Competitive Long-Term CD Rates at First Florida Credit Union

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1.50%$1k-First Florida Credit Union60 Month CD
Accounts mentioned in this post. Rates as of August 27, 2016.

In this awful interest rate environment, it's hard to find decent CD rates, and that's especially the case for Florida. I found a couple of competitive CD and IRA CD rates at First Florida Credit Union. You can find higher rates at all-access credit unions based in other states, but if you prefer a branch visit, this may be a better option. One good deal at First Florida Credit Union is its 45-month certificate which has a 1.59% APY. Another good one is its 5-year certificate which has a 1.89% APY. This can be raised up to 1.99% APY for Executive Gold Club and Golden Rainbow Club members. Minimum deposit is $1,000. These rates are listed in the certificate rates page as of 4/17/2012.

One thing nice about First Florida Credit Union is that its field of membership includes a large part of Florida. Membership is open to anyone who lives or works in the following Florida counties: Baker, Broward, Clay, Duval, Flagler, Leon, Orange, Hillsborough, Miami-Dade, Nassau, Seminole, Wakulla, Gadsden, Madison, Jefferson or St. Johns. Please refer to the credit union's About US page for more details.

First Florida Credit Union branches are located in the cities of Jacksonville, St Johns, Tallahassee, Orlando, Pembroke Park and Miami. The credit union is also a member of CU Service Centers which allows you to perform many banking transactions at other credit unions in the CU Service Center network.

The credit union has an overall health score at DepositAccounts.com of 5 stars (out of 5) with a Texas Ratio of 4.42% (excellent) based on December 2011 data. Please refer to our financial overview of First Florida Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 61170).

How These CD Rates Compare

There are a few other Florida credit unions where you can find higher CD rates. One is City County Credit Union which is offering a 2.01% APY 5-year CD. All of its offices are in Broward County, but its field of membership covers a big chunk of Florida (see post).

If you don't mind opening accounts online or by mail, you can find higher rates at certain all-access credit unions.

The highest 4-year CD rate that's nationally available is 2.07% APY at Melrose Credit Union.

The best 5-year CD rate that's nationally available is 2.36% APY at Michigan State University FCU. This requires a $100K minimum deposit. If you have a military connection, you may be able to qualify for Air Academy Federal Credit Union which has a 2.45% APY 5-year CD for a $10K minimum deposit.

These rates are accurate as of 4/17/2012.

Searching for Top CD Rates

To search for nationwide CD rates and CD rates in your state, please refer to the best CD rates section of DepositAccounts.com.

Comments
2.65% 13-Month CD and Other Competitive CD Rates at First Florida CU - North, Central and South FL
First Florida Credit Union continues to offer competitive rates on its certificate specials. They're down a little from March, but they remain competitive. The current rates include 2.15% APY for 5 months, 2.65% APY for 13 months, 2.80% APY for 22 months and 3.25% APY for 45 months. Minimum deposit is $1,000. These rates are listed at the credit union's rate table as of 4/28/09.

Membership is open to anyone who lives or works in the following Florida counties: Baker, Broward, Clay, Duval, Flagler, Leon, Orange, Hillsborough, Miami-Dade, Nassau, Seminole...

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2.90% 13-Month CD and Other Competitive CD Rates at First Florida Credit Union
First Florida Credit Union is offering four competitive certificate specials: 2.25% APY for 5 months, 2.90% APY for 13 months, 3.00% APY for 22 months and 3.25% APY for 45 months. Minimum deposit is $1,000. These rates are listed at the bottom of the credit union's rate table as of 3/19/09.

Membership is open to anyone who lives or works in the following Florida counties: Baker, Broward, Clay, Duval, Flagler, Leon, Orange, Hillsborough, Miami-Dade, Nassau, Seminole or St. Johns. Please see the credit union's About Us Page for more info.

Branches...



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3.50% 5-Month CD & 3.40% 13-Month CD at First Florida Credit Union
First Florida Credit Union continues to offer several competitive CD specials. The rates have fallen since my early January post, but they remain competitive especially for the shorter terms. These include a 3.50% APY 5-month CD, a 3.40% APY 13-month CD, a 3.30% APY 22-month CD and a 3.50% APY 45-month CD. Minimum deposit is $1,000. These rates are listed in the credit union's rate table as of the morning of 1/29/2009.

The credit union also continues to have a new-member checking bonus in which a new member can receive $25...

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3.75% 5-Month CD & 3.70% 13-Month CD at First Florida Credit Union
First Florida Credit Union is offering three special certificates with competitive rates. These include a 3.75% APY 5-month CD, a 3.70% APY 13-month CD and a 3.50% APY 22-month CD. Minimum deposit is $1,000. These rates are listed in the credit union's rate table as of the morning of 1/05/2009.

The credit union also has a new-member checking bonus in which a new member can receive $25 and a free box of checks for opening a checking account with direct deposit. Checking account must be opened by 3/31/2009. This promotion is...

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4.25% 13-Month CD at First Florida Credit Union
First Florida Credit Union is offering a special 13-month certificate with a yield of 4.25% APY. Minimum deposit is $1,000.

Membership is open to anyone who lives or works in the following Florida counties: Baker, Broward, Clay, Duval, Flagler, Leon, Orange, Hillsborough, Miami-Dade, Nassau, Seminole or St. Johns. Please see the credit union's About Us Page for more info.

Branches are located in the Florida cities of Jacksonville, Tallahassee, Orlando, Miami and Pembroke Park.

First Florida Credit Union has some decent financial ratings for soundness: 5 stars (superior) at BauerFinancial and 3...





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