$75 Checking Account Bonus at First Savings Bank of Hegewisch in IL & IN - Local Only


One thing that can be dangerous with checking account bonuses is that the checking account that you are required to open often has monthly fees. It doesn't take many months of fees to erode the value of the bonus. That's one important benefit of the checking account promotion at First Savings Bank of Hegewisch. It's offering up to $75 for opening its Totally Free Checking. The first $50 bonus will be credited to account upon opening and $25 more will be added if direct deposit. Minimum $300 initial deposit is required for the bonus. This bonus isn't listed at the bank's website. It was recently advertised at nwitimes.com. According to the CSR, it's still available as of 6/21/2011.

Additional important details of the promotion that were in the ad's small print include:

Offer available for those who do not have an existing FSB checking account. $50 bonus will be credited to account upon opening and $25 more will be added if direct deposit of payroll, pension, social security or other government reoccurring check is received by May 31, 2011. Minimum $300 initial deposit required to earn cash bonus. Bonus will appear on 1099INT. Bonus is limited to one per household and will be forfeited if account is closed within six months. Limited time offer subject to change and not combinable with any other offer.

In addition to being a free checking account, the Totally Free Checking account offers free checks. A branch visit is required to open an account. First Savings Bank of Hegewisch branches are located in Chicago and other Illinois cities in the southern Chicago suburbs. There are also branches in Indiana in the cities of Dyer and Crown Point.

The bank has an overall health score at DepositAccounts.com of 4 stars (out of 5) with a Texas Ratio of 1.75% (excellent). Please refer to our financial overview of First Savings Bank of Hegewisch for more details. The bank has been a FDIC member since 1940 (FDIC Certificate # 29809).

Other Bank Bonuses

To find other bonus deals, please refer to my bank bonus page which has all of my recent bank bonus posts. Some additional bonus deals are also in the checking account discussion forum.

Related Pages: First Savings Bank of Hegewisch, Chicago, checking account

4.60% 24-Month CD at First Savings Bank of Hegewisch in Chicago
First Savings Bank of Hegewisch is offering some competitive CD rates which include a 4.60% APY 24-month CD and a 4.50% APY 20-month CD. The minimum deposit is $5,000. It appears the 20-month CD allows $100 minimum additions during the term. I can't find details about this, but this is mentioned in the right column of the rate table.

A branch visit appears to be required to open an account. Branches are located in the Chicago metro area.

The bank has some solid financial ratings for soundness: 5 stars (superior) at BauerFinancial...

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