Featured Savings Rates
Featured Accounts

Fort Knox Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.25%3-year CD36 Month CD
1.50%4-year CD48 Month CD
1.35%2-year CD23 Month CD Special

Overview / Commentary
502-942-0254
3939 S Dixie Blvd
Radcliff, KY 40160-5113

Fort Knox Federal Credit Union primarily serves areas of north central Kentucky. However, its field of membership now includes members of American Consumer Council which is free and open to anyone. Credit union membership requires a $10 one-time fee and a minimum $5 balance in the share savings account.

Field of Membership Restrictions

Membership is open to anyone through membership in the American Consumer Council or the Patriot Club. Membership is also open to active duty or retired Military, Reserve, Guard, or civil service employee, their relatives and to those who live in the select service area or employed by members of the Select Employer Group.
See current membership details

Related Posts

59-Month CD Now At 2.20% APY - 6/3/2016

Fort Knox FCU has raised the rate on the 59-month CD, but as we all know, beware of Fort Knox's early withdrawal penalty fiasco.  

Fort Knox....As Found On Bankrate.Com - 9/16/2015

Today I noticed Ft. Knox was offering a 1.35%-14mo. certificate and a 2.30%-59mo. certificate. I called because I wanted to verify the amounts required to become a member. Still remains $5.00 in a share account and $10.00 to cover becoming a member fees which according to the CSR you lose. They did have a PDR user agreement which can be accessed however in reading it I found it mentioned on numerous occasions for you to refer to the attached Fee schedule of which there is none. I asked the CSR and she couldn't find it either but said they could e-mail or snail mail it to me. I asked about opening the account on-line and she indicated that they had no way to draw funds out of another financial institution unless you completed a EFT (electronic funds transfer) for which they charge a incoming fee of $3.00. With rates compounded and paid quarterly, the fees,and still excessive penalties for early withdrawal associated with opening the account(s) I decided to pass. Hope this bit of in

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8/6/13 - Special CD Rates at Fort Knox Federal Credit Union
7/27/13 - Fort Knox FCU CD Specials (9, 14, And 23 Months)
12/28/12 - Competitive CD Specials at Fort Knox FCU - Limited to KY, TN & IN
7/2/12 - Top 59-Month CD Rate at Fort Knox Federal Credit Union - Easy Membership
11/26/11 - Issues With CD Early Withdrawal Penalty At Fort Knox Federal Credit Union
11/16/11 - Inflation Dangerous Banks - Those That Could Refuse CD Early Withdrawals
10/25/11 - Fort Knox FCU's 59-Month CD And Its Large Early Withdrawal Penalty
9/23/11 - NCUA Rules in Favor of Credit Union That Raised Early Withdrawal Penalty on Existing CDs
7/27/11 - Fort Knox FCU -- Early Withdrawal Penalty
6/17/11 - Highest 5-Year CD Rate in the Nation at Fort Knox Federal Credit Union
3/31/11 - Credit Union Increases Early Withdrawal Penalty on Existing CDs
12/23/10 - Top CD Rates at Fort Knox Federal Credit Union - Easy Membership
10/15/10 - Fort Knox FCU Slashes Long-Term CD Rates
10/11/10 - Comparing the Best Long-Term CD Rates and Early Withdrawal Penalties
10/5/10 - Fort Knox FCU Cuts Money Market Rates
8/27/10 - Internet Savings Accounts - Is Rate Chasing Still Worthwhile?
7/27/10 - Fort Knox FCU Limits Special CD Rates To Local Residents
7/16/10 - Special CD Rates Rise at Fort Knox FCU - Easy Membership
6/2/10 - Fort Knox FCU Cuts the Top Rate of Its Money Market Account
6/2/10 - Money Market Interest Rate For Over $50K Has Dropped From 1
4/19/10 - Update on Fort Knox Federal Credit Union and Its High-Yield CDs
4/9/10 - Competitive CDs, Money Market Account & Credit Card at Fort Knox FCU in Kentucky - Easy Membership
3/25/10 - 2.50% 22-Month CD & Other Top CD Rates at Fort Knox FCU in Kentucky
12/9/09 - 2.15% 13-Month CD & 3.50% 60-Month CD at Fort Knox Federal Credit Union in Kentucky - Local Only
8/13/09 - 2.50% 7-Month CD & 2.60% 11-Month CD at Fort Knox Federal Credit Union in Kentucky - Local Only
8/27/08 - 5.00% 7-Month CD at a Kentucky Credit Union (Fort Knox)
10/3/07 - 5.65% 7-Month CD at a Kentucky CU (Fort Knox)
6/29/07 - 6.00% 7-Month CD at a Kentucky CU (Fort Knox)
6/19/07 - 5.65% 7-Month / 5.65% 17-Month CD at a Kentucky CU (Fort Knox)
4/27/07 - 5.50% 7-Month / 5.50% 17-Month CD at a Kentucky CU Continues (Fort Knox)
2/24/07 - 5.50% 7-Month / 5.50% 17-Month CD at a Kentucky CU (Fort Knox)
1/16/07 - 6.15% 7-Month CD at a Kentucky CU Continues (Fort Knox).
8/3/06 - 6.15% 7-Month CD at a Kentucky CU (Fort Knox)
5/10/06 - 5.60% 7-Month CD at a Kentucky CU.
3/22/06 - 5.20% 7-Month CD at a Kentucky CU
3/5/06 - 5.10% 7-Month CD at a Kentucky CU
11/15/05 - 7-Month 5.25% CD in Kentucky CU

