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Overview / Commentary
237 Higuera Street
San Luis Obispo, CA 93401

Founders Community Bank is headquartered in San Luis Obispo and is the 151st largest bank in the state of California. It is also the 3,146th largest bank in the nation. It was established in 2005 and as of March of 2016, it had grown to 38 employees at 3 locations. Founders Community Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #57924
Year Established2005
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD7.08%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$185.1MM$175.4MM
LoansQ1 2016vs Q1 2015$95.3MM$102.6MM
DepositsQ1 2016vs Q1 2015$167.7MM$159.2MM
Equity CapitalQ1 2016vs Q1 2015$17.3MM$16.1MM
Loan Loss AllowanceQ1 2016vs Q1 2015$1.5MM$1.7MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$0$0
Real Estate OwnedQ1 2016vs Q1 2015$0$0

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Founders Community Bank Locations
Founders Community Bank237 Higuera StreetSan Luis Obispo, CA 93401
Morro Bay Branch310 Morro Bay BlvdMorro Bay, CA 93442
Marsh St Branch863 Marsh StreetSan Luis Obispo, CA 93401
Paso Robles Branch1245 Spring StreetPaso Robles, CA 93446