First Community Bank is offering three CD specials: a 2% APY 2-year CD, a 3% APY 3-year CD and a 4% APY 4-year CD. Minimum deposit is $1,000. The CDs also allow a rate bump for the first 24 months. These specials are listed on the bank's home page in the main image as of 4/11/2010.
It appears a branch visit is required to open an account. Branches are located in Corpus Christi, Texas and in a few nearby cities.
The bank's ratings for safety and soundness are strong: 4 stars (excellent) at BauerFinancial (based on 12/31/09 data) and 4 stars (sound) at Bankrate.com (based on 9/30/09 data). The bank has been a FDIC member since 1983 (FDIC Certificate # 24353).
Searching for the Best CD Rates
You can't even find a 3% 4-year CD at Bankrate these days. The highest 4-year CD at Bankrate.com is currently 2.91% APY at EverBank. You can find higher rates in the CD rates section of DepositAccounts.com. The tables now have a new & improved format!