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Overview / Commentary
712 Washington Street
Ravenswood, WV 26164

First Federal Savings & Loan Association of Ravenswood is headquartered in Ravenswood and is the 58th largest bank in the state of West Virginia. It is also the 5,849th largest bank in the nation. It was established in 1934 and as of December of 2016, it had grown to 3 employees at 1 location. First Federal Savings & Loan Association of Ravenswood has a B health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. First Federal Savings & Loan Association of Ravenswood has a low asset base.

Health Grade Components

Overall
FDIC Certificate #29490
Year Established1934
Employees3
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD5.64%
Annual Interest Income$699.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$18.1MM$16.4MM
LoansQ4 2016vs Q4 2015$13.2MM$13.7MM
DepositsQ4 2016vs Q4 2015$16.3MM$14.8MM
Equity CapitalQ4 2016vs Q4 2015$1.7MM$1.6MM
Loan Loss AllowanceQ4 2016vs Q4 2015$22.00K$21.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$0$0
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates

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Locations


First Federal Savings & Loan Association of Ravenswood Locations
First Federal Savings & Loan Association Of Ravens712 Washington StreetRavenswood, WV 26164