First Financial CU (IL)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
5.00%	Reward Checking	High 5 Checking 1.82% - National Average
1.25%	1-year CD	12 Month Certificate 1.40% - Goldman Sachs Bank USA 12 Month CD
0.30%	Savings	Share Savings Account 1.05% - Ally Bank Online Savings Account

View all First Financial CU (IL) rates »

Overview / Commentary

www.firstfcu.org

773-565-2000

2942 W Peterson Ave
Chicago, IL 60659

First Financial CU (IL) is headquartered in CHICAGO and is the 58^th largest credit union in the state of Illinois. It is also the 1,895^th largest credit union in the nation. It was established in 1936 and as of December of 2016, it had grown to 23 employees and 8,398 members at 4 locations. First Financial CU (IL)'s CD rates are 39% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

First Financial Credit Union of Illinois is open to anyone through making a donation to either SitStayRead or to Resources for Community Living. Membership is also open to the residents and the people that maintain employment within the north end area of Chicago; within the perimeters of the designated geographical field that is explained in detail on the credit union website, employees of the credit union affiliated select employee groups, and the direct family members of the current credit union members.
See current membership details

First Financial Credit Union (headquarters in Chicago, IL) has been added to the “Big List of Credit Unions Anyone Can Join.” It was recently noticed that its field of membership is open to anyone through making a donation to either SitStayRead or to Resources for Community Living. This isn’t easily visible on the CU’s website. To view the details, visit the start of the CU’s application page. Click on “who can join,” and the “Requirements for Membership” will be listed. Currently, I don’t see any blog worthy products being offered by First Financial. Two products that may interest a few readers include: 1) High 5 Checking - Reward Checking that earns 5% APY on balances up to $2,500 with typical reward checking qualifications. Details at this FFCU page. 2) 1.40% APY 2-

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Health

B+

Data as of Q4 2016

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First Financial CU (IL) has a relatively low asset base.

Health Grade Components

Overall
NCUA #	68450
Year Chartered	1936
Employees	23
Primary Regulator

Profit Margin
Return on Assets - YTD	0.14%
Return on Equity - YTD	1.4%
Annual Interest Income	$3.6MM

Assets and Liabilities
Assets	Q4 2016vs Q4 2015	$73.7MM$70.3MM
Loans	Q4 2016vs Q4 2015	$50.2MM$50.9MM
Deposits	Q4 2016vs Q4 2015	$65.5MM$62.5MM
Equity Capital	Q4 2016vs Q4 2015	$7.6MM$7.5MM
Loan Loss Allowance	Q4 2016vs Q4 2015	$971.00K$911.00K
Unbacked Noncurrent Loans	Q4 2016vs Q4 2015	$594.00K$883.00K
Real Estate Owned	Q4 2016vs Q4 2015	$0$42.00K

User-submitted Promotions & Notices

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Credit Union Added To Big List Of Easy To Join Credit Unions

Ken Tumin | May 19, 2017

First Financial Credit Union (headquarters in Chicago, IL) has been added to the “Big List of Credit Unions Anyone Can Join.”

It was recently noticed that its field of membership is open to anyone through making a donation to either SitStayRead or to Resources for Community Living. This isn’t easily visible on the CU’s website. To view the details, visit the start of the CU’s application page. Click on “who can join,” and the “Requirements for Membership” will be listed.

Currently, I don’t see any blog worthy products being offered by First Financial. Two products that may interest a few readers include:

1) High 5 Checking - Reward Checking that earns 5% APY on balances up to $2,500 with typical reward checking qualifications. Details at this FFCU page.

2) 1.40% APY 2-Year Spring CD Special, $10k minimum. Details at this FFCU page.

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