Featured Savings Rates
Featured Accounts

First Farmers Bank and Trust Company

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.10%5-year CD60 Month CD
0.45%1-year CD12 Month CD
0.20%SavingsRegular Savings

Overview / Commentary
502-484-3434
127 North Thomas Street
Owenton, KY 40359

First Farmers Bank and Trust Company is headquartered in Owenton and is the 115th largest bank in the state of Kentucky. It is also the 4,049th largest bank in the nation. It was established in 1934 and as of September of 2016, it had grown to 33 employees at 4 locations. First Farmers Bank and Trust Company has a B+ health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Health Grade Components

Overall
FDIC Certificate #2762
Year Established1934
Employees33
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.28%
Return on Equity - YTD8.55%
Annual Interest Income$3.9MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$119.3MM$114.3MM
LoansQ3 2016vs Q3 2015$89.4MM$86.1MM
DepositsQ3 2016vs Q3 2015$96.1MM$91.1MM
Equity CapitalQ3 2016vs Q3 2015$18.1MM$17.5MM
Loan Loss AllowanceQ3 2016vs Q3 2015$1.1MM$1.1MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$2.2MM$2.1MM
Real Estate OwnedQ3 2016vs Q3 2015$289.00K$567.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First Farmers Bank and Trust Company; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Farmers Bank and Trust Company Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*-$1kYouth Savings
OTHER TIERS: 0.20% $1k+
0.25%$1k-High Interest Savings
0.20%--Regular Savings
0.10%--Health Savings Account

First Farmers Bank and Trust Company Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-Money Market Account
OTHER TIERS: 0.15% $2,500 - $10k | 0.20% $10k - $25k | 0.30% $25k - $100k
0.35%*$100k*-Business Money Market
OTHER TIERS: 0.15% $2,500 - $10k | 0.20% $10k - $25k | 0.30% $25k - $100k

First Farmers Bank and Trust Company Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$2,500*-Premium Interest Checking
OTHER TIERS: 0.05% Up to $2,500
0.05%$50-50+ Interest Checking
0.05%$50-Direct Interest Checking
0.05%$50-Community Checking
0.05%$50-Business Interest Checking

First Farmers Bank and Trust Company CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$1k-60 Month CD
1.00%$1k-48 Month CD
0.80%$1k-36 Month CD
0.60%$1k-24 Month CD
0.45%$1k-12 Month CD
0.20%$1k-182 Day CD

First Farmers Bank and Trust Company IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$1k-60 Month IRA
1.00%$1k-48 Month IRA
0.80%$1k-36 Month IRA
0.60%$1k-24 Month IRA
0.45%$1k-12 Month IRA
0.20%$1k-182 Day IRA
Locations


First Farmers Bank and Trust Company Locations
First Farmers Bank and Trust Company127 North Thomas StreetOwenton, KY 40359
New Liberty Branch460 Kentucky Highway 227 NorthNew Liberty, KY 40355
Warsaw Branch506 East Main StreetWarsaw, KY 41095
Gratz Branch95 Main StreetGratz, KY 40359