Overview / Commentary
1982 N State Road 7
Margate, FL 33063

We Florida Financial is headquartered in Margate and is the 32nd largest credit union in the state of Florida. It is also the 544th largest credit union in the nation. It was established in 1953 and as of September of 2018, it had grown to 148 employees and 48,756 members at 10 locations. We Florida Financial has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Palm Beach, Broward, Miami-Dade, Alachua, Baker, Bradford, Brevard, Citrus, Clay, Collier, Columbia, DeSoto, Dixie, Duval, Flagler, Gilchrist, Glades, Hardee, Charlotte, Hernando, Highlands, Hillsborough, Indian River, Lake, Lee, Levy, Manatee, Marion, Martin, Monroe, Nassau, Okeechobee, Hendry, Orange, Osceola, Pasco, Pinellas, Polk, Putnam, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, Union or Volusia Counties in Florida.
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Health Grade Components

NCUA #61525
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.29%
Return on Equity - YTD2.81%
Annual Interest Income$13.6MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$505.4MM$524.3MM
LoansQ3 2018vs Q3 2017$378.2MM$368.0MM
DepositsQ3 2018vs Q3 2017$449.0MM$468.9MM
Equity CapitalQ3 2018vs Q3 2017$52.8MM$51.6MM
Loan Loss AllowanceQ3 2018vs Q3 2017$5.2MM$6.2MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$4.5MM$5.1MM
Real Estate OwnedQ3 2018vs Q3 2017$0$171.00K
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Always verify rates and promotions with the bank or credit union. We are not We Florida Financial; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

We Florida Financial Savings Account Rates

0.25%--Club Account
0.20%--IRA Share Savings Account
0.20%--Roth IRA Share Savings Account
0.10%--Personal Savings Account
0.10%--Business Savings Account

We Florida Financial Money Market Rates

1.15%--High Yield Accumulation Account
0.30%$2.5k-High Yield Investment Account
0.25%$2.5k-Personal Money Market Account
0.25%$2.5k-Business Money Market Account

We Florida Financial Checking Account Rates

1.00%*$2.5k*$50kBusiness Checking Plus
OTHER TIERS: 0.10% $50k+
0.15%*$2.5k*-Personal Interest Checking
OTHER TIERS: 0.10% Up to $2.5k

We Florida Financial CD Rates

2.75%$500-61 Month Premium CD Special
2.60%$500-61 Month Select CD Special
2.50%$500-61 Month Value CD Special
2.50%$500-61 Month Basic CD Special
2.00%$500-31 Month Premium CD Special
1.95%$500-5 Years Premium CD
1.85%$500-31 Month Select CD Special
1.80%$500-5 Years Select CD
1.75%$500-31 Month Value CD Special
1.75%$500-31 Month Basic CD Special
1.70%$500-5 Years Basic CD
1.70%$500-5 Years Business CD
1.70%$500-5 Years Value CD
1.50%$50k-13 Month Jumbo Premium CD Special
1.40%$500-2.5 Years Premium CD
1.35%$50k-13 Month Jumbo Select CD Special
1.25%$500-2.5 Years Select CD
1.25%$500-13 Month Premium CD Special
1.25%$50k-13 Month Jumbo Value CD Special
1.25%$50k-13 Month Jumbo Basic CD Special
1.15%$500-2.5 Years Basic CD
1.15%$500-2.5 Years Value CD
1.15%$500-2.5 Years Business CD
1.10%$50k-1 Year Jumbo Premium CD
1.10%$500-13 Month Select CD Special
1.00%$500-1 Year Premium CD
1.00%$500-13 Month Value CD Special
1.00%$500-13 Month Basic CD Special
0.95%$50k-6 Months Jumbo Premium CD
0.95%$50k-1 Year Jumbo Select CD
0.90%$500-9 Months Premium CD
0.85%$500-6 Months Premium CD
0.85%$500-1 Year Select CD
0.80%$50k-6 Months Jumbo Select CD
0.75%$500-9 Months Select CD
0.75%$500-1 Year Basic CD
0.75%$500-1 Year Value CD
0.75%$500-1 Year Business CD
0.70%$50k-6 Months Jumbo Basic CD
0.70%$50k-1 Year Jumbo Basic CD
0.70%$50k-6 Months Jumbo Business CD
0.70%$50k-1 Year Jumbo Business CD
0.70%$50k-6 Months Jumbo Value CD
0.70%$50k-1 Year Jumbo Value CD
0.70%$500-6 Months Select CD
0.65%$500-9 Months Basic CD
0.65%$500-9 Months Value CD
0.65%$500-9 Months Business CD
0.60%$500-6 Months Basic CD
0.60%$500-6 Months Value CD
0.60%$500-6 Months Business CD

We Florida Financial IRA Rates

3.00%$500-61 Month Premium IRA Specials
2.85%$500-61 Month Select IRA Special
2.75%$500-61 Month Value IRA Special
2.75%$500-61 Month Basic IRA Special
2.35%$500-5 Years Premium IRA
2.25%$500-31 Month Premium IRA Special
2.20%$500-5 Years Select IRA
2.10%$500-5 Years Value IRA
2.10%$500-5 Years Basic IRA
2.10%$500-31 Month Select IRA Special
2.00%$500-31 Month Value IRA Special
2.00%$500-31 Month Basic IRA Special
1.65%$500-2.5 Years Premium IRA
1.60%$10k-13 Month Jumbo Premium IRA Special
1.50%$500-2.5 Years Select IRA
1.50%$500-13 Month Premium IRA Special
1.45%$10k-13 Month Jumbo Select IRA Special
1.40%$500-2.5 Years Value IRA
1.40%$500-2.5 Years Basic IRA
1.35%$10k-1 Year Jumbo Premium IRA
1.35%$500-13 Month Select IRA Special
1.35%$10k-13 Month Jumbo Value IRA Special
1.35%$10k-13 Month Jumbo Basic IRA Special
1.25%$500-1 Year Premium IRA
1.25%$500-13 Month Value IRA Special
1.25%$500-13 Month Basic IRA Special
1.20%$10k-1 Year Jumbo Select IRA
1.10%$500-1 Year Select IRA
1.10%$10k-1 Year Jumbo Value IRA
1.10%$10k-1 Year Jumbo Basic IRA
1.00%$500-1 Year Value IRA
1.00%$500-1 Year Basic IRA

Cities: Fort Lauderdale, Lauderhill, Margate, Miami, Miami Beach, North Miami, Pembroke Pines, Sunrise, Wilton Manors

Fort Lauderdale Branches
Branch Office634 NE 3rd AveFort Lauderdale, FL 33304

Lauderhill Branches
Branch Office5565 W Oakland Park BlvdLauderhill, FL 33313

Margate Branches
Branch Office1982 N State Road 7Margate, FL 33063

Miami Branches
Branch Office6301 Biscayne BlvdMiami, FL 33138-6284

Miami Beach Branches
Branch Office4300 Alton RdMiami Beach, FL 33140-2948

North Miami Branches
Branch Office680 NE 124th StNorth Miami, FL 33161-5548
Branch Office11645 Biscayne BlvdNorth Miami, FL 33181

Pembroke Pines Branches
Branch Office9560 Pines BlvdPembroke Pines, FL 33024

Sunrise Branches
Branch Office8890 NW 44th StSunrise, FL 33351

Wilton Manors Branches
Branch Office2246 Wilton DrWilton Manors, FL 33305

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