First Columbia Bank & Trust Co.

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.60%	5-year CD	3.10% - Barclays 60 Month Online CD
0.45%	1-year CD	2.75% - Barclays 12 Month Online CD
2.50%	2-year CD	2.80% - Capital One 24 Month 360 CD

View all First Columbia Bank & Trust Co. rates »

Overview / Commentary

www.firstcolumbiabank.com

570-784-4400

232 East Street
Bloomsburg, PA 17815

First Columbia Bank & Trust Co. is headquartered in Bloomsburg and is the 56^th largest bank in the state of Pennsylvania. It is also the 1,044^th largest bank in the nation. It was established in 1926 and as of September of 2018, it had grown to 170 employees at 14 locations. First Columbia Bank & Trust Co. has an A health rating.

Reviews (1)

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Experiences with First Columbia

Posted by: willardbass | Feb 10, 2018

I have used this bank for about 12 years. I have had mostly great experiences. I online bank, and when I have forgotten my password, customer support is quick to help me change it. I have had a problem with linking apps through online banking however, as this bank does not allow any linkages to an account by account holders. Physically visiting the bank is great, and most tellers are friendly. They do not have a credit card as far as I know, nor anything like an IRA. I have had a CD with them in the past, and it worked well. However, their interest rates, like most banks lately, have dropped substantially. I only have a checking account with them, as the savings rate is too low for me to justify putting money into.

Comment

Health

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	686
Year Established	1926
Employees	170
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.18%
Return on Equity - YTD	9.89%
Annual Interest Income	$18.2MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$723.0MM$718.1MM
Loans	Q3 2018vs Q3 2017	$472.3MM$451.1MM
Deposits	Q3 2018vs Q3 2017	$531.6MM$521.8MM
Equity Capital	Q3 2018vs Q3 2017	$86.5MM$85.0MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$6.8MM$6.6MM
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$2.7MM$2.1MM
Real Estate Owned	Q3 2018vs Q3 2017	$98.00K$60.00K

Rates

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Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Columbia Bank & Trust Co. Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.07%^*	$10k^*	-	Money Market Account
OTHER TIERS: 0.03% → Up to $10k

First Columbia Bank & Trust Co. Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%^*	$250k^*	-	High Yield Account
OTHER TIERS: 0.20% → $25k - $100k \| 0.25% → $100k - $250k

First Columbia Bank & Trust Co. CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.60%	$500	-	60 Month CD
2.50%	$500	-	24 Month CD
1.70%^*	$10k^*	-	48 Month CD
OTHER TIERS: 1.60% → $500 - $10k
1.50%^*	$10k^*	-	36 Month CD
OTHER TIERS: 1.45% → $500 - $10k
1.25%^*	$250k^*	-	36 Month Flex CD
OTHER TIERS: 0.03% → Up to $10k \| 0.60% → $10k - $15k \| 0.70% → $15k - $20k \| 0.80% → $20k - $25k \| 0.90% → $25k - $100k \| 1.15% → $100k - $250k
0.85%^*	$10k^*	-	30 Month CD
OTHER TIERS: 0.80% → $500 - $10k
0.70%^*	$10k^*	-	18 Month CD
OTHER TIERS: 0.65% → $500 - $10k
0.65%^*	$10k^*	-	15 Month CD
OTHER TIERS: 0.60% → $500 - $10k
0.60%^*	$10k^*	-	12 Month CD
OTHER TIERS: 0.55% → $500 - $10k
0.45%	$5k	-	12 Month No Penalty CD
0.20%^*	$10k^*	-	182 Day CD
OTHER TIERS: 0.15% → $500 - $10k
0.15%	$500	-	90 Day CD

First Columbia Bank & Trust Co. IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.60%	$100	-	60 Month Fixed IRA
1.50%	$100	-	36 Month Fixed IRA
0.70%	$100	-	18 Month Fixed IRA
0.15%	$100	-	18 Month Floating IRA

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Wilkes Barre Area

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