First Home Bank


Overview / Commentary
727-440-6848
700 Central Ave
Saint Petersburg, FL 33701

First Home Bank is headquartered in Saint Petersburg and is the 20th largest bank in the state of Florida. It is also the 843rd largest bank in the nation. It was established in 1999 and as of June of 2021, it had grown to 671 employees at 6 locations. First Home Bank has an A+ health rating.

Reviews (1)

TINY, IGNORANT OF ESSENTIAL BANKING, RUDE, INCOMPETENT

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Tiny, backwoods "bank" with fewer than 80 employees total, spread across five branches in hinterlands of South Florida. Unlike the major, national banks, this has NO Customer Service department of its own. Instead, you will have to deal with uneducated, emotional, unprofessional juveniles who are rude, incompetent, or both. These hick kids even make personal remarks about your "private" transactions. Worse, for ATM problems, this "bank" is so tiny and inferior they must contract with a third-party cubicle hive that clearly couldn't care less. FHB's local reputation is so bad, they have to pay a cash bonus to unsuspecting newcomers to persuade them to open an account. After one month with their constant mistakes over EVERY TRANSACTION, I'm returning the bonus and closing the accounts, since their employees' incompetence has cost me far more m time. If your time is worthless, you prefer teen angst to professional service, and you love NOT having ANY ACCESS to your own money, FHB is for you. If you're an adult seeking a real bank, look elsewhere.



Health
A+

Health Grade Components

Overall
FDIC Certificate #34997
Year Established1999
Employees671
Primary RegulatorFED
Profit Margin
Return on Assets - YTD2.86%
Return on Equity - YTD48.33%
Annual Interest Income$29.9MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$1.20B$1.47B
LoansQ2 2021vs Q2 2020$1.00B$1.25B
DepositsQ2 2021vs Q2 2020$634.0MM$577.3MM
Equity CapitalQ2 2021vs Q2 2020$99.3MM$62.5MM
Loan Loss AllowanceQ2 2021vs Q2 2020$20.8MM$12.9MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$1.2MM$3.5MM
Real Estate OwnedQ2 2021vs Q2 2020$0$0
Rates
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First Home Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.01%*-$500Kids Club Savings Account
OTHER TIERS: 0.15% $500+
Locations


First Home Bank Locations
Pinellas Park Office5250 Park BoulevardPinellas Park, FL 33781
First Home Bank700 Central AveSaint Petersburg, FL 33701
St. Petersburg Office Branch9190 Seminole BlvdSeminole, FL 33772
Countryside Branch2520 Countryside BoulevardClearwater, FL 33763
Sarasota Branch2033 Main Street, Suite 101Sarasota, FL 34237
Tampa Branch3015 West Columbus DriveTampa, FL 33607

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