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Overview / Commentary
237 Higuera Street
San Luis Obispo, CA 93401

Founders Community Bank is headquartered in San Luis Obispo and is the 146th largest bank in the state of California. It is also the 3,032nd largest bank in the nation. It was established in 2005 and as of December of 2016, it had grown to 44 employees at 4 locations. Founders Community Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #57924
Year Established2005
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD6.99%
Annual Interest Income$7.3MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$196.9MM$192.2MM
LoansQ4 2016vs Q4 2015$103.0MM$96.0MM
DepositsQ4 2016vs Q4 2015$178.6MM$165.9MM
Equity CapitalQ4 2016vs Q4 2015$18.2MM$17.1MM
Loan Loss AllowanceQ4 2016vs Q4 2015$1.5MM$1.5MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$0$0
Real Estate OwnedQ4 2016vs Q4 2015$0$0

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Founders Community Bank Locations
Founders Community Bank237 Higuera StreetSan Luis Obispo, CA 93401
Morro Bay Branch310 Morro Bay BlvdMorro Bay, CA 93442
Marsh St Branch863 Marsh StreetSan Luis Obispo, CA 93401
Paso Robles Branch1245 Spring StreetPaso Robles, CA 93446