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Overview / Commentary
3727 Arlington Avenue, Suite 202a
Riverside, CA 92506

First National Bank of Southern California is headquartered in Riverside and is the 133rd largest bank in the state of California. It is also the 2,615th largest bank in the nation. It was established in 1984 and as of March of 2017, it had grown to 30 employees at 4 locations. First National Bank of Southern California has an A+ health rating.


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Health Grade Components

FDIC Certificate #25249
Year Established1984
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.62%
Return on Equity - YTD10.7%
Annual Interest Income$2.6MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$240.3MM$209.0MM
LoansQ1 2017vs Q1 2016$190.3MM$165.4MM
DepositsQ1 2017vs Q1 2016$203.3MM$163.3MM
Equity CapitalQ1 2017vs Q1 2016$36.5MM$30.4MM
Loan Loss AllowanceQ1 2017vs Q1 2016$2.3MM$1.8MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$0$636.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0

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First National Bank of Southern California Locations
San Marcos1110 San Marino DriveSan Marcos, CA 92078
Carlsbad Branch2365 Marron RoadCarlsbad, CA 92008
First National Bank Of Southern California3727 Arlington AvenueRiverside, CA 92506