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Overview / Commentary
712 Washington Street
Ravenswood, WV 26164

First Federal Savings & Loan Association of Ravenswood is headquartered in Ravenswood and is the 59th largest bank in the state of West Virginia. It is also the 5,916th largest bank in the nation. It was established in 1934 and as of September of 2016, it had grown to 3 employees at 1 location. First Federal Savings & Loan Association of Ravenswood has a B+ health rating.

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. First Federal Savings & Loan Association of Ravenswood has a low asset base.

Health Grade Components

Overall
FDIC Certificate #29490
Year Established1934
Employees3
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD5.82%
Annual Interest Income$525.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$17.8MM$16.7MM
LoansQ3 2016vs Q3 2015$13.3MM$13.6MM
DepositsQ3 2016vs Q3 2015$16.0MM$14.6MM
Equity CapitalQ3 2016vs Q3 2015$1.7MM$1.6MM
Loan Loss AllowanceQ3 2016vs Q3 2015$22.00K$21.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$0$0
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates

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Locations


First Federal Savings & Loan Association of Ravenswood Locations
First Federal Savings & Loan Association Of Ravens712 Washington StreetRavenswood, WV 26164