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Overview / Commentary
3727 Arlington Avenue, Suite 202a
Riverside, CA 92506

First National Bank of Southern California is headquartered in Riverside and is the 136th largest bank in the state of California. It is also the 2,690th largest bank in the nation. It was established in 1984 and as of September of 2016, it had grown to 29 employees at 4 locations. First National Bank of Southern California has an A+ health rating.


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Health Grade Components

FDIC Certificate #25249
Year Established1984
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.27%
Return on Equity - YTD8.95%
Annual Interest Income$7.5MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$232.5MM$165.0MM
LoansQ3 2016vs Q3 2015$177.1MM$121.3MM
DepositsQ3 2016vs Q3 2015$197.5MM$136.8MM
Equity CapitalQ3 2016vs Q3 2015$34.5MM$27.7MM
Loan Loss AllowanceQ3 2016vs Q3 2015$2.3MM$1.1MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$619.00K$753.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0

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First National Bank of Southern California Locations
San Marcos1110 San Marino DriveSan Marcos, CA 92078
Carlsbad Branch2365 Marron RoadCarlsbad, CA 92008
First National Bank Of Southern California3727 Arlington AvenueRiverside, CA 92506