First Columbia Bank & Trust Co. is headquartered in BLOOMSBURG and is the 47th largest bank in the state of Pennsylvania. It is also the 1,032nd largest bank in the nation. It was established in 1926 and as of March of 2023, it had grown to 156 employees at 12 locations. First Columbia Bank & Trust Co. has a B+ health rating.
I have used this bank for about 12 years. I have had mostly great experiences. I online bank, and when I have forgotten my password, customer support is quick to help me change it. I have had a problem with linking apps through online banking however, as this bank does not allow any linkages to an account by account holders. Physically visiting the bank is great, and most tellers are friendly. They do not have a credit card as far as I know, nor anything like an IRA. I have had a CD with them in the past, and it worked well. However, their interest rates, like most banks lately, have dropped substantially. I only have a checking account with them, as the savings rate is too low for me to justify putting money into.
Overall | |
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FDIC Certificate # | 686 |
Year Established | 1926 |
Employees | 156 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 0.85% |
Return on Equity - YTD | 9.55% |
Annual Interest Income | $7.6MM |
Assets and Liabilities | ||
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Assets | Q1 2023vs Q1 2022 | $951.3MM$952.1MM |
Loans | Q1 2023vs Q1 2022 | $535.8MM$453.8MM |
Deposits | Q1 2023vs Q1 2022 | $676.4MM$720.3MM |
Equity Capital | Q1 2023vs Q1 2022 | $87.6MM$89.2MM |
Loan Loss Allowance | Q1 2023vs Q1 2022 | $6.3MM$9.2MM |
Unbacked Noncurrent Loans | Q1 2023vs Q1 2022 | $2.2MM$2.2MM |
Real Estate Owned | Q1 2023vs Q1 2022 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.07%* | $10k* | - | Money Market Account | ||
OTHER TIERS: 0.03% → Up to $10k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.25%* | $250k* | - | High Yield Account | ||
OTHER TIERS: 0.10% → $25k - $100k | 0.15% → $100k - $250k |