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Fort Knox Federal Credit Union

Popular Accounts at this Credit Union

1.40%3-year CD36 Month CD
2.00%4-year CD48 Month CD
2.30%5-year CD59 Month CD

Overview / Commentary
3939 S Dixie Blvd
Radcliff, KY 40160-5113

Fort Knox Federal Credit Union primarily serves areas of north central Kentucky. However, its field of membership now includes members of American Consumer Council which is free and open to anyone. Credit union membership requires a $10 one-time fee and a minimum $5 balance in the share savings account.

Field of Membership Restrictions

Membership in Fort Knox Federal Credit Union is open to anyone through membership in the American Consumer Council or the Patriot Club. Membership is also open to the following: 1) active duty or retired Military, Reserve, Guard, or civil service employee and their relatives; 2) those who live, work, attend school or worship in Boyle, Breckinridge, Grayson, Hart, Larue, Meade, Nelson or Taylor counties in Kentucky.
See current membership details

Related Posts

22-Month Certificate Special, 2.35% APY - 2/16/2018

$500 minimum deposit to open the 22-month Certificate Special (2.35% APY).

14-Month CD Special 1.55% APY, 23-Month CD Special 1.90% APY - 9/22/2017

The credit union we all love to hate has raised the rates on its CD Specials: 14-month, 1.55% APY 23-month, 1.90% APY

View all posts from:

9/16/15 - Fort Knox....As Found On Bankrate.Com
11/3/14 - 23-Month Cds
2/21/14 - Special 46-Month CD at Fort Knox FCU - Beware of Its History
8/6/13 - Special CD Rates at Fort Knox Federal Credit Union
7/27/13 - Fort Knox FCU CD Specials (9, 14, And 23 Months)
12/28/12 - Competitive CD Specials at Fort Knox FCU - Limited to KY, TN & IN
7/2/12 - Top 59-Month CD Rate at Fort Knox Federal Credit Union - Easy Membership
11/26/11 - Issues With CD Early Withdrawal Penalty At Fort Knox Federal Credit Union
10/25/11 - Fort Knox FCU's 59-Month CD And Its Large Early Withdrawal Penalty
9/23/11 - NCUA Rules in Favor of Credit Union That Raised Early Withdrawal Penalty on Existing CDs
7/27/11 - Fort Knox FCU -- Early Withdrawal Penalty
6/17/11 - Highest 5-Year CD Rate in the Nation at Fort Knox Federal Credit Union
3/31/11 - Credit Union Increases Early Withdrawal Penalty on Existing CDs
12/23/10 - Top CD Rates at Fort Knox Federal Credit Union - Easy Membership
10/15/10 - Fort Knox FCU Slashes Long-Term CD Rates
10/5/10 - Fort Knox FCU Cuts Money Market Rates
7/27/10 - Fort Knox FCU Limits Special CD Rates To Local Residents
7/16/10 - Special CD Rates Rise at Fort Knox FCU - Easy Membership
6/2/10 - Fort Knox FCU Cuts the Top Rate of Its Money Market Account
6/2/10 - Money Market Interest Rate For Over $50K Has Dropped From 1
4/19/10 - Update on Fort Knox Federal Credit Union and Its High-Yield CDs
4/9/10 - Competitive CDs, Money Market Account & Credit Card at Fort Knox FCU in Kentucky - Easy Membership
3/25/10 - 2.50% 22-Month CD & Other Top CD Rates at Fort Knox FCU in Kentucky
12/9/09 - 2.15% 13-Month CD & 3.50% 60-Month CD at Fort Knox Federal Credit Union in Kentucky - Local Only
10/17/09 - 2.50% 7-Month CD & 2.60% 11-Month CD at Fort Knox Federal Credit Union in Kentucky - Local Only
9/25/08 - 5.00% 7-Month CD at a Kentucky Credit Union (Fort Knox)
8/27/08 - 5.65% 7-Month CD at a Kentucky CU (Fort Knox)
6/29/07 - 6.00% 7-Month CD at a Kentucky CU (Fort Knox)
6/19/07 - 5.65% 7-Month / 5.65% 17-Month CD at a Kentucky CU (Fort Knox)
4/27/07 - 5.50% 7-Month / 5.50% 17-Month CD at a Kentucky CU Continues (Fort Knox)
2/24/07 - 6.15% 7-Month CD at a Kentucky CU Continues (Fort Knox).
2/24/07 - 5.50% 7-Month / 5.50% 17-Month CD at a Kentucky CU (Fort Knox)
8/3/06 - 6.15% 7-Month CD at a Kentucky CU (Fort Knox)
6/10/06 - 5.60% 7-Month CD at a Kentucky CU.
3/22/06 - 5.20% 7-Month CD at a Kentucky CU
3/5/06 - 5.10% 7-Month CD at a Kentucky CU
11/15/05 - 7-Month 5.25% CD in Kentucky CU

