First Financial Bank (AR)


Reactivating Account

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Moving my money from Consumers Credit Union because they changed their terms.
I had this account on the back burner since they lowered their rates years ago.
I just found out that they are back up to 4.07%
for up to $15,000 with 12 charges, e-statements, and online banking. I always heard to keep it simple stupid.
The people at FFB were very helpful to me today.
They are ordering new cards for me.
9/19/2019 things are still going good.

No Complaints From Me With FFB

Sorry to hear others here have had bad experiences with FFB.

I've had their Kasasa Cash Checking account for the past several years, and have had absolutely no problems either with the account or the rare occasions where I've had to deal over the phone with their customer service.

For those who qualify, the account was a good deal before, and now is a great deal, paying 4% interest on rewards checking balances up to $15K. And they haven't cut their Kasasa rate, at least, not yet!

The Absolute Worst Bank

My ex husband and i opened an account 4 years ago and my father did to. we banked online my father didnt. my husband started noticing weird stuff deposits there and then not there. i thought he was just seeing stuff, until i noticed car payments posting and then falling off our account and having to pay again. when i called they told me bs excuses the atms arent accurate then the online isnt accurate and told me to keep a ledger which i already was and it wasnt matching up to my account,the last straw was when we paid bills first that they kicked back and they ended up coming out last and getting returned. causing fees on both sides. when they were paid first. we ended up 400$ overdrawn because of bank fees. so they said if we filled out this form for a fresh start that they would allow those bills to go through that was a lie they ended up kicking them back 3x piling up almost 100$ in returned payment charges on both sides. the other creditors after ti told them what happened reversed the fees. we went back to chase. then my dads account started acting the same way. i went out of the country. no one knew there was a problem until i called to get the hold off his account they told me that they closed his account for being overdrawn 45 days which is impossible he gets paid every 3rd. so i started going through statements and realized he was 1.47 negative and the bank hit him with6 od charges back to back and surcharges he was almost 300$ overdrawn in fees he went to the bank and pulled out 400$ becasue the atm receipt didnt reflect that, the went 600$ overdraft they hit him with 2 more fees and closed his account. then they sent a letter15 days later threatening him saying the reported him to chex systems and if he didnt pay hed be sued and have leagal fees yet no one would tell him where his retirement check was and it was a friday before a monday holiday so all weekend no way to get food, or medicine or pay bills taht were already late. when you try and complain the literally argue with you so much the make you feel liek its your fault and refuse to help. its robbery. they dont charge od fees with the purchases they waint until your next direct deposit and start pulling out and you never know what the cahrge is for they keep you confused and feeling like its yoru fault when theya are playing with your money its. its criminal

HORRIBLE Bank To Do Business With

This bank lacks at every level! If you're looking for customer service, it doesn't exist at this bank!

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Health

Health Grade Components

Overall
FDIC Certificate #28905
Year Established1934
Employees337
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.84%
Return on Equity - YTD14.62%
Annual Interest Income$38.8MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$1.56B$1.47B
LoansQ2 2023vs Q2 2022$1.20B$966.3MM
DepositsQ2 2023vs Q2 2022$1.24B$1.23B
Equity CapitalQ2 2023vs Q2 2022$188.7MM$184.5MM
Loan Loss AllowanceQ2 2023vs Q2 2022$12.1MM$11.6MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$3.2MM$6.4MM
Real Estate OwnedQ2 2023vs Q2 2022$8.9MM$6.9MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Financial Bank (AR) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.34%$50k-Kasasa Saver

First Financial Bank (AR) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
6.00%*-$15kKasasa Cash
OTHER TIERS: 1.43% $15k+
Locations

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