First National Bank of Northern California is headquartered in Daly City and is the 52nd largest bank in the state of California. It is also the 632nd largest bank in the nation. It was established in 1963 and as of September of 2016, it had grown to 180 employees at 13 locations. First National Bank of Northern California has a B+ health rating.
This is my primary bank. I use their San Mateo branch. They are more generous to the customers who primarily bank with them, and EVERYONE knows your name and treats you with respect. Very comfortable and solid conservative bank.
|FDIC Certificate #||18767|
|Return on Assets - YTD||0.9%|
|Return on Equity - YTD||9.11%|
|Annual Interest Income||$34.0MM|
|Assets and Liabilities|
|Assets||Q3 2016vs Q3 2015||$1.17B$1.11B|
|Loans||Q3 2016vs Q3 2015||$741.4MM$696.9MM|
|Deposits||Q3 2016vs Q3 2015||$1.01B$990.5MM|
|Equity Capital||Q3 2016vs Q3 2015||$116.6MM$107.5MM|
|Loan Loss Allowance||Q3 2016vs Q3 2015||$10.1MM$9.9MM|
|Unbacked Noncurrent Loans||Q3 2016vs Q3 2015||$5.9MM$4.0MM|
|Real Estate Owned||Q3 2016vs Q3 2015||$1.3MM$838.00K|
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