First Home Bank 18-Month CD (3.01% APY) Available Nationwide


Deal Summary: CD Specials – 18-month (3.01% APY), 15-month (2.72% APY), $1k min/$240k max deposit, new money.

Availability: Nationwide

Florida-based First Home Bank (1HB) has two nationally available CD Specials – 18-month (3.01% APY) and 15-month (2.72% APY). These limited-time CD Specials require a minimum $1k of new money to open and are capped at $240k.

3.01%$1k$240kFirst Home Bank18 Month CD Special - New Money
Rates as of February 21, 2019.

According to CSR, the Early Withdrawal Penalty (EWP) for any 1HB CD is one-half of all interest earned, with partial withdrawals allowed.

Funding the CD Specials and accessing maturing funds can be done by ACH (no dollar limits), wire, or check. There is a 10-day grace period and both CD Specials will “renew for 12 months at the 12-month rate at that time.”

Thanks to DA reader, glasses, for sharing First Home Bank’s CD Specials in the Forum.


Headquartered in Seminole, Florida, First Home Bank’s primary market area is the greater Tampa Bay area, but the CD Specials are being offered nationwide through the Bank’s online application.

Either CD Special can be opened online or at any of five full-service Florida branches located in Clearwater, Saint Petersburg, Sarasota, Seminole, and Pinellas Park. The Sarasota branch is 1HB's newest location, having been opened in November.

Bank Overview

First Home Bank has an overall health grade of "A+" at, with a Texas Ratio of 3.77% (excellent) based on September 30, 2018 data. In the past year, the 1HB has increased its total non-brokered deposits by $100 million, an excellent growth rate of 54.22%. Please refer to our financial overview of First Home Bank (FDIC Certificate # 34997) for more details.

Founded in 1999, First Home Bank has grown to become Florida's 61st largest bank, with assets in excess of $354 million. For the last three years, 1HB has been recognized as the best performing bank in Florida. 1HB is also a Top 10 SBA lender and has a team of more than 100 residential mortgage originators across the county.

How the CD Compares

When compared to 169 similar length-of-term CDs tracked by, which require a similar minimum deposit and are available nationwide, First Home Bank’s 18-month CD Special APY currently ranks third.

The above rates are accurate as of 1/19/2019.

To look for the best CD rates, both nationwide and state specific, please refer to our CD Rates Table page.

Related Pages: Tampa CD rates, 1-year CD rates, nationwide deals


#1 - This comment has been removed for violating our comment policy.

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.