Featured Savings Rates
Featured Accounts

Flora Savings Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.51%5-year CD60 Month CD
0.55%1-year CD12 Month CD
0.20%SavingsPassbook Savings Account

Overview / Commentary
618-662-2177
128 West Second Street
Flora, IL 62839

Flora Savings Bank is headquartered in Flora and is the 452nd largest bank in the state of Illinois. It is also the 5,839th largest bank in the nation. It was established in 1904 and as of June of 2016, it had grown to 6 employees at 1 location. Flora Savings Bank has a C+ health rating.

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Flora Savings Bank has a low asset base.

Health Grade Components

Overall
FDIC Certificate #27685
Year Established1904
Employees6
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.32%
Return on Equity - YTD2.85%
Annual Interest Income$622.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$29.8MM$28.8MM
LoansQ2 2016vs Q2 2015$19.9MM$18.9MM
DepositsQ2 2016vs Q2 2015$26.4MM$25.6MM
Equity CapitalQ2 2016vs Q2 2015$3.3MM$3.1MM
Loan Loss AllowanceQ2 2016vs Q2 2015$124.00K$121.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$597.00K$377.00K
Real Estate OwnedQ2 2016vs Q2 2015$200.00K$268.00K
Rates
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Flora Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Passbook Savings Account
0.20%--Christmas Club Account

Flora Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$2,500-Money Market Account

Flora Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Now Account

Flora Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$1k-60 Month CD
1.26%$1k-48 Month CD
0.85%$1k-30 Month CD
0.65%$1k-18 Month CD
0.55%$1k-12 Month CD
0.40%$1k-6 Month CD
0.30%$1k-91 Day CD
Locations


Flora Savings Bank Locations
Flora Savings Bank128 West Second StreetFlora, IL 62839