First Home Bank

Overview / Commentary
700 Central Ave
Saint Petersburg, FL 33701

First Home Bank is headquartered in Saint Petersburg and is the 38th largest bank in the state of Florida. It is also the 1,443rd largest bank in the nation. It was established in 1999 and as of September of 2019, it had grown to 385 employees at 5 locations. First Home Bank has an A health rating.

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First Home Bank (FL) Offers Advantage Money Market, Up To 2.50% APY - 4/8/2019

First Home Bank (FL) is offering an in-branch Advantage Money Market (2.50% APY, $50k+). Advantage Interest Checking (1.01% APY, $50k+) required.

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Reviews (1)


Posted by: almaviva | Feb 23, 2019

Tiny, backwoods "bank" with fewer than 80 employees total, spread across five branches in hinterlands of South Florida. Unlike the major, national banks, this has NO Customer Service department of its own. Instead, you will have to deal with uneducated, emotional, unprofessional juveniles who are rude, incompetent, or both. These hick kids even make personal remarks about your "private" transactions. Worse, for ATM problems, this "bank" is so tiny and inferior they must contract with a third-party cubicle hive that clearly couldn't care less. FHB's local reputation is so bad, they have to pay a cash bonus to unsuspecting newcomers to persuade them to open an account. After one month with their constant mistakes over EVERY TRANSACTION, I'm returning the bonus and closing the accounts, since their employees' incompetence has cost me far more m time. If your time is worthless, you prefer teen angst to professional service, and you love NOT having ANY ACCESS to your own money, FHB is for you. If you're an adult seeking a real bank, look elsewhere.


Health Grade Components

FDIC Certificate #34997
Year Established1999
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.22%
Return on Equity - YTD10.34%
Annual Interest Income$19.1MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$506.8MM$351.1MM
LoansQ3 2019vs Q3 2018$362.2MM$263.7MM
DepositsQ3 2019vs Q3 2018$413.5MM$301.4MM
Equity CapitalQ3 2019vs Q3 2018$56.9MM$41.4MM
Loan Loss AllowanceQ3 2019vs Q3 2018$10.6MM$8.4MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$4.6MM$2.0MM
Real Estate OwnedQ3 2019vs Q3 2018$38.00K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Home Bank Savings Account Rates

5.39%*$500*-Kids Club Savings Account
OTHER TIERS: 5.01% Up to $500

First Home Bank Money Market Rates

2.50%*$50k*-Advantage Money Market - New Money
OTHER TIERS: 2.00% $5k - $50k

First Home Bank Checking Account Rates

1.01%*$50k*-Advantage Interest Checking - New Money
OTHER TIERS: 0.50% $2.5k - $50k

First Home Bank Locations
Pinellas Park Office5250 Park BoulevardPinellas Park, FL 33781
First Home Bank700 Central AveSaint Petersburg, FL 33701
St. Petersburg Office Branch9190 Seminole BlvdSeminole, FL 33772
Countryside Branch2520 Countryside BoulevardClearwater, FL 33763
Sarasota Branch2033 Main Street, Suite 101Sarasota, FL 34237

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