First Community National Bank is headquartered in Cuba and is the 158th largest bank in the state of Missouri. It is also the 3,606th largest bank in the nation. It was established in 1906 and as of June of 2019, it had grown to 70 employees at 6 locations. First Community National Bank has a C+ health rating.
First Community National Bank is a hometown bank with several branches in nearby towns. They offer financial advice on retirement plans, such as IRA's, etc. They also offer a variety of interest bearing CD's. The best thing I like is their online banking service so you can bank from home on just about everything you need. You can check your checking and savings accounts, have monthly payments set up to pay each month on an automatic basis if you wish, transfer funds from one account to another and even have the savings tied into your checking to provide overdraft protection. As far as service goes, the staff would be hard to beat. They are very capable of answering all my questions as well as helping on problems. Some time ago we had an unauthorized withdrawal from our checking account so I called the vice president and she traced it down and took care of the problem in no time. Great Service! We also have our incomes set up on direct deposit and they show up like clockwork. Our checking account is also an interest bearing account depending on what our balance is for each month, as to the amount of interest we get. They offer other type of checking accounts such as student checking accounts for young people who just want a simple checking account with no fees included. All their accounts also offer free checking.
This banking institution does care about their customers! they are rude, do not return calls if something goes over the amount you have in the bank yet you make a deposit on the same day, maybe 5 minutes afterwards, and they still charge you $30.00, and say its your fault. If you have 2 checks come in at 3:30 pm, 1 for $5.00 and one for $220, and you have 190 in the bank, they will take the $220 out first then charge you $60. you arrive at the bank at 4:00 pm and deposit $500. They don't care, saying "you should have been here before 10 am not our problem they say"......
|FDIC Certificate #||1639|
|Return on Assets - YTD||0.48%|
|Return on Equity - YTD||5.48%|
|Annual Interest Income||$2.6MM|
|Assets and Liabilities|
|Assets||Q2 2019vs Q2 2018||$131.2MM$143.5MM|
|Loans||Q2 2019vs Q2 2018||$61.7MM$79.1MM|
|Deposits||Q2 2019vs Q2 2018||$117.7MM$131.3MM|
|Equity Capital||Q2 2019vs Q2 2018||$11.7MM$11.3MM|
|Loan Loss Allowance||Q2 2019vs Q2 2018||$2.9MM$3.0MM|
|Unbacked Noncurrent Loans||Q2 2019vs Q2 2018||$1.5MM$2.2MM|
|Real Estate Owned||Q2 2019vs Q2 2018||$2.7MM$3.5MM|
Rates for First Community National Bank are currently being reviewed.
|First Community National Bank Locations|
|Sullivan Branch||1 Community Plaza||Sullivan, MO 63080|
|Bishop Branch||212 South Bishop Avenue||Rolla, MO 65401|
|North Bishop Avenue Branch||2323 North Bishop Avenue||Rolla, MO 65401|
|Steelville Branch||402 West Main Street||Steelville, MO 65565|
|First Community National Bank||407 North Franklin||Cuba, MO 65453|
|Eureka Branch||450 Meramec Boulevard||Eureka, MO 63025|