First National Bank of Northern California is headquartered in Daly City and is the 49th largest bank in the state of California. It is also the 622nd largest bank in the nation. It was established in 1963 and as of March of 2018, it had grown to 167 employees at 13 locations. First National Bank of Northern California has an A health rating.
This is my primary bank. I use their San Mateo branch. They are more generous to the customers who primarily bank with them, and EVERYONE knows your name and treats you with respect. Very comfortable and solid conservative bank.
|FDIC Certificate #||18767|
|Return on Assets - YTD||1.37%|
|Return on Equity - YTD||14.24%|
|Annual Interest Income||$12.6MM|
|Assets and Liabilities|
|Assets||Q1 2018vs Q1 2017||$1.26B$1.24B|
|Loans||Q1 2018vs Q1 2017||$831.0MM$807.2MM|
|Deposits||Q1 2018vs Q1 2017||$1.02B$1.03B|
|Equity Capital||Q1 2018vs Q1 2017||$122.1MM$116.8MM|
|Loan Loss Allowance||Q1 2018vs Q1 2017||$10.2MM$10.1MM|
|Unbacked Noncurrent Loans||Q1 2018vs Q1 2017||$3.0MM$7.5MM|
|Real Estate Owned||Q1 2018vs Q1 2017||$1.8MM$1.4MM|
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