Overview / Commentary
3939 S Dixie Blvd
Radcliff, KY 40160-5113

Fort Knox Federal Credit Union primarily serves areas of north central Kentucky. However, its field of membership now includes members of American Consumer Council which is free and open to anyone. Credit union membership requires a $10 one-time fee and a minimum $5 balance in the share savings account.

Field of Membership Restrictions

Membership in Fort Knox Federal Credit Union is open to anyone through membership in the American Consumer Council or the Patriot Club. Membership is also open to the following: 1) active duty or retired Military, Reserve, Guard, or civil service employee and their relatives; 2) those who live, work, attend school or worship in Boyle, Breckinridge, Grayson, Hart, Larue, Meade, Nelson or Taylor counties in Kentucky.
See current membership details

Related Posts

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9/16/15 - Fort Knox....As Found On Bankrate.Com
11/3/14 - 23-Month Cds
2/21/14 - Special 46-Month CD at Fort Knox FCU - Beware of Its History
8/6/13 - Special CD Rates at Fort Knox Federal Credit Union
7/27/13 - Fort Knox FCU CD Specials (9, 14, And 23 Months)
12/28/12 - Competitive CD Specials at Fort Knox FCU - Limited to KY, TN & IN
7/2/12 - Top 59-Month CD Rate at Fort Knox Federal Credit Union - Easy Membership
11/26/11 - Issues With CD Early Withdrawal Penalty At Fort Knox Federal Credit Union
10/25/11 - Fort Knox FCU's 59-Month CD And Its Large Early Withdrawal Penalty
9/23/11 - NCUA Rules in Favor of Credit Union That Raised Early Withdrawal Penalty on Existing CDs
7/27/11 - Fort Knox FCU -- Early Withdrawal Penalty
6/17/11 - Highest 5-Year CD Rate in the Nation at Fort Knox Federal Credit Union
3/31/11 - Credit Union Increases Early Withdrawal Penalty on Existing CDs
12/23/10 - Top CD Rates at Fort Knox Federal Credit Union - Easy Membership
10/15/10 - Fort Knox FCU Slashes Long-Term CD Rates
10/5/10 - Fort Knox FCU Cuts Money Market Rates
7/27/10 - Fort Knox FCU Limits Special CD Rates To Local Residents
7/16/10 - Special CD Rates Rise at Fort Knox FCU - Easy Membership
6/2/10 - Fort Knox FCU Cuts the Top Rate of Its Money Market Account
6/2/10 - Money Market Interest Rate For Over $50K Has Dropped From 1
4/19/10 - Update on Fort Knox Federal Credit Union and Its High-Yield CDs
4/9/10 - Competitive CDs, Money Market Account & Credit Card at Fort Knox FCU in Kentucky - Easy Membership
3/25/10 - 2.50% 22-Month CD & Other Top CD Rates at Fort Knox FCU in Kentucky
12/9/09 - 2.15% 13-Month CD & 3.50% 60-Month CD at Fort Knox Federal Credit Union in Kentucky - Local Only
10/17/09 - 2.50% 7-Month CD & 2.60% 11-Month CD at Fort Knox Federal Credit Union in Kentucky - Local Only
9/25/08 - 5.00% 7-Month CD at a Kentucky Credit Union (Fort Knox)
8/27/08 - 5.65% 7-Month CD at a Kentucky CU (Fort Knox)
6/29/07 - 6.00% 7-Month CD at a Kentucky CU (Fort Knox)
6/19/07 - 5.65% 7-Month / 5.65% 17-Month CD at a Kentucky CU (Fort Knox)
4/27/07 - 5.50% 7-Month / 5.50% 17-Month CD at a Kentucky CU Continues (Fort Knox)
2/24/07 - 6.15% 7-Month CD at a Kentucky CU Continues (Fort Knox).
2/24/07 - 5.50% 7-Month / 5.50% 17-Month CD at a Kentucky CU (Fort Knox)
8/3/06 - 6.15% 7-Month CD at a Kentucky CU (Fort Knox)
6/10/06 - 5.60% 7-Month CD at a Kentucky CU.
3/22/06 - 5.20% 7-Month CD at a Kentucky CU
3/5/06 - 5.10% 7-Month CD at a Kentucky CU
11/15/05 - 7-Month 5.25% CD in Kentucky CU

Does Not Offer ACH

Posted by: Anonymous | Apr 28, 2010

Does not offer ACH - you must wire in money and they charge $3 for incoming wires.  Outgoing wires are $12.  Reduces their APY somewhat.  Not great service in my opinion.

