We Florida Financial

Overview / Commentary
1982 N State Road 7
Margate, FL 33063

We Florida Financial is headquartered in Margate and is the 31st largest credit union in the state of Florida. It is also the 519th largest credit union in the nation. It was established in 1953 and as of December of 2023, it had grown to 138 employees and 47,832 members at 6 locations. We Florida Financial has a B+ health rating.

Field of Membership Restrictions

Membership in We Florida Financial is open to those who live or work in the Florida counties of Alachua, Baker, Bradford, Brevard, Broward, Charlotte, Citrus, Clay, Collier, Columbia, DeSoto, Dixie, Duval, Flagler, Gilchrist, Glades, Hardee, Hendry, Hernando, Highlands, Hillsborough, Indian River, Lake, Lee, Levy, Manatee, Marion, Martin, Miami-Dade, Monroe, Nassau, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, Union, or Volusia.
See current membership details

Reviews (3)

Great Place. Great Rates.

Posted by: |

My experience was actually very positive. I opened up an Ultra Checking account online to get 5.00% on my Checking. I had some questions. So I chatted with their Live Human chat, which was awesome. and apparently is available 7 Days a Week. Overall, the process was fast and easy.


Posted by: |

While waiting on hold I started a chat. I asked whether a warranty deed was good enough proof of Fl residence if my license was from a different state. I was told yes. When I got to the bank it was sort of no for about 20 minutes but after the assistant mgr made calls it became an ok we will let you be a member but ONLY for my wife since I'm not co- owner of the condo. Next, on the phone before we went in I asked if I could be come a member as a "relative." I was told yes immediately after my wife became a member as it says on the website. Nope! Not a chance. Again, assistant mgr said absolutely not, unless I had my own separate proof I lived in Fla. They would not even let me be a joint owner on my wife's account. Waste of time.

After my follow up visit I changed my rating of this bank.

Do Not Do Business With This Bank

Posted by: |

Overall this company has almost zero customer service if you cannot get to the physical bank.
Emails and texts go unanswered, extensions they give you don't work and trying to call take hours only to not be able to reach the department you need.


Health Grade Components

NCUA #61525
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0%
Return on Equity - YTD0.03%
Annual Interest Income$30.6MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$814.2MM$752.6MM
LoansQ4 2023vs Q4 2022$661MM$580.9MM
DepositsQ4 2023vs Q4 2022$671.3MM$651.3MM
Equity CapitalQ4 2023vs Q4 2022$50.3MM$52.8MM
Loan Loss AllowanceQ4 2023vs Q4 2022$7.7MM$3.7MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$6.2MM$4MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0

Rates for We Florida Financial are currently being reviewed.


We Florida Financial Locations
Branch Office8890 NW 44th StSunrise, FL 33351
Branch Office1982 N State Road 7Margate, FL 33063
Branch Office6079 W Oakland Park BlvdLauderhill, FL 33313
Branch Office634 NE 3rd AveFort Lauderdale, FL 33304
Branch Office9560 Pines BlvdPembroke Pines, FL 33024
Branch Office680 NE 124th StNorth Miami, FL 33161-5548

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