White Rock Bank is offering a 6.09% APY 6-month certificate of deposit. The minimum deposit is $1,000. It requires that you have or open a checking account with direct deposit. The CD special ends on July 1, 2007. It doesn't seem to be listed at the bank's website. A reader emailed me info on this, and I contacted the bank for additional info. A branch visit is required to open accounts.
Branches are located in the Minnesota cities of Cannon Falls, Goodhue, Bellechester, Red Wing and White Rock. These cities are located 20 to 40 miles southwest of Minneapolis-Saint Paul. The bank has been FDIC insured since 1934 (FDIC Certificate # 10168).
Thanks to the reader who emailed me about this special.
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