23-Month Cds

Posted by: mabateman | Nov 3, 2014

Fort Knox Federal now offers a 23-month certificate at 1.50% APY. $500.00 minimum deposit. Dividends paid and compounded quarterly.

Does Not Offer ACH

Posted by: Anonymous | Apr 28, 2010

Does not offer ACH - you must wire in money and they charge $3 for incoming wires.  Outgoing wires are $12.  Reduces their APY somewhat.  Not great service in my opinion.

Identity Protection Offered By Credit Union

Posted by: da10 | Oct 9, 2012

Recently I was informed by credit union provider of identity protection my coverage had been cancelled. When I ask the representative with Identity Secure who authorized the cancellation I was told to contact the financial institution where I purchased the service. I contacted the credit union and spoke to a representative regarding the cancellation without my authorization and why the fee for service was still being deducted from my account. The representative would not provide the information I requested. I commend the credit union for refunding the fees, however I believe there is a communication problem between the credit union and identity protection provider.

Beware Of Fort Knox FCU’S History

Posted by: cactus | May 30, 2016

As Ken posted two years ago: "Fort Knox FCU is well known here as the credit union which raised the early withdrawal penalty on members' existing certificates. A member filed a complaint with the NCUA over this issue, but the NCUA ruled in favor of Fort Knox FCU's right to increase the EWP based on generic clauses in the membership agreement..."
https://www.depositaccounts.com/banks/fort-knox-fcu/offers/

VIEW MORE REVIEWS

Health
A+

Health Grade Components

Overall
NCUA #7000
Year Chartered1950
Employees203
Primary Regulator
Profit Margin
Return on Assets - YTD1.42%
Return on Equity - YTD9.4%
Annual Interest Income$11.4MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$1.33B$1.21B
LoansQ1 2016vs Q1 2015$921.5MM$832.1MM
DepositsQ1 2016vs Q1 2015$1.12B$1.02B
Equity CapitalQ1 2016vs Q1 2015$197.4MM$179.0MM
Loan Loss AllowanceQ1 2016vs Q1 2015$13.8MM$12.0MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$6.0MM$3.5MM
Real Estate OwnedQ1 2016vs Q1 2015$818.00K$232.00K
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

59-Month CD Now At 2.20% APY

Carpline   |  
Fort Knox FCU has raised the rate on the 59-month CD, but as we all know, beware of Fort Knox's early withdrawal penalty fiasco.  

Rates
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Always verify rates and promotions with the bank or credit union. We are not Fort Knox Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Fort Knox Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Traditional IRA
OTHER TIERS: 0.10% $100 - $10k | 0.15% $10k - $50k | 0.20% $50k - $100k
0.25%*$100k*-Share/Savings
OTHER TIERS: 0.10% $100 - $10k | 0.15% $10k - $50k | 0.20% $50k - $100k
0.25%*$100k*-Roth IRA
OTHER TIERS: 0.10% $100 - $10k | 0.15% $10k - $50k | 0.20% $50k - $100k
0.25%*$100k*-Educational IRA
OTHER TIERS: 0.10% $100 - $10k | 0.15% $10k - $50k | 0.20% $50k - $100k

Fort Knox Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$50k*-Money Market Account
OTHER TIERS: 0.20% $1k - $10k | 0.35% $10k - $25k | 0.40% $25k - $50k

Fort Knox Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.15%$500-59 Month CD
1.50%$500-48 Month CD
1.35%$500-23 Month CD Special
1.25%$500-36 Month CD
1.15%$500-14 Month CD Special
0.90%$500-30 Month CD
0.85%$500-24 Month CD
0.65%$500-18 Month CD
0.55%$500-12 Month CD
0.40%$500-6 Month CD
0.25%$500-3 Month CD
Locations

Fort Knox Federal Credit Union has 17 locations. Click to view all Fort Knox Federal Credit Union locations.