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  2. First Columbia Bank & Trust Co.

First Columbia Bank & Trust Co.


Overview / Commentary
www.firstcolumbiabank.com
570-784-4400
232 East Street
Bloomsburg, PA 17815

First Columbia Bank & Trust Co. is headquartered in BLOOMSBURG and is the 47th largest bank in the state of Pennsylvania. It is also the 1,032nd largest bank in the nation. It was established in 1926 and as of March of 2023, it had grown to 156 employees at 12 locations. First Columbia Bank & Trust Co. has a B+ health rating.

Reviews (1)

Experiences with First Columbia

Posted by: |

I have used this bank for about 12 years. I have had mostly great experiences. I online bank, and when I have forgotten my password, customer support is quick to help me change it. I have had a problem with linking apps through online banking however, as this bank does not allow any linkages to an account by account holders. Physically visiting the bank is great, and most tellers are friendly. They do not have a credit card as far as I know, nor anything like an IRA. I have had a CD with them in the past, and it worked well. However, their interest rates, like most banks lately, have dropped substantially. I only have a checking account with them, as the savings rate is too low for me to justify putting money into.

1


Health
B+

Data as of Q1 2023

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #686
Year Established1926
Employees156
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.85%
Return on Equity - YTD9.55%
Annual Interest Income$7.6MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$951.3MM$952.1MM
LoansQ1 2023vs Q1 2022$535.8MM$453.8MM
DepositsQ1 2023vs Q1 2022$676.4MM$720.3MM
Equity CapitalQ1 2023vs Q1 2022$87.6MM$89.2MM
Loan Loss AllowanceQ1 2023vs Q1 2022$6.3MM$9.2MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$2.2MM$2.2MM
Real Estate OwnedQ1 2023vs Q1 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Columbia Bank & Trust Co.; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Columbia Bank & Trust Co. Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.07%*$10k*-Money Market Account
OTHER TIERS: 0.03% → Up to $10k

First Columbia Bank & Trust Co. Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$250k*-High Yield Account
OTHER TIERS: 0.10% → $25k - $100k | 0.15% → $100k - $250k

First Columbia Bank & Trust Co. CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%*$10k*-15 Month CD
OTHER TIERS: 3.90% → $500 - $2k | 4.05% → $2k - $10k
4.25%*$10k*-Business 15 Month CD
OTHER TIERS: 3.90% → $500 - $2k | 4.05% → $2k - $10k
4.00%*$10k*-23 Month CD
OTHER TIERS: 3.65% → $500+ | 3.80% → $2k - $10k
4.00%*$10k*-Business 23 Month CD
OTHER TIERS: 3.65% → $500+ | 3.80% → $2k - $10k
2.25%*$10k*-48 Month CD
OTHER TIERS: 2.05% → $500 - $2k | 2.15% → $2k - $10k
2.25%*$10k*-Business 48 Month CD
OTHER TIERS: 2.05% → $500 - $2k | 2.15% → $2k - $10k
1.55%*$10k*-18 Month CD
OTHER TIERS: 1.35% → $500 - $2k | 1.45% → $2k - $10k
1.55%*$10k*-Business 18 Month CD
OTHER TIERS: 1.35% → $500 - $2k | 1.45% → $2k - $10k
0.90%*$10k*-60 Month CD
OTHER TIERS: 0.75% → $500 - $2k | 0.80% → $2k - $10k
0.90%*$10k*-Business 60 Month CD
OTHER TIERS: 0.75% → $500 - $2k | 0.80% → $2k - $10k
0.85%*$10k*-36 Month CD
OTHER TIERS: 0.65% → $500 - $2k | 0.75% → $2k - $10k
0.85%*$10k*-Business 36 Month CD
OTHER TIERS: 0.65% → $500 - $2k | 0.75% → $2k - $10k
0.60%*$10k*-30 Month CD
OTHER TIERS: 0.40% → $500 - $2k | 0.50% → $2k - $10k
0.60%*$10k*-Business 30 Month CD
OTHER TIERS: 0.40% → $500 - $2k | 0.50% → $2k - $10k
0.50%*$10k*-24 Month CD
OTHER TIERS: 0.35% → $500 - $2k | 0.40% → $2k - $10k
0.50%*$250k*-36 Month Flex CD
OTHER TIERS: 0.03% → Up to $10k | 0.05% → $10k - $15k | 0.10% → $15k - $20k | 0.20% → $20k - $25k | 0.30% → $25k - $100k | 0.40% → $100k - $250k
0.50%*$10k*-Business 24 Month CD
OTHER TIERS: 0.35% → $500 - $2k | 0.40% → $2k - $10k
0.50%*$250k*-Business 36 Month Flex CD
OTHER TIERS: 0.03% → Up to $10k | 0.05% → $10k - $15k | 0.10% → $15k - $20k | 0.20% → $20k - $25k | 0.30% → $25k - $100k | 0.40% → $100k - $250k
0.35%*$10k*-12 Month CD
OTHER TIERS: 0.25% → $500 - $2k | 0.30% → $2k - $10k
0.35%*$10k*-Business 12 Month CD
OTHER TIERS: 0.25% → $500 - $2k | 0.30% → $2k - $10k
0.25%*$10k*-182 Day CD
OTHER TIERS: 0.15% → $500 - $2k | 0.20% → $2k - $10k
0.25%*$10k*-Business 182 Day CD
OTHER TIERS: 0.15% → $500 - $2k | 0.20% → $2k - $10k
0.20%*$10k*-90 Day CD
OTHER TIERS: 0.10% → $500 - $2k | 0.15% → $2k - $10k
0.20%*$10k*-Business 90 Day CD
OTHER TIERS: 0.10% → $500 - $2k | 0.15% → $2k - $10k
0.15%$5k-12 Month No Penalty CD
0.15%$5k-Business 12 Month No Penalty CD

First Columbia Bank & Trust Co. IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%$100-18 Month Fixed IRA
1.55%$100-Business 18 Month Fixed IRA
0.90%$100-60 Month Fixed IRA
0.90%$100-Business 60 Month Fixed IRA
0.85%$100-36 Month Fixed IRA
0.85%$100-Business 36 Month Fixed IRA
0.20%$100-18 Month Floating IRA
0.20%$100-Business 18 Month Floating IRA
Locations

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