First State Bank Nebraska

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CURRENT TOP RATE

First Rate Checking - Level 2

Overview / Commentary

402-858-1771

2701 Grainger Parkway
Lincoln, NE 68516

First State Bank Nebraska is headquartered in LINCOLN and is the 19^th largest bank in the state of Nebraska. It is also the 1,007^th largest bank in the nation. It was established in 1912 and as of June of 2024, it had grown to 118 employees at 17 locations. First State Bank Nebraska's CD rates are 5X the national average, and it boasts an A+ health rating.

Related Posts

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2020
2016
2013

9/4 - First State Bank Nebraska Offers Multi-State Rewards Checking Account

7/13 - First State Bank Nebraska Has New Online "First Rate Savings"

4/3 - First State Bank (13868) Effective 4/2/13 RCA Change (2.50%,$25K) To (2.15%, $25K), Also Rate Change On HSA And IRA Accounts

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Health

A+

Data as of Q2 2024

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Health Grade Components

Overall
FDIC Certificate #	13868
Year Established	1912
Employees	118
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.89%
Return on Equity - YTD	9.34%
Annual Interest Income	$24.7MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$1.01B$980.9MM
Loans	Q2 2024vs Q2 2023	$755.8MM$699.5MM
Deposits	Q2 2024vs Q2 2023	$831.6MM$785.9MM
Equity Capital	Q2 2024vs Q2 2023	$95.2MM$90.9MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$7.4MM$7.4MM
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$548K$297K
Real Estate Owned	Q2 2024vs Q2 2023	$0$0

Rates

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Money Market
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank Nebraska Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%	$100	-	First Rate Savings - Online
1.25%^*	$5k^*	-	HSA Accounts
OTHER TIERS: 0.25% → $0 - $1k \| 0.50% → $1k - $5k
0.75%	$0	-	Variable Rate IRA
0.20%^*	$75k^*	-	Savings
OTHER TIERS: 0.15% → $0 - $75k
0.20%^*	$75k^*	-	Business Savings
OTHER TIERS: 0.15% → $0 - $75k

First State Bank Nebraska Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.50%^*	$250k^*	-	Money Market
OTHER TIERS: 0.10% → $0 - $50k \| 0.25% → $50k - $100k \| 1.00% → $100k - $250k
1.50%^*	$250k^*	-	Business Money Market
OTHER TIERS: 0.10% → $0 - $50k \| 0.25% → $50k - $100k \| 1.00% → $100k - $250k

First State Bank Nebraska Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
6.50%^*	$30k^*	$60k	First Rate Checking - Level 2
OTHER TIERS: 0.10% → $60k+ \| 4.00% → $0 - $30k
4.00%^*	$0	$30k	First Rate Checking
OTHER TIERS: 0.10% → $30k+
0.75%^*	$100k^*	-	Good Timers
OTHER TIERS: 0.05% → $0 - $50k \| 0.10% → $50k - $100k
0.50%^*	$2k^*	-	Business Preferred Checking
OTHER TIERS: 0.01% → $0 - $2k

First State Bank Nebraska CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
5.00%^*	$5k^*	-	6 Month CD
OTHER TIERS: 0.05% → $500 - $5k
5.00%	$5k	-	6 Month CD Special Branch Only - New Money
4.60%^*	$5k^*	-	12 Month CD
OTHER TIERS: 0.05% → $500 - $5k
4.60%	$5k	-	12 Month CD Special Branch Only - New Money
4.60%	$500	-	12 Month CD Special Online Only - New Money
4.00%	$5k	-	24 Month CD Special Branch Only - New Money
4.00%	$500	-	24 Month CD Special Online Only - New Money
3.25%^*	$5k^*	-	36 Month CD
OTHER TIERS: 0.10% → $500 - $5k
3.25%^*	$5k^*	-	Business 36 Month CD
OTHER TIERS: 0.10% → $500 - $5k
3.00%	$500	-	6 Month CD Special Online Only - New Money
2.50%^*	$5k^*	-	48 Month CD
OTHER TIERS: 0.25% → $500 - $5k
2.50%^*	$5k^*	-	60 Month CD
OTHER TIERS: 0.25% → $500 - $5k
2.50%^*	$5k^*	-	Business 48 Month CD
OTHER TIERS: 0.25% → $500 - $5k
2.50%^*	$5k^*	-	Business 60 Month CD
OTHER TIERS: 0.25% → $500 - $5k
1.30%^*	$5k^*	-	30 Month CD
OTHER TIERS: 0.10% → $500 - $5k
1.30%^*	$5k^*	-	Business 30 Month CD
OTHER TIERS: 0.10% → $500 - $5k
1.25%^*	$5k^*	-	24 Month CD
OTHER TIERS: 0.10% → $500 - $5k
1.25%^*	$5k^*	-	Business 24 Month CD
OTHER TIERS: 0.10% → $500 - $5k
1.20%^*	$5k^*	-	18 Month CD
OTHER TIERS: 0.05% → $500 - $5k
1.20%^*	$5k^*	-	Business 18 Month CD
OTHER TIERS: 0.05% → $500 - $5k
1.15%^*	$5k^*	-	Business 12 Month CD
OTHER TIERS: 0.05% → $500 - $5k
0.80%^*	$5k^*	-	Business 6 Month CD
OTHER TIERS: 0.05% → $500 - $5k
0.50%^*	$5k^*	-	3 Month CD
OTHER TIERS: 0.05% → $500 - $5k
0.50%^*	$5k^*	-	Business 3 Month CD
OTHER TIERS: 0.05% → $500 - $5k
0.05%	$50k	-	1 Month CD
0.05%	$50k	-	2 Month CD
0.05%	$50k	-	Business 1 Month CD
0.05%	$50k	-	Business 2 Month CD

Locations

Availability

Lincoln Area

Lincoln Area bank & credit union details

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