First National Bank of Northern California is headquartered in Daly City and is the 50th largest bank in the state of California. It is also the 615th largest bank in the nation. It was established in 1963 and as of December of 2017, it had grown to 167 employees at 13 locations. First National Bank of Northern California has an A health rating.
This is my primary bank. I use their San Mateo branch. They are more generous to the customers who primarily bank with them, and EVERYONE knows your name and treats you with respect. Very comfortable and solid conservative bank.
|FDIC Certificate #||18767|
|Return on Assets - YTD||0.9%|
|Return on Equity - YTD||9.45%|
|Annual Interest Income||$50.2MM|
|Assets and Liabilities|
|Assets||Q4 2017vs Q4 2016||$1.27B$1.22B|
|Loans||Q4 2017vs Q4 2016||$829.8MM$782.5MM|
|Deposits||Q4 2017vs Q4 2016||$1.05B$1.02B|
|Equity Capital||Q4 2017vs Q4 2016||$121.1MM$112.9MM|
|Loan Loss Allowance||Q4 2017vs Q4 2016||$10.2MM$10.2MM|
|Unbacked Noncurrent Loans||Q4 2017vs Q4 2016||$1.1MM$5.7MM|
|Real Estate Owned||Q4 2017vs Q4 2016||$3.3MM$1.4MM|
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