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Overview / Commentary
200 East Jackson Street
Muncie, IN 47305

First Merchants Bank National Association is headquartered in Muncie and is the 2nd largest bank in the state of Indiana. It is also the 163rd largest bank in the nation. It was established in 1893 and as of March of 2016, it had grown to 1,528 employees at 132 locations. First Merchants Bank National Association has an A+ health rating.


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Health Grade Components

FDIC Certificate #4365
Year Established1893
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD8.31%
Annual Interest Income$61.2MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$6.78B$5.85B
LoansQ1 2016vs Q1 2015$4.65B$3.91B
DepositsQ1 2016vs Q1 2015$5.35B$4.69B
Equity CapitalQ1 2016vs Q1 2015$945.3MM$811.7MM
Loan Loss AllowanceQ1 2016vs Q1 2015$62.1MM$62.8MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$35.5MM$44.5MM
Real Estate OwnedQ1 2016vs Q1 2015$15.6MM$19.1MM

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First Merchants Bank National Association has 114 locations. Click to view all First Merchants Bank National Association locations.