-90 Day CD
0.15%$500-182 Day CD

First Columbia Bank & Trust Co. IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%$100-60 Month Fixed IRA
1.75%$100-36 Month Fixed IRA
0.65%$100-18 Month Fixed IRA
0.15%$100-18 Month Floating IRA
Locations

Availability



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