Good bank for starting out

Posted by: calepotter | Apr 2, 2018

Although there are better banks with more branches and services, if you are stationed at Fort Knox, this is more than adequate for most banking needs. I used this as my first bank after I joined the Army, and they have done a lot to improve their online ease of use and the tools available for a variety of financial transactions and education. Their interest rates are a little better than at normal banks, but there are definitely better ones out there. Overall, if you are local, this is not a bad choice.

Identity Protection Offered By Credit Union

Posted by: da10 | Oct 9, 2012

Recently I was informed by credit union provider of identity protection my coverage had been cancelled. When I ask the representative with Identity Secure who authorized the cancellation I was told to contact the financial institution where I purchased the service. I contacted the credit union and spoke to a representative regarding the cancellation without my authorization and why the fee for service was still being deducted from my account. The representative would not provide the information I requested. I commend the credit union for refunding the fees, however I believe there is a communication problem between the credit union and identity protection provider.

Buyer Beware!

Posted by: scubabelle | Nov 9, 2017

I had some CD's with Fort Knox. I know it's my responsibility to monitor my CD's and to know when they come due. However I dropped the ball with a Fort Knox CD. Next thing I know they had rolled a CD into a new CD at a silly-low interest rate. I was so surprised because I'm usually all over this type of thing. It dawned on me that they NEVER gave me any notice that my CD was coming due - no email and no snail-mail. Although I accept 100% responsibility, I still don't appreciate their not notifying me like every other bank and CU would do. For that reason, I completely closed my account and will never bank with them again.


Posted by: thagan00 | Aug 31, 2017

I have been a member of this credit union for years. I cannot say enough how they have worked with me to improve my financial position.



Health Grade Components

NCUA #7000
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD6.5%
Annual Interest Income$13.9MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$1.51B$1.43B
LoansQ1 2018vs Q1 2017$1.09B$1.00B
DepositsQ1 2018vs Q1 2017$1.27B$1.20B
Equity CapitalQ1 2018vs Q1 2017$228.2MM$213.5MM
Loan Loss AllowanceQ1 2018vs Q1 2017$22.3MM$16.5MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$6.0MM$4.8MM
Real Estate OwnedQ1 2018vs Q1 2017$95.00K$327.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Fort Knox Federal Credit Union Savings Account Rates

0.25%*$100k*-IRA Savings
OTHER TIERS: 0.10% $100 - $10k | 0.15% $10k - $50k | 0.20% $50k - $100k
OTHER TIERS: 0.10% $100 - $10k | 0.15% $10k - $50k | 0.20% $50k - $100k

Fort Knox Federal Credit Union Money Market Rates

0.85%*$250k*-Money Market Account
OTHER TIERS: 0.20% $1k - $10k | 0.40% $10k - $25k | 0.55% $25k - $50k | 0.70% $50k - $100k | 0.80% $100k - $250k
0.85%*$250k*-Business Money Market Account
OTHER TIERS: 0.20% $1k - $10k | 0.40% $10k - $25k | 0.55% $25k - $50k | 0.70% $50k - $100k | 0.80% $100k - $250k

Fort Knox Federal Credit Union CD Rates

2.60%$500-35 Month CD Special
2.60%$500-Business 35 Month CD Special
2.35%$500-22 Month CD Special
2.35%$500-Business 22 Month CD Special
2.30%$500-59 Month CD
2.30%$500-Business 59 Month CD
2.00%$500-48 Month CD
2.00%$500-14 Month CD Special
2.00%$500-Business 14 Month CD Special
2.00%$500-Business 48 Month CD
1.40%$500-36 Month CD
1.40%$500-Business 36 Month CD
1.15%$500-24 Month CD
1.15%$500-Business 24 Month CD
1.10%$500-18 Month CD
1.10%$500-30 Month CD
1.10%$500-Business 30 Month CD
1.10%$500-Business 18 Month CD
0.75%$500-12 Month CD
0.75%$500-Business 12 Month CD
0.65%$500-6 Month CD
0.65%$500-Business 6 Month CD
0.35%$500-3 Month CD
0.35%$500-Business 3 Month CD

Fort Knox Federal Credit Union IRA Rates

2.30%$500-59 Month Rate Riser IRA Certificate


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