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First State Bank Nebraska


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.1fsb.bank
402-858-1771
2701 Grainger Parkway
Lincoln, NE 68516

First State Bank Nebraska is headquartered in LINCOLN and is the 19th largest bank in the state of Nebraska. It is also the 981st largest bank in the nation. It was established in 1912 and as of December of 2024, it had grown to 115 employees at 18 locations. First State Bank Nebraska's CD rates are 5X the national average, and it boasts an A+ health rating.

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Health
A+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #13868
Year Established1912
Employees115
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.1%
Return on Equity - YTD11.55%
Annual Interest Income$51.9MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$1.05B$993.2MM
LoansQ4 2024vs Q4 2023$808.9MM$740.8MM
DepositsQ4 2024vs Q4 2023$869.1MM$801.7MM
Equity CapitalQ4 2024vs Q4 2023$99.5MM$94.2MM
Loan Loss AllowanceQ4 2024vs Q4 2023$7.6MM$7.4MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$273K$1.3MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank Nebraska Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$100-First Rate Savings - Online
1.25%*$5k*-HSA Accounts
OTHER TIERS: 0.25% → $0 - $1k | 0.50% → $1k - $5k
0.20%*$75k*-Savings
OTHER TIERS: 0.15% → $0 - $75k
0.20%*$75k*-Business Savings
OTHER TIERS: 0.15% → $0 - $75k

First State Bank Nebraska Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$250k*-Money Market
OTHER TIERS: 0.10% → $0 - $50k | 0.25% → $50k - $100k | 1.00% → $100k - $250k
1.50%*$250k*-Business Money Market
OTHER TIERS: 0.10% → $0 - $50k | 0.25% → $50k - $100k | 1.00% → $100k - $250k

First State Bank Nebraska Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
6.50%*$30k*$60kFirst Rate Checking - Level 2
OTHER TIERS: 0.10% → $60k+ | 4.00% → $0 - $30k
4.00%*$0$30kFirst Rate Checking
OTHER TIERS: 0.10% → $30k+
0.75%*$100k*-Good Timers
OTHER TIERS: 0.05% → $0 - $50k | 0.10% → $50k - $100k
0.50%*$2k*-Business Preferred Checking
OTHER TIERS: 0.01% → $0 - $2k

First State Bank Nebraska CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.20%*$5k*-Business 6 Month CD
OTHER TIERS: 2.25% → $500 - $5k
4.20%$500-6 Month CD Special
4.10%$500-12 Month CD Special
3.85%$5k-Business 11 Month CD
3.60%*$5k*-Business 12 Month CD
OTHER TIERS: 0.05% → $500 - $5k
3.00%*$5k*-Business 24 Month CD
OTHER TIERS: 0.10% → $500 - $5k
3.00%$500-24 Month CD Special
2.50%*$5k*-36 Month CD
OTHER TIERS: 0.10% → $500 - $5k
2.50%*$5k*-48 Month CD
OTHER TIERS: 0.25% → $500 - $5k
2.50%*$5k*-60 Month CD
OTHER TIERS: 0.25% → $500 - $5k
2.50%*$5k*-Business 36 Month CD
OTHER TIERS: 0.10% → $500 - $5k
2.50%*$5k*-Business 48 Month CD
OTHER TIERS: 0.25% → $500 - $5k
2.50%*$5k*-Business 60 Month CD
OTHER TIERS: 0.25% → $500 - $5k
1.25%*$5k*-30 Month CD
OTHER TIERS: 0.10% → $500 - $5k
1.25%*$5k*-Business 30 Month CD
OTHER TIERS: 0.10% → $500 - $5k
1.15%*$5k*-18 Month CD
OTHER TIERS: 0.05% → $500 - $5k
1.15%*$5k*-Business 18 Month CD
OTHER TIERS: 0.05% → $500 - $5k
0.50%*$5k*-3 Month CD
OTHER TIERS: 0.05% → $500 - $5k
0.50%*$5k*-Business 3 Month CD
OTHER TIERS: 0.05% → $500 - $5k
0.05%$50k-1 Month CD
0.05%$50k-2 Month CD
0.05%$50k-Business 1 Month CD
0.05%$50k-Business 2 Month CD

First State Bank Nebraska IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$0-Variable Rate IRA
Locations

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