Update: I'm afraid these specials don't last long these days. The rates page has been updated, and the specials are no longer listed.
First State Bank of Illinois is offering two CD specials with very competitive rates: 2.00% APY for 9 months and 2.50% APY for 18 months. Minimum deposit is $5,000. These specials are listed at the bottom of the bank's rates page as of 5/07/2010.
It appears that a branch visit is required to open an account. Branches are located in the Illinois cities of Wheaton, Carthage, Colusa, Hamilton, La Harpe, Blandinsville, Macomb and Monmouth.
The bank's ratings for safety and soundness are a little above average: 3½ stars (good) at BauerFinancial, 3 stars (performing) at Bankrate.com and 4 out of 5 overall health score at DepositAccounts.com (see First State Bank rates and reviews page).
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