Featured Savings Rates
Featured Accounts
Overview / Commentary
618-662-2177
128 West Second Street
Flora, IL 62839

Flora Savings Bank is headquartered in Flora and is the 444th largest bank in the state of Illinois. It is also the 5,703rd largest bank in the nation. It was established in 1904 and as of December of 2016, it had grown to 6 employees at 1 location. Flora Savings Bank has a C+ health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Flora Savings Bank has a low asset base.

Health Grade Components

Overall
FDIC Certificate #27685
Year Established1904
Employees6
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD3.75%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$30.0MM$28.8MM
LoansQ4 2016vs Q4 2015$19.5MM$19.6MM
DepositsQ4 2016vs Q4 2015$26.5MM$25.5MM
Equity CapitalQ4 2016vs Q4 2015$3.4MM$3.3MM
Loan Loss AllowanceQ4 2016vs Q4 2015$120.00K$124.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$705.00K$394.00K
Real Estate OwnedQ4 2016vs Q4 2015$368.00K$312.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Flora Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

Flora Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Passbook Savings Account
0.20%--Christmas Club Account

Flora Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$2,500-Money Market Account

Flora Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Now Account

Flora Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$1k-60 Month CD
1.26%$1k-48 Month CD
0.85%$1k-30 Month CD
0.65%$1k-18 Month CD
0.55%$1k-12 Month CD
0.40%$1k-6 Month CD
0.30%$1k-91 Day CD
Locations


Flora Savings Bank Locations
Flora Savings Bank128 West Second StreetFlora, IL 62839