Identity Protection Offered By Credit Union

Posted by: da10 | Oct 9, 2012

Recently I was informed by credit union provider of identity protection my coverage had been cancelled. When I ask the representative with Identity Secure who authorized the cancellation I was told to contact the financial institution where I purchased the service. I contacted the credit union and spoke to a representative regarding the cancellation without my authorization and why the fee for service was still being deducted from my account. The representative would not provide the information I requested. I commend the credit union for refunding the fees, however I believe there is a communication problem between the credit union and identity protection provider.

Used To Be Better

Posted by: sjh13 | Sep 13, 2018

Had many CD's and accounts here, from 2010 to 2014. Used to be OK...but now, when I tried to open my old account, was told I had to start over. Well, OK, fair enough. I filled in all the blanks on the app, and at the end of that long process, and having entered all the correct ID info....the application stated they couldn't ID me from that...I called and was told a CSR would be in touch with me in 24 to 48 hours. I asked if my app went through, and was told it had. Then, I asked to speak to a CSR now, so we could get moving on opening the CD. No joy. Was told I had to wait for a call. Well, that never happened. A week went by, and rather than go through the brain damage of yet another fruitless phone call, I picked a different CD at a different institution, and got it opened the same day. It was a jumbo, and so Ft Know apparently doesn't care if they get new business or not. Or they are grossly incompetent. Either way....pathetic customer service.


Posted by: thagan00 | Aug 31, 2017

I have been a member of this credit union for years. I cannot say enough how they have worked with me to improve my financial position.



Health Grade Components

NCUA #7000
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD4.59%
Annual Interest Income$56.7MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$1.55B$1.48B
LoansQ4 2018vs Q4 2017$1.17B$1.07B
DepositsQ4 2018vs Q4 2017$1.31B$1.24B
Equity CapitalQ4 2018vs Q4 2017$230.9MM$225.7MM
Loan Loss AllowanceQ4 2018vs Q4 2017$26.8MM$20.5MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$8.2MM$8.9MM
Real Estate OwnedQ4 2018vs Q4 2017$134.00K$226.00K
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Always verify rates and promotions with the bank or credit union. We are not Fort Knox Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Fort Knox Federal Credit Union Savings Account Rates

0.25%*$100k*-IRA Savings
OTHER TIERS: 0.10% $100 - $10k | 0.15% $10k - $50k | 0.20% $50k - $100k
OTHER TIERS: 0.10% $100 - $10k | 0.15% $10k - $50k | 0.20% $50k - $100k

Fort Knox Federal Credit Union Money Market Rates

1.00%*$250k*-Money Market Account
OTHER TIERS: 0.20% $1k - $10k | 0.60% $10k - $25k | 0.65% $25k - $50k | 0.75% $50k - $100k | 0.90% $100k - $250k
0.85%*$250k*-Business Money Market Account
OTHER TIERS: 0.20% $1k - $10k | 0.40% $10k - $25k | 0.55% $25k - $50k | 0.70% $50k - $100k | 0.80% $100k - $250k

Fort Knox Federal Credit Union CD Rates

2.65%$500-22 Month CD Special
2.65%$500-Business 22 Month CD Special
2.60%$500-59 Month CD
2.60%$500-Business 59 Month CD
2.55%$500-14 Month CD Special
2.55%$500-Business 14 Month CD Special
2.25%$500-48 Month CD
2.25%$500-Business 48 Month CD
1.45%$500-36 Month CD
1.45%$500-Business 36 Month CD
1.25%$500-30 Month CD
1.25%$500-Business 30 Month CD
1.20%$500-24 Month CD
1.20%$500-Business 24 Month CD
1.15%$500-18 Month CD
1.15%$500-Business 18 Month CD
0.95%$500-12 Month CD
0.95%$500-Business 12 Month CD
0.85%$500-6 Month CD
0.85%$500-Business 6 Month CD
0.35%$500-3 Month CD
0.35%$500-Business 3 Month CD

Fort Knox Federal Credit Union IRA Rates

2.60%$500-59 Month Rate Riser IRA Certificate


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