7.00% 7-Month CD at a New Jersey CU ($7K max).


First Financial FCU is offering special 7.00% APY 7-month share certificate. The minimum deposit is $700 and the maximum deposit is $7K. New funds only (see image of ad).

The field of membership includes all those who live in Monmouth or Ocean Counties. Membership is also avialable through select employer groups. See site for details.

Branches are located in several New Jersey cities.

The credit union is NCUA insured. It has almost 33K members and over $183 million in assets.

Thanks to the reader who emailed me this CD special.

Anonymous   |     |   Comment #1
Wow! Too bad I don't live within their boundaries.
procol   |     |   Comment #2
Cmon, these low maximums are a waste of time. OK so you make an extra 50 or 60 bucks. Hardly the stuff of fortunes.

I have a USAA account that gives me a 1% kicker on top of an already decent rate for UNLIMITED FUNDS.

That deal is not so easy to get anymore.
Banking Guy
Banking Guy   |     |   Comment #3
Yes, the $7K limit is restrictive, but for people who are just planning to save a few thousand, this could be a good deal if the credit union is conveniently located. Another good point is that it doesn't seem to require a checking account which is common for these deals.

The 7% for 7 months would provide about an extra $60 over a 5.50% CD.
Anonymous   |     |   Comment #4
I saw an advertisement for this 7% 7M in a Local NJ paper. It stated it was available only on 7/22. I went, long long line. They said they would honor a rain check until next Saturday. I don't belive this is an ongoing promo. Maybe someone else can confirm.
Banking Guy
Banking Guy   |     |   Comment #5
Just received this comment in the finding deals post:

"called First financial FCU regarding the 7% 7M $7K special. It ended this past Saturday."

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