High-Interest Rewards Checking Account at First National Community Bank in West Wisconsin


0.75%-$15kFirst National Community BankWise Rewards Checking
Rates as of October 16, 2021.

Update 5/14/2011: The rate has fallen to 3.01% APY for balances up to $15K

First National Community Bank is offering a rewards checking account called Wise Rewards Checking. The account offers the following rates and features if certain monthly requirements are met:

  • 3.01% APY on balances up to $15,000
  • 1.01% APY on balances over $15,000
  • 0.15% base rate if qualifications are not met
  • unlimited nationwide ATM fee refunds

The monthly requirements include:

  • 10 Visa debit card purchases
  • one direct deposit or automatic payment
  • receive e-statements

Additional features of the account regardless of the monthly requirements include:

  • $0 minimum initial deposit
  • No minimum balance requirement
  • No monthly service charge
  • Multiple accounts can be opened, but requirements must be met for each to receive the top rate

There's an online application, but it appears that a branch visit is required to complete the application process. Branches are located in the Wisconsin cities of New Richmond, Hudson and Somerset which are just east of St. Paul, Minnesota.

The bank has been FDIC insured since 1934 (FDIC Certificate # 5357).

Other Reward Checking Accounts

To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.

Rate History:

  • 04/30/11: 3.01% APY up to $15K
  • 07/01/10: 3.51% APY up to $25K
  • 06/01/09: 4.02% APY up to $25K
  • 04/21/09: 5.01% APY up to $25K; 1.01% over; 0.15% base rate
Related Pages: First National Community Bank, Minneapolis, checking account, reward checking account

  |     |   Comment #1
According to the bank's website, the current APY is 3.51% (on balances up to $25k), not 4.02%.

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.