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Overview / Commentary
905 Sutter Street, Suite 100
Folsom, CA 95630

Folsom Lake Bank is headquartered in Folsom and is the 158th largest bank in the state of California. It is also the 3,240th largest bank in the nation. It was established in 2007 and as of December of 2015, it had grown to 24 employees at 4 locations. Folsom Lake Bank has an A health rating.


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Health Grade Components

FDIC Certificate #58503
Year Established2007
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD5.33%
Annual Interest Income$6.5MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$178.3MM$154.3MM
LoansQ4 2015vs Q4 2014$101.9MM$91.5MM
DepositsQ4 2015vs Q4 2014$143.8MM$125.1MM
Equity CapitalQ4 2015vs Q4 2014$16.3MM$15.7MM
Loan Loss AllowanceQ4 2015vs Q4 2014$1.5MM$1.6MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$0$1.7MM
Real Estate OwnedQ4 2015vs Q4 2014$250.00K$334.00K

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Folsom Lake Bank Locations
Roseville Branch2233 Douglas Blvd., Suite 300Roseville, CA 95661
Folsom Lake Bank905 Sutter Street, Suite 100Folsom, CA 95630
Rancho Cordova Branch2865 Sunrise Blvd., Ste 112Rancho Cordova, CA 95742