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Overview / Commentary
200 East Jackson Street
Muncie, IN 47305

First Merchants Bank National Association is headquartered in Muncie and is the 2nd largest bank in the state of Indiana. It is also the 163rd largest bank in the nation. It was established in 1893 and as of June of 2016, it had grown to 1,467 employees at 116 locations. First Merchants Bank National Association has an A+ health rating.


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Health Grade Components

FDIC Certificate #4365
Year Established1893
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD8.61%
Annual Interest Income$123.9MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$6.89B$6.12B
LoansQ2 2016vs Q2 2015$4.75B$4.18B
DepositsQ2 2016vs Q2 2015$5.45B$4.85B
Equity CapitalQ2 2016vs Q2 2015$967.1MM$819.9MM
Loan Loss AllowanceQ2 2016vs Q2 2015$62.2MM$62.6MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$32.5MM$36.2MM
Real Estate OwnedQ2 2016vs Q2 2015$13.2MM$19.2MM

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First Merchants Bank National Association has 113 locations. Click to view all First Merchants Bank National Association locations.