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Overview / Commentary
200 East Jackson Street
Muncie, IN 47305

First Merchants Bank National Association is headquartered in Muncie and is the 2nd largest bank in the state of Indiana. It is also the 160th largest bank in the nation. It was established in 1893 and as of December of 2015, it had grown to 1,523 employees at 132 locations. First Merchants Bank National Association has an A+ health rating.


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Health Grade Components

FDIC Certificate #4365
Year Established1893
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.11%
Return on Equity - YTD8.11%
Annual Interest Income$221.1MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$6.74B$5.80B
LoansQ4 2015vs Q4 2014$4.64B$3.87B
DepositsQ4 2015vs Q4 2014$5.33B$4.68B
Equity CapitalQ4 2015vs Q4 2014$927.8MM$807.1MM
Loan Loss AllowanceQ4 2015vs Q4 2014$62.5MM$64.0MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$30.2MM$51.8MM
Real Estate OwnedQ4 2015vs Q4 2014$17.3MM$19.3MM

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First Merchants Bank National Association has 127 locations. Click to view all First Merchants Bank National Association locations.