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First Financial Credit Union (NM)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
4.35%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
3.60%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.ffnm.org
505-766-5600
4910 Union Way Ne
Albuquerque, NM 87107

First Financial Credit Union (NM) is headquartered in Albuquerque and is the 8th largest credit union in the state of New Mexico. It is also the 479th largest credit union in the nation. It was established in 1937 and as of December of 2024, it had grown to 266 employees and 92,425 members at 18 locations. First Financial Credit Union (NM)'s money market rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

First Financial Credit Union offers membership to anyone who lives or works anywhere in New Mexico.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #68244
Year Chartered1937
Employees266
Primary Regulator
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD4.11%
Annual Interest Income$43.3MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$916.6MM$877.7MM
LoansQ4 2024vs Q4 2023$662.6MM$663.6MM
DepositsQ4 2024vs Q4 2023$827MM$788.1MM
Equity CapitalQ4 2024vs Q4 2023$63.1MM$59.9MM
Loan Loss AllowanceQ4 2024vs Q4 2023$8MM$8.2MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$5MM$7.7MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
4.35%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
3.60%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Financial Credit Union (NM) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$0-IDA Savings Account
0.50%$0-Christmas Club Account
0.50%$0-Vacation Club Account
0.35%$5-Primary Savings Account
0.35%$5-Kirby Kids Savings Account
0.15%$0-Secondary Savings Account
0.15%$0-Special Savings Account

First Financial Credit Union (NM) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.27%*$250k*-Money Market Account
OTHER TIERS: 0.30% → $0 - $25 | 1.51% → $25 - $2.5k | 1.76% → $2.5k - $50k | 2.02% → $50k - $250k

First Financial Credit Union (NM) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.05%*$0$15kKasasa Cash
OTHER TIERS: 0.92% → $15k+

First Financial Credit Union (NM) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.23%$25k-6 Month Jumbo CD
4.13%$1k-6 Month CD
4.13%$250-6 Month 1st CD
4.13%$500-6 Month Kirby Kid CD
3.87%$25k-12 Month Jumbo CD
3.76%$1k-12 Month CD
3.76%$250-12 Month 1st CD
3.76%$500-12 Month Kirby Kid CD
3.66%$25k-18 Month Jumbo CD
3.66%$25k-24 Month Jumbo CD
3.56%$1k-18 Month CD
3.56%$1k-24 Month CD
3.56%$25k-30 Month Jumbo CD
3.56%$250-18 Month 1st CD
3.56%$250-24 Month 1st CD
3.56%$500-18 Month Kirby Kid CD
3.56%$500-24 Month Kirby Kid CD
3.45%$1k-30 Month CD
3.45%$25k-36 Month Jumbo CD
3.45%$250-30 Month 1st CD
3.45%$500-30 Month Kirby Kid CD
3.35%$1k-36 Month CD
3.35%$250-36 Month 1st CD
3.35%$500-36 Month Kirby Kid CD
3.14%$25k-48 Month Jumbo CD
3.14%$25k-60 Month Jumbo CD
3.14%$25k-3 Month Jumbo CD
3.04%$1k-3 Month CD
3.04%$1k-48 Month CD
3.04%$1k-60 Month CD
3.04%$250-3 Month 1st CD
3.04%$250-48 Month 1st CD
3.04%$250-60 Month 1st CD
3.04%$500-3 Month Kirby Kid CD
3.04%$500-48 Month Kirby Kid CD
3.04%$500-60 Month Kirby Kid CD

First Financial Credit Union (NM) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.23%$25k-6 Month Jumbo IRA Certificate
4.13%$500-6 Month IRA Certificate
3.87%$25k-12 Month Jumbo IRA Certificate
3.76%$500-12 Month IRA Certificate
3.66%$25k-18 Month Jumbo IRA Certificate
3.66%$25k-24 Month Jumbo IRA Certificate
3.56%$500-18 Month IRA Certificate
3.56%$500-24 Month IRA Certificate
3.56%$25k-30 Month Jumbo IRA Certificate
3.45%$500-30 Month IRA Certificate
3.45%$25k-36 Month Jumbo IRA Certificate
3.35%$500-36 Month IRA Certificate
3.14%$25k-3 Month Jumbo IRA Certificate
3.14%$25k-48 Month Jumbo IRA Certificate
3.14%$25k-60 Month Jumbo IRA Certificate
3.04%$500-3 Month IRA Certificate
3.04%$500-48 Month IRA Certificate
3.04%$500-60 Month IRA Certificate
0.45%$0-IRA Savings Account
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