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Overview / Commentary
440-282-6188
3721 Oberlin Avenue
Lorain, OH 44053

First Federal Savings and Loan Association of Lorain is headquartered in Lorain and is the 51st largest bank in the state of Ohio. It is also the 1,650th largest bank in the nation. It was established in 1921 and as of December of 2016, it had grown to 97 employees at 7 locations. First Federal Savings and Loan Association of Lorain has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #29838
Year Established1921
Employees97
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.17%
Return on Equity - YTD1.13%
Annual Interest Income$14.7MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$421.4MM$423.7MM
LoansQ4 2016vs Q4 2015$266.4MM$264.1MM
DepositsQ4 2016vs Q4 2015$355.6MM$356.9MM
Equity CapitalQ4 2016vs Q4 2015$62.7MM$63.7MM
Loan Loss AllowanceQ4 2016vs Q4 2015$2.2MM$2.5MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$9.0MM$12.0MM
Real Estate OwnedQ4 2016vs Q4 2015$1.5MM$1.1MM
Rates

Rates for First Federal Savings and Loan Association of Lorain are currently being reviewed.

Locations


First Federal Savings and Loan Association of Lorain Locations
Huron Branch107 Liberty DriveHuron, OH 44839
1180 Park Avenue Branch1180 Park AvenueAmherst, OH 44001
Port Clinton Branch1840 East Perry StreetPort Clinton, OH 43452
Sandusky Branch207 West Washington RowSandusky, OH 44870
2233 East 42nd Street Branch2233 East 42nd StreetLorain, OH 44055
36690 Detroit Road Branch36690 Detroit RoadAvon, OH 44011
First Federal Savings and Loan Association Of Lora3721 Oberlin AvenueLorain, OH 44053