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Overview / Commentary
3727 Arlington Avenue, Suite 202a
Riverside, CA 92506

First National Bank of Southern California is headquartered in Riverside and is the 136th largest bank in the state of California. It is also the 2,691st largest bank in the nation. It was established in 1984 and as of December of 2016, it had grown to 29 employees at 4 locations. First National Bank of Southern California has an A+ health rating.


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Health Grade Components

FDIC Certificate #25249
Year Established1984
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.33%
Return on Equity - YTD9.21%
Annual Interest Income$10.2MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$233.0MM$214.2MM
LoansQ4 2016vs Q4 2015$189.5MM$143.1MM
DepositsQ4 2016vs Q4 2015$197.4MM$138.8MM
Equity CapitalQ4 2016vs Q4 2015$35.2MM$29.9MM
Loan Loss AllowanceQ4 2016vs Q4 2015$2.3MM$1.5MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$0$706.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0

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First National Bank of Southern California Locations
San Marcos1110 San Marino DriveSan Marcos, CA 92078
Carlsbad Branch2365 Marron RoadCarlsbad, CA 92008
First National Bank Of Southern California3727 Arlington AvenueRiverside, CA 92506