Top Long-Term CD Special at First International Bank & Trust in AZ, ND & MN


First International Bank & Trust is offering a competitive long-term CD special. It's a 62-month CD with a 3.10% APY with a qualifying relationship or 3.00% APY without the relationship. Minimum deposit is $2,500. The qualifying relationship requires a savings account or checking account. This special is listed at the bank's rates page as of 9/16/2010.

The bank has been offering this 62-month CD special for a while. In July the rates were 20 basis points higher.

A branch visit appears to be required to open an account. Branches are located in the Phoenix area of Arizona, in several cities of North Dakota and two cities in Minnesota.

The bank's overall health score is 3 out of 5 with a Texas Ratio of 33.77% (above average) based on 6/30/10 data. Please refer to our financial overview of First International Bank & Trust for more details. The bank has been a FDIC member since 1934 (FDIC Certificate # 10248).

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Anonymous   |     |   Comment #1
2 years worth of interest is the penalty for early withdrawal....bummer!
5.77% 7-Month CD at a North Dakota/Arizona Bank (First International Bank and Trust)
First International Bank and Trust is offering a special 5.77% APY 7-month certificate of deposit. The minimum is $2.5K. The special is available with a qualified checking or savings account.

It appeared that accounts could be opened online, but after contacting the bank, I was told that you had to visit a branch to open an account.

The bank is based in North Dakota, but it also has branches in Arizona. It has been FDIC insured since 1934. gives the bank a financial rating of 4 out of 5 stars (sound).


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